![](\"https://lh4.googleusercontent.com/rJW7FOTtSmQLgjTjg1gmZZHsan-oLTz6hUOLP0EYv9c-jWsxwwxRaKzLBH07DvcGpWZIbxBxDa7OxGecSF-Y2KvpLzu0C9rKUyx4ypmxBph5wpO9k11YdbqU2h53zkFQoi2_5f8Q7FVwtT-lv4RCt5XCYJHaY9-tsr7jMkn7hg3WU8FI4mxTtMteM6o2NQ\")
How did you hear about Future Family?
I heard about Future Family through an advertisement. I did a little research afterwards and looked through what features you offered. When I found out there was this alternative to financing your fertility journey, it really hit home.
Did you find your clinic before reaching out to Future Family?
It went hand in hand. I found Future Family first, then I went through the clinics that Future Family covered. That’s how I found Main Line Fertility.
Did you research any other type of financing loans before Future Family?
We were aware of personal loans, but because we have other friends who have gone through IVF, we also learned from them. They either took out personal loans to fund their IVF journey, or it was covered by insurance.
Were you aware of the differences between a personal loan and a fertility loan like Future Family?
With a personal loan you take on so much debt, and there's no flexibility when it comes to the payments. With Future Family, you can have multiple family members help with the financing. So our loan is under my brother's name, using his credit score, but I'm able to execute the payments. You can't do that with a personal loan. That flexibility was really big– it took a lot of the burden off of my husband and me because we had already accumulated so much debt from our first rounds of IVF. Having that option, it was a no-brainer. When I heard about Future Family, I said, okay let's sign up; I didn't have to think twice about it.
How was your experience with Future Family?
The process from start to finish wasn’t stressful at all. And if it was stressful I had my financial specialist Jackie Martin and my fertility coach Laura Weppler to help me. Jackie was a really big help just because she dealt with the whole financing part and explained a lot of the payment options.
Everything was effortless because Jackie and Laura made the whole thing so easy. I didn't have that same support in my previous 2 rounds of IVF. I didn't have a nurse that I could call any time of day if I had a question about medication or if I was overthinking something. During treatment, you can get caught up in a moment and really get in your head. It's not always easy to talk about and sometimes, it's really hard to even bring up. Even with your significant other because they don't know what you're going through. Going through it emotionally and physically is different. So having Laura be there every step of the way was a huge help.
To sum up, my experience with Future Family was amazing. If I could tell everyone about Future Family, I would tell them to go to you guys.
What has been your experience with your clinic?
During the initial process, we were down to two clinics that my husband and I really liked. We met with Dr. Glassner at Main Line Fertility because of all the great reviews. We really connected with Dr. Glassner. We felt like he was treating us as if we were his own family. He didn't look at my husband and me as just another patient. That's why we went with Main Line.
Did you seek out a fertility loan for your first two treatments?
The first retrieval; no, we didn't. We didn't know anything. It was our first time, we kind of were walking in the dark with no flashlight. Everything was learned as we went.
The second time around, I was fortunate enough to have a job that actually covered the whole IVF process like the egg retrieval and the transfer and, obviously the medications, which is one thing that's is a big bulk of your payment. They paid some, and some they didn't pay and, my out-of-pocket expense, it was better than my first, where I had to pay everything out of pocket. So this third one, I felt like it was just a lot better.
What advice do you have for others going through this process?
The stressful part is finding a specialist that's going to treat your journey as if it’s their own. So my advice would be to find a specialist that's going to treat you like their family.
The next one would be the finance part. I’d definitely recommend Future Family because of the payment options. I mean, that flexibility was a huge burden off of me.
When I announced that I was expecting, I had a few classmates who were struggling with their fertility journey come and ask about tips on what to do. Alot of them asked, ‘how did you finance this?' And I said, ‘You know what? I found this amazing company. It's called Future Family. If you can't take on the credit, you can ask a family member to sign up and you can still be the one to pay for it.’ And then I told them about how you have your own personal nurse and financial advisor who help you out along the way.
I also told them how my experience was not stressful at all. Stress was a big factor for me with my last two (IVF cycles). It always came down to ‘Well, how am I going to pay for this? How am I going to pay for that? What do I need to do next?’ But with this new process, with Future Family and Main Line, they pretty much told me what to do every step of the way. All I had to worry about was being healthy and eating healthy.
Hilary is now six months pregnant and hosting a baby shower this month. We wish her all the best and thank her for sharing her experience with us.
![](\"https://lh4.googleusercontent.com/OSvNP2GMAjMKCrh4KrkMEtl8tPkPzWh451VRtGUn61SIiS5TfTkRfktPTpSyw1s4_KKSZZj5D6WR3Zsz0PJ2uhSz7BNE3U8tvD5RKr4TryAXbBb7NM_GuVOs1RoXXncZZjK8NpJ1YwVrsAJpDXMqUPPIOaW5kU8BDHlAJjSp3xglXphy-Hz84_jShF39FQ\")
If you’re looking for a fertility resource that provides customized financing, the Future Family team is here for you. Starting a family should not have to be stressful, and we want to help take the load off of the process. Prequalify for your fertility plan today.
Want to be featured in a Future Family story? Reach out to us at marketing@futurefamily.com.
","url":"https://blog.futurefamily.com/the-future-family-experience-hilary-f/","uuid":"7b1d8fc0-4c4a-4d72-b93c-b569fa541df7","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6390ce9b5a61890001e92adc"}},{"node":{"id":"Ghost__Post__6388de7e5a61890001e92a92","title":"Paying for IVF with Credit Card vs. Loan: 5 Factors to Keep in Mind","slug":"paying-for-ivf-with-credit-card-vs-loan-5-factors-to-keep-in-mind","featured":true,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/12/Paying-for-IVF-with-a-Credit-Credit-or-Loan_FF.jpg","excerpt":"While many people pay for IVF with a credit card, loans from a trusted fertility lender can offer long-term savings and benefits. Learn why here.","custom_excerpt":"While many people pay for IVF with a credit card, loans from a trusted fertility lender can offer long-term savings and benefits. Learn why here.","created_at_pretty":"Dec 01, 2022","published_at_pretty":"Dec 01, 2022","updated_at_pretty":"Mar 08, 2024","created_at":"2022-12-01T09:03:58.000-08:00","published_at":"2022-12-01T09:31:20.000-08:00","updated_at":"2024-03-08T14:53:13.000-08:00","meta_title":"Paying for IVF with a Credit Card or Loan | Future Family","meta_description":"While many people pay for IVF with a credit card, loans from a trusted fertility lender can offer long-term savings and benefits. Learn why here.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Credit Card","slug":"credit-card","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Credit Card","slug":"credit-card","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Fertility Financing","slug":"fertility-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Fertility Loans","slug":"fertility-loans","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Financing","slug":"financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Financing","slug":"ivf-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Loan","slug":"ivf-loan","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"If you’re stuck on this, you’re not alone. How to pay for IVF is a big and\ncomplex question many prospective parents face. After all, the financial side of\nfertility treatment is a significant part of the process, and roughly 75% of\npeople [https://www.verywellfamily.com/access-to-fertility-treatments-4135572] \ndo not have IVF coverage.\n\nAs a trusted fertility lending expert, we want to offer you helpful insights—not\nonly to help you find a practical and realistic solution to cover your costs but\nalso to make your entire IVF journey less stressful and more joyful.\n\nLearn the key differences between paying for IVF with a credit card versus a\nloan—and what the better option might be for you in the long run.\n\nHow Much Does IVF Cost?\nThe average cost of one IVF cycle [/how-much-does-ivf-cost-untitled/] typically\nranges from $10,000–$15,000. These values do not include medication costs, which\ncan be anywhere from $5,000–$8,000. \n\nMaking financial trade-offs and saving for IVF is ideal. But we understand this\nmay not be possible, which is why many people look into credit cards and loans.\n\nWhat’s the Difference Between Paying for IVF with a Credit Card Versus a Loan?\nThere are five key areas to consider when choosing between credit cards and\nloans.\n\n1. Interest Rates\n\nCredit Cards\nCredit cards typically come with variable interest rates, meaning the interest\nfluctuates depending on the market. \n\nFor example, the Federal Reserve has been pushing interest rates higher\n[https://www.bankrate.com/finance/credit-cards/federal-reserve-meeting-how-credit-cards-are-affected/] \namid its battle against inflation. When the Fed hikes rates, credit card\ninterest rates tend to move with it. \n\nThough some credit card companies offer appealing promotional rates in the\nbeginning, those rates typically jump to onerous heights (20% or higher). Bear\nthat in mind as you weigh your options.\n\nLoans\nFertility loans generally come with fixed interest rates ranging from\n0.00%–17.99%. Though the Federal Reserve push also impacts fixed interest rates,\na fixed rate you’ve locked in will not change for the loan’s entire term. So in\nthe long run, this might prove more advantageous in terms of cost and stability.\n\nThe fixed interest rate for your loan depends on various factors such as: \n\n * The clinic providing your care\n * Your credit score, income, and credit history\n * Your borrowing amount\n * The length of your loan\n\n2. Payment Process\n\nCredit Cards\nYou are usually required to make a monthly payment to keep your credit account\nin good standing. Making the minimum payment every cycle ensures you don’t carry\nincur: \n\n * Late fees\n * Penalty APRs\n * Negative marks on your credit report\n\nKeep in mind, credit card issuers continue to charge interest until your balance\nis paid in full. So even though making minimum payments ensures good standing\nwith creditors, it also prolongs the payment timeline (sometimes by several\nyears).\n\nLoans\nYour monthly payment depends on the loan amount you qualify for, and the\ninterest rate. For instance: \n\n * If you take out a loan for $18,000 with a fixed APR of 7.99% on a 60-month\n term, Future Family will pay out $18,000 to vendors on your behalf. You will\n then make 60 monthly payments of $364.89.\n\nEach average payment Future Family provides covers a portion of your principal\nand interest. Our median payment term is 60 months—this allows payments to be\nsmaller and spread out over a longer period of time. There is also no prepayment\npenalty.\n\nHave a holiday bonus you want to pay toward the principal? You can do that\ndirectly on Future Family’s website. There is no prepayment penalty!\n\n3. Impact on Credit Score\n\nCredit Cards\nUsing a credit card for fertility treatment can both help and hurt your credit\nscore. Establishing credit history is good, but watch your credit\nutilization—the amount of credit you are currently using, compared to how much\nyou have available. \n\nExpressed as a percentage, your credit utilization rate is a component creditors\nassess to determine how risky you are. \n\nA low credit utilization rate indicates you’re doing a good job managing your\ncredit assets. A high credit rate indicates to lenders/creditors you’re having\ntrouble managing your finances. \n\nThe general rule of thumb is to keep your utilization rate under 30%\n[https://www.experian.com/blogs/ask-experian/credit-education/score-basics/credit-utilization-rate/#:~:text=Your%20credit%20utilization%20ratio%20should,is%20for%20your%20credit%20score.&text=Your%20credit%20utilization%20ratio%20is,Here's%20how%20to%20do%20it.]\n. This may be challenging to do, as the cost of treatment tends to be close to\ncredit limits (more on this in the next section).\n\nLoans\nSome are hesitant to apply for loans due to a hard credit check, which typically\nknocks off a few points from your credit score. The good news is, applications\nfrom fertility lenders like Future Family do not impact your credit score in any\nway. \n\n\nStaying committed to your monthly loan payments can help build credit in the\nlong term. FICO and VantageScore consider payment history as the most essential\nfactor\n[https://www.forbes.com/advisor/credit-score/payment-history/#:~:text=Payment%20history%20is%20the%20record,influential%20under%20the%20VantageScore%20model.] \nin calculating credit scores. \n\n\nAnd with the interest rates incorporated into monthly payments, you don’t have\nto worry about fluctuating costs, helping you stay on track throughout the loan\nduration.\n\n4. Credit Limits\n\nCredit Cards\nAs aforementioned, credit limits tend to be similar to the cost of treatment.\nFor example, the average person in the U.S. has access to roughly $31,000\n[https://www.bankrate.com/finance/credit-cards/what-is-the-average-credit-limit-for-americans/] \nin credit limits across all their credit cards. \n\nSo if an IVF treatment cycle costs $19,000, this means: \n\n * Your credit utilization rate jumps to 61% and your credit drops.\n * If you don’t pay off your credit card balance in time, you may not have\n enough credit to pay for a subsequent cycle.\n\nLoans\nCredit limits and utilization rates are based solely on revolving credit. So\ntaking out a fertility loan would not impact your credit limit. \n\nAdditionally, fertility lenders understand IVF may involve multiple cycles,\nwhich is why they offer loans that provide funding beyond a single attempt.\n\n5. Long-Term Savings\n\nCredit Cards\nCredit card companies offer reward programs that accumulate points over time.\nThese earn cash rewards which can help foot the bill for your fertility\ntreatment. \n\nHowever, 40% of credit card holders\n[https://www.lendingtree.com/credit-cards/study/unused-rewards/] have points\nthey did not use in the past year. Points depreciate over time, so when life\ngets busy, you gain less value from them by the time you redeem the points. \n\nFurthermore, the Bureau of Labor Statistics reported an inflation rate of 7.5%\n[https://www.bls.gov/opub/ted/2022/consumer-prices-up-7-5-percent-over-year-ended-january-2022.htm#:~:text=Over%20the%2012%20months%20from,month%20period%20ending%20February%201982.] \nfrom January 2021 to January 2022. This means for every $1,000 in rewards earned\nat the beginning of that period, the buying power is now closer to $925.\n\nLoans\nFuture Family loans save you money right away with lower, fixed interest rates\nfrom the get-go. These fixed rates keep your payments steady and help you save\nmore money in the long run. \n\nBetter yet, fertility lenders offer unique opportunities, like 0% Interest Rate\nFinancing\n[https://www.businesswire.com/news/home/20220705005107/en/Future-Family-Announces-0-Interest-Rate-Financing-For-Fertility-Treatments] \nwhich provides a 0% interest rate for up to 12 months. Eligible patients pay the\nsame amount as a cash purchase, but with the flexibility of spreading out\npayments over time.\n\nHow Will Future Family Help Me Save Money?\nAs indicated above, going with the right fertility loan keeps the payment\nprocess simple. Interest rates and payments are fixed so you have more control\nover your finances—and can rest assured you can pay off fertility costs in time. \n\nThe Future Family team provides borrowers access to a personal fertility care\nteam. In addition to the financial commitments, we understand IVF is a physical\nand emotional investment as well. Thus, we offer our clients a holistic package\nthat includes a personal nursing care team\n[/q-a-with-future-familys-nursing-care-team/].\n\nLearn more about the best way to pay for IVF\n[/whats-the-best-way-to-pay-for-ivf/].\n\nGet Pre-Approved for an IVF Loan Today\nIf you’re interested in pursuing an IVF loan, see if you prequalify today\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog]. Applicants can be\npre-approved within two minutes, and this process does not impact your credit\nscore. \n\nIf you have any questions, please contact financing@futurefamily.com.","html":"If you’re stuck on this, you’re not alone. How to pay for IVF is a big and complex question many prospective parents face. After all, the financial side of fertility treatment is a significant part of the process, and roughly 75% of people do not have IVF coverage.
As a trusted fertility lending expert, we want to offer you helpful insights—not only to help you find a practical and realistic solution to cover your costs but also to make your entire IVF journey less stressful and more joyful.
Learn the key differences between paying for IVF with a credit card versus a loan—and what the better option might be for you in the long run.
The average cost of one IVF cycle typically ranges from $10,000–$15,000. These values do not include medication costs, which can be anywhere from $5,000–$8,000.
Making financial trade-offs and saving for IVF is ideal. But we understand this may not be possible, which is why many people look into credit cards and loans.
There are five key areas to consider when choosing between credit cards and loans.
Credit cards typically come with variable interest rates, meaning the interest fluctuates depending on the market.
For example, the Federal Reserve has been pushing interest rates higher amid its battle against inflation. When the Fed hikes rates, credit card interest rates tend to move with it.
Though some credit card companies offer appealing promotional rates in the beginning, those rates typically jump to onerous heights (20% or higher). Bear that in mind as you weigh your options.
Fertility loans generally come with fixed interest rates ranging from 0.00%–17.99%. Though the Federal Reserve push also impacts fixed interest rates, a fixed rate you’ve locked in will not change for the loan’s entire term. So in the long run, this might prove more advantageous in terms of cost and stability.
The fixed interest rate for your loan depends on various factors such as:
You are usually required to make a monthly payment to keep your credit account in good standing. Making the minimum payment every cycle ensures you don’t carry incur:
Keep in mind, credit card issuers continue to charge interest until your balance is paid in full. So even though making minimum payments ensures good standing with creditors, it also prolongs the payment timeline (sometimes by several years).
Your monthly payment depends on the loan amount you qualify for, and the interest rate. For instance:
Each average payment Future Family provides covers a portion of your principal and interest. Our median payment term is 60 months—this allows payments to be smaller and spread out over a longer period of time. There is also no prepayment penalty.
Have a holiday bonus you want to pay toward the principal? You can do that directly on Future Family’s website. There is no prepayment penalty!
Using a credit card for fertility treatment can both help and hurt your credit score. Establishing credit history is good, but watch your credit utilization—the amount of credit you are currently using, compared to how much you have available.
Expressed as a percentage, your credit utilization rate is a component creditors assess to determine how risky you are.
A low credit utilization rate indicates you’re doing a good job managing your credit assets. A high credit rate indicates to lenders/creditors you’re having trouble managing your finances.
The general rule of thumb is to keep your utilization rate under 30%. This may be challenging to do, as the cost of treatment tends to be close to credit limits (more on this in the next section).
Some are hesitant to apply for loans due to a hard credit check, which typically knocks off a few points from your credit score. The good news is, applications from fertility lenders like Future Family do not impact your credit score in any way.
Staying committed to your monthly loan payments can help build credit in the long term. FICO and VantageScore consider payment history as the most essential factor in calculating credit scores.
And with the interest rates incorporated into monthly payments, you don’t have to worry about fluctuating costs, helping you stay on track throughout the loan duration.
As aforementioned, credit limits tend to be similar to the cost of treatment. For example, the average person in the U.S. has access to roughly $31,000 in credit limits across all their credit cards.
So if an IVF treatment cycle costs $19,000, this means:
Credit limits and utilization rates are based solely on revolving credit. So taking out a fertility loan would not impact your credit limit.
Additionally, fertility lenders understand IVF may involve multiple cycles, which is why they offer loans that provide funding beyond a single attempt.
Credit card companies offer reward programs that accumulate points over time. These earn cash rewards which can help foot the bill for your fertility treatment.
However, 40% of credit card holders have points they did not use in the past year. Points depreciate over time, so when life gets busy, you gain less value from them by the time you redeem the points.
Furthermore, the Bureau of Labor Statistics reported an inflation rate of 7.5% from January 2021 to January 2022. This means for every $1,000 in rewards earned at the beginning of that period, the buying power is now closer to $925.
Future Family loans save you money right away with lower, fixed interest rates from the get-go. These fixed rates keep your payments steady and help you save more money in the long run.
Better yet, fertility lenders offer unique opportunities, like 0% Interest Rate Financing which provides a 0% interest rate for up to 12 months. Eligible patients pay the same amount as a cash purchase, but with the flexibility of spreading out payments over time.
As indicated above, going with the right fertility loan keeps the payment process simple. Interest rates and payments are fixed so you have more control over your finances—and can rest assured you can pay off fertility costs in time.
The Future Family team provides borrowers access to a personal fertility care team. In addition to the financial commitments, we understand IVF is a physical and emotional investment as well. Thus, we offer our clients a holistic package that includes a personal nursing care team.
Learn more about the best way to pay for IVF.
If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score.
If you have any questions, please contact financing@futurefamily.com.
The cost of fertility treatment is a significant part of the decision-making process—discouraging many prospective parents. Nearly half of fertility clinic visitors do not proceed with treatment due to the costs and complexities involved.
At Future Family, we take the intricacies and anxieties out of the picture so you can focus on the important part—starting the family you deserve. Below, we provide a comparison of the two main options for how to finance fertility treatment—loans and credit cards. Each comes with pros and cons, so you can thoroughly reflect on each and make the best decision.
Nearly 75% of Americans don’t have IVF coverage. Thus, many people lean on financing to start their families.
Luckily, there are fertility treatment loans that not only offer a simple payment plan but also access to a personal fertility care team. This holistic loan package is key to getting the most out of your fertility journey.
Future Family offers financing for the following treatments:
Learn more about what’s covered in an IVF loan.
Paying for treatments via credit card is a relatively common fertility treatment financing option. While certain benefits exist for credit cards, there are hidden factors to keep in mind.
When planning to start a new family, optimizing your financial situation for everything that could come your way makes sense. This potentially includes the expenses of parenthood and buying a house.
So, it's important to be mindful of your credit score—and how much money you have available at any given time for unexpected expenses and down payments.
Are you ready for the next step of starting your own family? Apply for financing today and browse through our financing FAQs. Have any questions? Reach out to us at: financing@futurefamily.com.
We were referred to Future Family by our clinic, HRC Encino. Future Family was one of the first pamphlets we received.
My mom actually did a little bit of research on this for me because I was overwhelmed with a lot of the medical information from the clinic. We decided on Future Family because it felt more personal and more comfortable than some of the other financing options out there. Our initial contact, Ryan, was so helpful and patient - he was able to answer all of our questions. From him, we learned that Future Family has a lot of perks [one-easy payment, bill management, nursing care team], as well. We were really drawn to the fact that the loan payment goes straight to our clinic so that we wouldn’t have to concern ourselves with finances during the IVF process.
Our initial conversation was with Ryan on the phone. You want to get a good feeling during that initial consultation especially with this process since it is so sensitive, and Ryan did a great job of making us feel comfortable. He answered all of our questions and helped us understand how Future Family could support us on this journey.
No, we didn't. We thought that Future Family was the best fit for us, and we trusted our clinic’s recommendation. Our clinic suggested considering a fertility-specific loan company because the process goes faster and the funds go directly to the hospital or the clinic. It's more streamlined that way and we didn't want to be bogged down with overseeing and managing the financial side of IVF. This streamlined financial element allowed us to focus on navigating the IVF process itself.
Future Family has been wonderful since day one - from talking with Ryan who made us feel really at-ease and helped us get set up, to monthly payments, and the transfer of funds to our clinic. At one point, there was an issue with the Future Family portal and I was able to call and connect with the billing department immediately. They were able to confirm that everything was on track. I really appreciated knowing that they were so responsive and helpful. That’s a big bonus, in my book!
By far, the most valuable part of my experience has been my coach, Katie. The IVF journey can be such an intimidating and emotional process, and my communication with her has been worth its weight in gold.
My experience with HRC has been great. In the beginning, there was a bit of a learning curve, but the doctors, nurses, and staff have been really wonderful and supportive.
To me, the Nursing Care Team is the core of what makes Future Family so unique and incredible. Katie and the Zoom Support Groups are a safety net that I would recommend to anyone going through this process.
I didn't expect it at all. Upon our initial sign-up with Future Family, it was comforting to know that the support was available, but I did not expect that their support would become such a major part of our journey. I don't know if we could have done it without Katie and the Support Groups. Perhaps we could have, but it would have been a much more stressful and discouraging experience. The process would not have gone as smoothly without Katie’s guidance, experience, and genuine compassion. She’s THE Best!
Future family has been our safety net. It is a financial safety net because they were able to break up the loan amount into manageable monthly payments, and they seamlessly transferred funds to our clinic for treatment. I didn’t expect this in the beginning, but it has also been an emotional safety net because of the Nurse Care Team and support groups. It has been an all-around fantastic experience - something I would recommend to a friend or family member if they were starting on their own journey.
You are stronger than you think you are. Everyone’s journey is different, but through it, you will undoubtedly learn that you are stronger than you think you are. Don’t be afraid to ask questions, cry, be hopeful, or discouraged. All of those feelings are normal and you are not alone.
If you’re looking for a fertility resource that provides customized financing, the Future Family team is here for you. Starting a family should not have to be stressful, and we want to help take the load off of the process. Prequalify for your fertility plan today.
Want to be featured in a Future Family story? Reach out to us at marketing@futurefamily.com.
","url":"https://blog.futurefamily.com/sharing-your-future-family-experience-brooke-l/","uuid":"80205f32-c649-4ab0-ba9e-dc510a3942b9","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"637261067fe33e0001d28516"}},{"node":{"id":"Ghost__Post__636c456d56e06a00013bee80","title":"What Is the Cost of Egg Donation for IVF?","slug":"what-is-the-cost-of-egg-donation-for-ivf","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/11/FF_Blog_cost-of-egg-donation.jpeg","excerpt":"Learning what the cost of egg donation for IVF entails is key to mapping out a personal fertility plan. Read this quick guide for the essential details.","custom_excerpt":"Learning what the cost of egg donation for IVF entails is key to mapping out a personal fertility plan. Read this quick guide for the essential details.","created_at_pretty":"Nov 10, 2022","published_at_pretty":"Nov 10, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-11-09T16:27:25.000-08:00","published_at":"2022-11-10T09:55:36.000-08:00","updated_at":"2023-01-05T17:35:26.000-08:00","meta_title":"What Is the Cost of Egg Donation for IVF? | Future Family","meta_description":" Learning what the cost of egg donation for IVF entails is key to mapping out a personal fertility plan. Read this quick guide for the essential details.","og_description":"Learning what the cost of egg donation for IVF entails is key to mapping out a personal fertility plan. Read this quick guide for the essential details.","og_image":null,"og_title":"What Is the Cost of Egg Donation for IVF? | Future Family","twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Testing","slug":"testing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Embryo Transfer","slug":"embryo-transfer","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"When it comes to IVF, every person’s process is unique. Thus, it’s essential to\nconsider your personal, health, and financial circumstances to map out an IVF\nplan that is right for you. If you plan to use an egg donor, you’ll have to\nconsider egg donation costs.\n\nThere are two options for donor eggs—frozen and fresh. Each comes with its own\ncosts and success rates to consider. Below, we note all the key details on what\nthe cost of egg donation is for IVF to help you make the right decision.\n\nWho Can Benefit from Using Donor Eggs?\nOverall, using donor eggs (frozen or fresh) carries up to a three times higher\nsuccess rate\n[https://www.babycenter.com/getting-pregnant/fertility/fertility-treatment-donor-eggs-and-embryos_4098] \nthan traditional IVF, particularly for women over 40. \n\nDonor eggs can be a good option for women who: \n\n * Have low egg quality or quantity\n * Have a history of miscarriages\n * Carry a genetic disease they do not want to pass on to their future children\n * Have been undergoing chemotherapy or radiation treatment\n * Have unexplained fertility or secondary infertility issues\n * Have experienced premature ovarian failure\n\nIt’s also a great option for male same-sex couples and trans women.\n\nFor more information, read the donor egg IVF 101 guide\n[/donor-egg-ivf-101-an-introduction-to-egg-donation/].\n\nFresh vs. Frozen Donor Eggs Costs\nFrozen donor eggs are more cost-effective than fresh eggs. While a frozen egg\nlot from Donor Bank USA [https://donoreggbankusa.com/] costs, on average,\n$14,500, a fresh donor cycle costs roughly $25,000. Here’s why:\n\nFresh Donor Eggs\nWith fresh donor cycles, you have the option to synchronize the recipient and\ndonor cycle for a fresh embryo transfer, or you can cycle the donor and create\nembryos for a future frozen embryo transfer. \n\nDuring a synchronized cycle with fresh eggs, the menstrual cycles of the donor\nand the woman who will be carrying the embryo must be synchronized via\nmedication and hormone shots. This can take approximately six to eight weeks.\nThe entire treatment process can take up to six months or more. \n\nIn other words, the donor’s eggs must be retrieved when the recipient’s body is\nready to receive the embryo. Thus, the fresh donor egg process requires time,\nmedication, and travel, since both donor and recipient must be in the same\ngeographic location.\n\nFrozen Eggs\nWith frozen eggs, there is no travel involved or alignment in menstrual cycles.\nThe eggs have already been retrieved and are ready when you are. One egg lot\nusually comes in groups of six to eight eggs per cycle. \n\nA frozen egg donation cycle from start to finish takes about four weeks.\n\nAdditional Costs When Working with a Fresh Egg Donor\nIn addition to egg costs, there are also other fees involved in the egg donation\nprocess, such as: \n\n * Agency compensation ($8,000–$17,000): Donor recruitment and vetting process \n * Legal fees ($500–$1500): A legal contract between the donor and intended\n parents\n * Egg donor screening ($500–$2000): Meetings with various support teams such as\n an agency coordinator, reproductive endocrinologist, psychologist, and\n genetic counselor, prescreening blood work, ultrasound and genetic carrier\n screening\n * Egg donor fees ($10,000–$30,000): Compensation for the donor, travel\n expenses, and medical monitoring for the donor\n * IVF ($17,000–$25,000): Medical testing, screening, medications, doctor\n visits, cycle monitoring at fertility clinic, egg retrieval etc.\n\nRead about how much IVF costs [/how-much-does-ivf-cost-untitled/].\n\nSuccess Rates for Frozen vs. Fresh Donor Eggs\nFresh eggs cost more than frozen eggs, but they also have a better success rate. \n\nAccording to the Centers for Disease Control and Prevention (CDC)\n[https://nccd.cdc.gov/drh_art/rdPage.aspx?rdReport=DRH_ART.ClinicInfo&rdRequestForward=True&ClinicId=9999&ShowNational=1]\n, the success rate for: \n\n * Fresh eggs is 53.9%\n * Frozen eggs is 45.8% \n\nFresh eggs are more likely to produce viable embryos than frozen eggs.\nTherefore, prospective parents may have better chances of success with fresh\neggs.\n\nFinancing Options for Donor Eggs\nFortunately, there are financing plans available when it comes to egg donation\nIVF costs. \n\nFor example, Donor Egg Bank USA offers five different financial options\n[https://donoreggbankusa.com/financial-plans]. One is the Multi Egg Lot Refund\nPlan [https://donoreggbankusa.com/financial-plans/multi-egg-lot-refund-plan],\nwhere prospective parents can receive a full refund if they do not have a live\nbirth after up to four cycles. \n\nIn addition, consider looking into: \n\n * Grants: RESOLVE: The National Infertility Association offers a list of\n fertility grants you may qualify for\n [https://resolve.org/what-are-my-options/making-infertility-affordable/infertility-treatment-grants-scholarships/]\n . Some grants have requirements such as income level and geographic location. \n * IVF plans: IVF financing organizations such as Future Family offer \n customized\n loan plans [https://www.futurefamily.com/ivf] that can help make the cost of\n egg donation for IVF more manageable. \n * Health insurance plans: Currently, 17 states require\n [https://www.ncsl.org/research/health/insurance-coverage-for-infertility-laws.aspx#:~:text=Since%20the%201980s%2C%2017%20states,coverage%20for%20infertility%20diagnosis%20and] \n insurance to cover some of the cost of fertility treatments; the coverage\n varies by state. Speak with your insurance provider and read up on state\n infertility coverage laws to assess how much financial coverage you are\n eligible to receive.\n\nSeek Financing with Future Family\nIf you’re looking for a fertility resource that provides customized financing,\nthe Future Family [https://www.futurefamily.com/] team is here for you. Starting\na family should not have to be stressful, and we want to help take the load off\nof the process. Prequalify for your fertility plan\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today.","html":"![](\"https://lh4.googleusercontent.com/-uS4pnEe-aYEaa7rS3zx-RB5zRazbiOgw-XOb7Dm3Mjmdg000bup74J4j-jR2nT3zKo6xOIWCXPjVedqBqGlzjdTZdAu6kbmR1q5jUvpQqwEQI24-9wPzDFoaWNFTJ5cUp5M6dKq9GL8fQZEurd_hw9CktKMOCmVdz2pr-S0WN2qAHAMYBgXTB__qq_otw\")
When it comes to IVF, every person’s process is unique. Thus, it’s essential to consider your personal, health, and financial circumstances to map out an IVF plan that is right for you. If you plan to use an egg donor, you’ll have to consider egg donation costs.
There are two options for donor eggs—frozen and fresh. Each comes with its own costs and success rates to consider. Below, we note all the key details on what the cost of egg donation is for IVF to help you make the right decision.
Overall, using donor eggs (frozen or fresh) carries up to a three times higher success rate than traditional IVF, particularly for women over 40.
Donor eggs can be a good option for women who:
It’s also a great option for male same-sex couples and trans women.
For more information, read the donor egg IVF 101 guide.
Frozen donor eggs are more cost-effective than fresh eggs. While a frozen egg lot from Donor Bank USA costs, on average, $14,500, a fresh donor cycle costs roughly $25,000. Here’s why:
With fresh donor cycles, you have the option to synchronize the recipient and donor cycle for a fresh embryo transfer, or you can cycle the donor and create embryos for a future frozen embryo transfer.
During a synchronized cycle with fresh eggs, the menstrual cycles of the donor and the woman who will be carrying the embryo must be synchronized via medication and hormone shots. This can take approximately six to eight weeks. The entire treatment process can take up to six months or more.
In other words, the donor’s eggs must be retrieved when the recipient’s body is ready to receive the embryo. Thus, the fresh donor egg process requires time, medication, and travel, since both donor and recipient must be in the same geographic location.
With frozen eggs, there is no travel involved or alignment in menstrual cycles. The eggs have already been retrieved and are ready when you are. One egg lot usually comes in groups of six to eight eggs per cycle.
A frozen egg donation cycle from start to finish takes about four weeks.
In addition to egg costs, there are also other fees involved in the egg donation process, such as:
Read about how much IVF costs.
Fresh eggs cost more than frozen eggs, but they also have a better success rate.
According to the Centers for Disease Control and Prevention (CDC), the success rate for:
Fresh eggs are more likely to produce viable embryos than frozen eggs. Therefore, prospective parents may have better chances of success with fresh eggs.
Fortunately, there are financing plans available when it comes to egg donation IVF costs.
For example, Donor Egg Bank USA offers five different financial options. One is the Multi Egg Lot Refund Plan, where prospective parents can receive a full refund if they do not have a live birth after up to four cycles.
In addition, consider looking into:
If you’re looking for a fertility resource that provides customized financing, the Future Family team is here for you. Starting a family should not have to be stressful, and we want to help take the load off of the process. Prequalify for your fertility plan today.
","url":"https://blog.futurefamily.com/what-is-the-cost-of-egg-donation-for-ivf/","uuid":"1c6462e2-d73e-4e24-8d9a-de8c4f99dede","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"636c456d56e06a00013bee80"}},{"node":{"id":"Ghost__Post__6363eda956e06a00013bee51","title":"What Age Is Too Late for IVF? (Your Questions Answered)","slug":"what-age-is-too-late-for-ivf-your-questions-answered","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/11/FF_Blog.jpeg","excerpt":"What age is too late for IVF? It’s a valid and important question to ask as you embark on your IVF journey. Learn all the answers from Future Family.","custom_excerpt":"What age is too late for IVF? It’s a valid and important question to ask as you embark on your IVF journey. Learn all the answers from Future Family.","created_at_pretty":"Nov 03, 2022","published_at_pretty":"Nov 03, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-11-03T09:34:49.000-07:00","published_at":"2022-11-03T09:42:10.000-07:00","updated_at":"2023-01-05T17:36:20.000-08:00","meta_title":"What Age is Too Late for IVF? | Future Family","meta_description":"What age is too late for IVF? It’s a valid and important question to ask as you embark on your IVF journey. Learn all the answers from Future Family.","og_description":"What age is too late for IVF? It’s a valid and important question to ask as you embark on your IVF journey. Learn all the answers from Future Family.","og_image":null,"og_title":"What Age is Too Late for IVF? | Future Family","twitter_description":"What age is too late for IVF? It’s a valid and important question to ask as you embark on your IVF journey. Learn all the answers from Future Family.","twitter_image":null,"twitter_title":"What Age is Too Late for IVF? | Future Family","authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Age is the single most important factor\n[https://www.betterhealth.vic.gov.au/health/conditionsandtreatments/age-and-fertility#bhc-content] \nwhen it comes to conceiving and having a healthy child. This applies to both\nwomen and men. Fertility is highly complex, so it’s essential to understand what\nage is too late for IVF and how age, fertility, and pregnancy impact one\nanother.\n\nThis guide walks you through all the key details you should know to give\nyourself and your loved one the best chance at having the family you deserve. If\nyou have any questions along the way, reach out to the Future Family team\n[https://www.futurefamily.com/contact].\n\nAge, Fertility, and Pregnancy\nAge and fertility play vital roles in conceiving. The best age for conceiving is\nin your 20s—this is a woman’s optimal reproductive years\n[https://www.acog.org/womens-health/faqs/having-a-baby-after-age-35-how-aging-affects-fertility-and-pregnancy#:~:text=A%20woman%27s%20peak%20reproductive%20years,is%20unlikely%20for%20most%20women]\n. \n\nEgg supply decreases throughout a woman’s life. Around age 35, it begins to\ndecline more rapidly. Additionally, around this same time, egg quality begins to\nmore rapidly decline. This can lead to an increased incidence of miscarraige\ndue to chromosome abnormalities.\n\nLet’s take a look at the statistics:\n\n * For couples in their 20s to early 30s, one in four women gets pregnant in any\n single menstrual cycle. \n * By age 40, roughly one in 10 women get pregnant during each menstrual cycle.\n\nIs IVF Possible After 40? What Age Is Too Old for IVF?\nIVF is possible after the age of 40. But as mentioned above, as women get older,\nthe quality and quantity of their eggs decline, leading to lower odds of\nsuccess.\n\nMaternal Age\nBy age 45, a woman’s fertility has declined\n[https://www.acog.org/womens-health/faqs/having-a-baby-after-age-35-how-aging-affects-fertility-and-pregnancy#:~:text=A%20woman%27s%20peak%20reproductive%20years,is%20unlikely%20for%20most%20women] \nto a point where getting pregnant becomes particularly challenging. Women over\n40 have a 7.9% chance of a successful live birth\n[https://www.cdc.gov/art/reports/2019/pdf/2019-Report-ART-Fertility-Clinic-National-Summary-h.pdf] \nfrom IVF.\n\nWomen who get pregnant later in life also carry a higher risk of complications.\nFor instance, pregnant women over 40 have an increased risk of preeclampsia—a\nserious blood pressure condition generally occurring after 20 weeks of\npregnancy. \n\nThis is why women in their 40s may decide to use an egg donor—this increases\nthe\nlikelihood of a live birth by almost 50% [/ivf-success-rates-by-age/].\n\nPaternal Age\nLike women, men’s fertility begins to decline as they get older. But it doesn’t\ndecline as predictably as women. Studies illustrate IVF success rates start to\ndecline [https://www.sciencedaily.com/releases/2019/06/190626125059.htm] when a\nman is over 51. Not to mention, 20% to 30% of infertility cases are attributed\nto male infertility\n[https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4424520/#:~:text=Infertility%20affects%20an%20estimated%2015,to%2050%25%20of%20cases%20overall.]\n.\n\nMore research needs to be done on male fertility. Still, studies indicate semen\nquality diminishes with age, and some fertility centers may want to consider\nsetting an age limit for sperm donors. If you’re interested in learning more,\nread about sperm fertility tests\n[/sperm-fertility-tests-what-are-your-options-future-family/].\n\nIVF Success Rates by Age\nTo further expand on the above, here are the IVF success rate statistics across\nvarious ages per the CDC\n[https://www.cdc.gov/art/reports/2019/pdf/2019-Report-ART-Fertility-Clinic-National-Summary-h.pdf]\n. These numbers reflect those who used their own eggs and who may or may not\nhave previous IVF experience: \n\n * 49.7% of women younger than 35 years of age\n * 44.8% of women aged 35 to 37\n * 39.6% of women aged 38 to 40\n * 22.6% of women over 40\n\nFor more information, read our guide on IVF success rates by age\n[/ivf-success-rates-by-age/].\n\nAdditional Insights on Successful IVF Later in Life\nRest assured, there are ways to give yourself the best chance at conceiving at a\nlater age via IVF.\n\nMore Egg Retrievals\nYou may need to plan on doing more than one cycle of IVF to achieve\npregnancy/live birth. \n\nThe younger you are, the fewer IVF rounds you will likely need for a successful\npregnancy.\n\nLifestyle/Diet\nSticking to a Mediterranean diet\n[https://academic.oup.com/humrep/article/33/3/494/4828066?login=true] promotes\nuterine health and hormone levels and can also enhance the likelihood of IVF\nsuccess.\n\nHere are some IVF dietary tips\n[/what-to-eat-after-an-embryo-transfer-foods-to-avoid/] to incorporate into your\nlifestyle: \n\n * Folic acid: Research links dietary folic acid with IVF success\n [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4172634/]. Foods with folic\n acid include asparagus, corn, avocado, and whole grains. Folic acid is also\n incredibly important during pregnancy. Deficiencies in folic acid during\n pregnancy can lead to spina bifida.\n * Zinc: Zinc promotes hormonal balance\n [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7468694/] in the female\n reproductive system. Zinc-rich foods include nuts, dairy, potatoes, and\n seafood. \n * Healthy fats: Studies note monounsaturated fats may help support\n [https://www.sciencedaily.com/releases/2012/07/120703120655.htm] IVF success.\n Healthy fats are found in soymilk, tofu, chia seeds, and fatty fish.\n\nBegin Your IVF Journey with Future Family\nEvery person’s IVF journey is unique. The Future Family team strives to find the\nbest care for you. We believe starting a family should not be stressful, so we \nspecialize in IVF financing [https://www.futurefamily.com/ivf].\n\nIf you’re interested in pursuing an IVF loan, see if you prequalify\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today. Applicants\ncan be pre-approved within two minutes, and this process does not impact your\ncredit score.\n\nIf you have any questions, please contact financing@futurefamily.com.","html":"![](\"https://lh5.googleusercontent.com/4YpIRE1yktvxkzt51BwLKIcS28xfPqLi3fcu4rEBCfG2lDknvmn7gu6e0ZwApjZCRF7EkdA6tMUVtout7yk25ohSGhOuaTQtO8U8_2qYEQdr9OICPB__kG_jRS2idvPLKIu_1R8U50JQ2ci0D6Xlx8uCLusxovJXG8-8ucpyw00FKndt_fmyuEfyV1Zyzw\")
Age is the single most important factor when it comes to conceiving and having a healthy child. This applies to both women and men. Fertility is highly complex, so it’s essential to understand what age is too late for IVF and how age, fertility, and pregnancy impact one another.
This guide walks you through all the key details you should know to give yourself and your loved one the best chance at having the family you deserve. If you have any questions along the way, reach out to the Future Family team.
Age and fertility play vital roles in conceiving. The best age for conceiving is in your 20s—this is a woman’s optimal reproductive years.
Egg supply decreases throughout a woman’s life. Around age 35, it begins to decline more rapidly. Additionally, around this same time, egg quality begins to more rapidly decline. This can lead to an increased incidence of miscarraige due to chromosome abnormalities.
Let’s take a look at the statistics:
IVF is possible after the age of 40. But as mentioned above, as women get older, the quality and quantity of their eggs decline, leading to lower odds of success.
By age 45, a woman’s fertility has declined to a point where getting pregnant becomes particularly challenging. Women over 40 have a 7.9% chance of a successful live birth from IVF.
Women who get pregnant later in life also carry a higher risk of complications. For instance, pregnant women over 40 have an increased risk of preeclampsia—a serious blood pressure condition generally occurring after 20 weeks of pregnancy.
This is why women in their 40s may decide to use an egg donor—this increases the likelihood of a live birth by almost 50%.
Like women, men’s fertility begins to decline as they get older. But it doesn’t decline as predictably as women. Studies illustrate IVF success rates start to decline when a man is over 51. Not to mention, 20% to 30% of infertility cases are attributed to male infertility.
More research needs to be done on male fertility. Still, studies indicate semen quality diminishes with age, and some fertility centers may want to consider setting an age limit for sperm donors. If you’re interested in learning more, read about sperm fertility tests.
To further expand on the above, here are the IVF success rate statistics across various ages per the CDC. These numbers reflect those who used their own eggs and who may or may not have previous IVF experience:
For more information, read our guide on IVF success rates by age.
Rest assured, there are ways to give yourself the best chance at conceiving at a later age via IVF.
You may need to plan on doing more than one cycle of IVF to achieve pregnancy/live birth.
The younger you are, the fewer IVF rounds you will likely need for a successful pregnancy.
Sticking to a Mediterranean diet promotes uterine health and hormone levels and can also enhance the likelihood of IVF success.
Here are some IVF dietary tips to incorporate into your lifestyle:
Every person’s IVF journey is unique. The Future Family team strives to find the best care for you. We believe starting a family should not be stressful, so we specialize in IVF financing.
If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score.
If you have any questions, please contact financing@futurefamily.com.
","url":"https://blog.futurefamily.com/what-age-is-too-late-for-ivf-your-questions-answered/","uuid":"fbce8a80-ad16-4607-b21d-88fbbeac61d3","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6363eda956e06a00013bee51"}},{"node":{"id":"Ghost__Post__6350776161d356000131e0f6","title":"Q&A with Future Family’s Nursing Care Team","slug":"q-a-with-future-familys-nursing-care-team","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/10/Q-A-with-Future-Family-s-Nursing-Care-Team.jpg","excerpt":"In this Q&A with Laura Weppler and Caryl Markus, we discuss what you can ask your fertility coaches and helpful advice for your journey.","custom_excerpt":"In this Q&A with Laura Weppler and Caryl Markus, we discuss what you can ask your fertility coaches and helpful advice for your journey.","created_at_pretty":"Oct 19, 2022","published_at_pretty":"Oct 20, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-10-19T15:17:05.000-07:00","published_at":"2022-10-20T09:59:43.000-07:00","updated_at":"2023-01-05T17:38:19.000-08:00","meta_title":null,"meta_description":"In this Q&A with Laura Weppler and Caryl Markus, we discuss what you can ask your fertility coaches and helpful advice for your journey.","og_description":"In this Q&A with Laura Weppler and Caryl Markus, we discuss what you can ask your fertility coaches and helpful advice for your journey.","og_image":null,"og_title":null,"twitter_description":"In this Q&A with Laura Weppler and Caryl Markus, we discuss what you can ask your fertility coaches and helpful advice for your journey.","twitter_image":null,"twitter_title":null,"authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Customer Success","slug":"customer-success","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Stories","slug":"stories","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"In this interview\n[https://www.instagram.com/tv/Cj1YWuMDJT9/?igshid=YmMyMTA2M2Y=] with Laura\nWeppler [https://www.linkedin.com/in/laura-weppler-8903a9241/] and Caryl Markus\n[https://www.linkedin.com/in/caryl-markus-546b4a61/], we explore Future Family's\nfertility coaching and care team, available to our all our members. We discuss\nwhat you can ask your fertility coaches, the best ways to communicate, and other\nhelpful advice for your fertility journey.\n\nThe Future Family TeamWhat is a Fertility Coach? How does it apply to me?\nOur team is made up of Registered nurses, all who have worked as fertility\nnurses for eight or more years. We have extensive experience in the fertility\nfield and all have a passion for supporting individuals through their journey to\nbuilding their family. All of our nurses have worked a significant portion of\ntheir careers in fertility clinics. We like to describe our coaches as nurse\nnavigators, helping to support you on your journey. Laura Weppler has been a\nnurse for 12 years and has specialized in fertility nursing for the last 9\nyears. Caryl Markus has been a nurse for over 25 years and started in the\nfertility world in 2005. She has over 10 years working with clients for egg\ndonor surrogacy, embryo donations and more. Laura “Future Family is such an\namazing company because we provide support to people going through treatment and\nI think there are so many out there that are hesitant to try fertility\ntreatment. It's scary and there’s not a lot of information out there so Future\nFamily fills that gap. We are going to help you pay for treatment but also help\nsupport you through it.”\n\nI already have a nurse at my clinic - why do I need you?\nWe aren't here to replace the team at your clinic. In fact, we want nothing more\nthan for you to build a relationship with your nurse at the clinic as they will\nbe the ones guiding you on timing and the logistics of your treatment. Our team\nof fertility coaches are here to be an additional layer of support. That\nsupport comes in three forms: 1) Educational support 2) Medication\ntraining/ordering support 3) Emotional support. We know how easy it can be to\nturn to things like google and social media for support. Unfortunately those\nsources can provide additional stress and wrong information. \n\nCaryl: “think of me as your best friend who specializes in Fertility. Those\nquestions you may think are silly, that you don't want to ask your nurse but\nwould reach out to your best friend for.” \n\nFertility treatments can be complex and there is not a \"one size fits all\"\napproach. It can be dangerous to compare yourself or your treatment to others\nonline. We want you to have a trusted source you can turn to. No question is\ntoo big or too small!\n\n> \"Having a nurse on call and available to answer even the strangest of questions\nis amazing! It truly gives you peace of mind knowing someone is always there for\nyou.\" - FF Member \nHow and when can I get a hold of you if I have questions?\nWe are available Monday through Friday during the day. However, we are all\nflexible to schedule calls outside business hours. We understand that fertility\ntreatments are a 24/7 operation and that many patient questions may arise during\n\"off\" hours. We encourage our clients to reach out with questions any time and\nany day of the week.\n\nHow is the support different from what I am getting from my clinic?\nOur team focuses heavily on the social-emotional aspect of your care with a\nmission to ensure your treatment is as stress free as possible. Many of our\nclients enjoy the fact that they can schedule dedicated time with us, to discuss\na multitude of topics. We are very easily accessible! One great example of how\nwe do this is through medication training. Most clinics provide medication\ntraining in the clinic. Many times this can occur days or weeks before you\nactually start the medications. When it comes time to sit down and put the\ntraining to practice, many patients describe feeling overwhelmed. Our coaches\nwill happily get on a video call with you the evening that you start your\ninjections and help you complete your injections in real time that first night!\n\nHow do you partner with my clinic?\nWe work in concert with your clinic. We don't provide you with medical advice,\nnor do we access to your medical charts or lab results. Should you choose to\nshare information with us, we can look at your results and what they mean. We\nwon't cross the medical advice bridge but are there to help make sense of what\nyou get. \n\nHow long can I communicate with my Fertility Coach?\nOur coaches will remain a resource for you through completion of your treatment\nat the clinic. For clients who are undergoing treatment with the goal to\nachieve pregnancy, this usually occurs around the 8th-12th week of pregnancy.\n At that point your clinic will release you to your OBGYN for continued care.\n Our coaches are specialized in care up until about 10 weeks of pregnancy.\n While you won't work directly with our coaches at that point, we still LOVE\nupdates on our clients and their pregnancy journeys. Nothing makes us happier\nthan seeing our clients be successful and the final outcome!\n\nIf patient's utilize FF for their second, third cycle for whatever reason based\non their unique journey, is there still benefit of working with the FF Care\nTeam? \nTake the initial call - services are available to you! What do you have to lose?\nCheck our Trustpilot reviews\n[https://www.trustpilot.com/review/www.futurefamily.com] for what people have to\nsay about our care team. \n\nWhat are some common questions you get from your clients?\nWhat is the importance of ovarian reserve testing? What do the results mean?\nOvarian reserve testing is critical for all patients, undergoing fertility\ntreatments, to understand. Ovarian reserve tests aim to measure the overall egg\nsupply within the ovary. Testing consists of: Antimullerian Hormone level\n(AMH), Antral Follicle count (AFC) and day 3 hormone levels (FSH & E2). Your\ndoctor will perform these tests, via bloodwork and ultrasound, and use the\nresults to educate you regarding your treatment options. Our fertility coaches\ncan deep dive with you, further, into what each test means and why it is\nimportant.\n\nAbout our Care Team\nLaura Weppler [https://www.linkedin.com/in/laura-weppler-8903a9241/]: Laura is\nincredibly passionate about providing support and guidance for individuals\nlooking to start and/or grow their family. After her own struggle with\ninfertility, she became even more empowered to educate and support couples\nundergoing treatment. She has trained at some of the top fertility clinics in\nIllinois and brings over 12 years of healthcare experience to her role as Future\nFamily Care Manager. Her specialties include: IUI, IVF, fertility preservation\nand donor services.”\n\nCaryl Markus [https://www.linkedin.com/in/caryl-markus-546b4a61/]: Caryl\ndiscovered her passion for women’s health over 25 years ago and has been\n working in the fertility field since 2005. She has guided thousands of\nindividuals and couples through the various fertility treatment options\navailable. \"Every individual or couple I work with has a story, and I love to\nlearn and get to know them not only medically but personally. I am honored to\nbe a part of the joy that successful treatments can bring, but also a source of\nsupport and encouragement during the sad/difficult times.\" \n\n—\n\nFuture Family is the leader in fertility financing. We want to help you start\nyour family without the inconveniences of cost and complexity. Pre-qualification\nis easy and risk-free. See what you qualify for today\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog].","html":"In this interview with Laura Weppler and Caryl Markus, we explore Future Family's fertility coaching and care team, available to our all our members. We discuss what you can ask your fertility coaches, the best ways to communicate, and other helpful advice for your fertility journey.
![](\"https://d2otz9izzt81os.cloudfront.net/2022/10/BlogExp-CareTeam.png\"){kind=icon}
Our team is made up of Registered nurses, all who have worked as fertility nurses for eight or more years. We have extensive experience in the fertility field and all have a passion for supporting individuals through their journey to building their family. All of our nurses have worked a significant portion of their careers in fertility clinics. We like to describe our coaches as nurse navigators, helping to support you on your journey. Laura Weppler has been a nurse for 12 years and has specialized in fertility nursing for the last 9 years. Caryl Markus has been a nurse for over 25 years and started in the fertility world in 2005. She has over 10 years working with clients for egg donor surrogacy, embryo donations and more. Laura “Future Family is such an amazing company because we provide support to people going through treatment and I think there are so many out there that are hesitant to try fertility treatment. It's scary and there’s not a lot of information out there so Future Family fills that gap. We are going to help you pay for treatment but also help support you through it.”
We aren't here to replace the team at your clinic. In fact, we want nothing more than for you to build a relationship with your nurse at the clinic as they will be the ones guiding you on timing and the logistics of your treatment. Our team of fertility coaches are here to be an additional layer of support. That support comes in three forms: 1) Educational support 2) Medication training/ordering support 3) Emotional support. We know how easy it can be to turn to things like google and social media for support. Unfortunately those sources can provide additional stress and wrong information.
Caryl: “think of me as your best friend who specializes in Fertility. Those questions you may think are silly, that you don't want to ask your nurse but would reach out to your best friend for.”
Fertility treatments can be complex and there is not a \"one size fits all\" approach. It can be dangerous to compare yourself or your treatment to others online. We want you to have a trusted source you can turn to. No question is too big or too small!
\"Having a nurse on call and available to answer even the strangest of questions is amazing! It truly gives you peace of mind knowing someone is always there for you.\" - FF Member
We are available Monday through Friday during the day. However, we are all flexible to schedule calls outside business hours. We understand that fertility treatments are a 24/7 operation and that many patient questions may arise during \"off\" hours. We encourage our clients to reach out with questions any time and any day of the week.
Our team focuses heavily on the social-emotional aspect of your care with a mission to ensure your treatment is as stress free as possible. Many of our clients enjoy the fact that they can schedule dedicated time with us, to discuss a multitude of topics. We are very easily accessible! One great example of how we do this is through medication training. Most clinics provide medication training in the clinic. Many times this can occur days or weeks before you actually start the medications. When it comes time to sit down and put the training to practice, many patients describe feeling overwhelmed. Our coaches will happily get on a video call with you the evening that you start your injections and help you complete your injections in real time that first night!
We work in concert with your clinic. We don't provide you with medical advice, nor do we access to your medical charts or lab results. Should you choose to share information with us, we can look at your results and what they mean. We won't cross the medical advice bridge but are there to help make sense of what you get.
Our coaches will remain a resource for you through completion of your treatment at the clinic. For clients who are undergoing treatment with the goal to achieve pregnancy, this usually occurs around the 8th-12th week of pregnancy. At that point your clinic will release you to your OBGYN for continued care. Our coaches are specialized in care up until about 10 weeks of pregnancy. While you won't work directly with our coaches at that point, we still LOVE updates on our clients and their pregnancy journeys. Nothing makes us happier than seeing our clients be successful and the final outcome!
Take the initial call - services are available to you! What do you have to lose? Check our Trustpilot reviews for what people have to say about our care team.
What is the importance of ovarian reserve testing? What do the results mean? Ovarian reserve testing is critical for all patients, undergoing fertility treatments, to understand. Ovarian reserve tests aim to measure the overall egg supply within the ovary. Testing consists of: Antimullerian Hormone level (AMH), Antral Follicle count (AFC) and day 3 hormone levels (FSH & E2). Your doctor will perform these tests, via bloodwork and ultrasound, and use the results to educate you regarding your treatment options. Our fertility coaches can deep dive with you, further, into what each test means and why it is important.
Laura Weppler: Laura is incredibly passionate about providing support and guidance for individuals looking to start and/or grow their family. After her own struggle with infertility, she became even more empowered to educate and support couples undergoing treatment. She has trained at some of the top fertility clinics in Illinois and brings over 12 years of healthcare experience to her role as Future Family Care Manager. Her specialties include: IUI, IVF, fertility preservation and donor services.”
Caryl Markus: Caryl discovered her passion for women’s health over 25 years ago and has been working in the fertility field since 2005. She has guided thousands of individuals and couples through the various fertility treatment options available. \"Every individual or couple I work with has a story, and I love to learn and get to know them not only medically but personally. I am honored to be a part of the joy that successful treatments can bring, but also a source of support and encouragement during the sad/difficult times.\"
—
Future Family is the leader in fertility financing. We want to help you start your family without the inconveniences of cost and complexity. Pre-qualification is easy and risk-free. See what you qualify for today.
","url":"https://blog.futurefamily.com/q-a-with-future-familys-nursing-care-team/","uuid":"e58b21c5-033f-4159-9f9f-7b7f8bccb71c","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6350776161d356000131e0f6"}},{"node":{"id":"Ghost__Post__5f97538e5084880001183b41","title":"How Much Does IVF Cost? [What You Need to Know]","slug":"how-much-does-ivf-cost-untitled","featured":true,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2020/10/iStock-911983320.jpg","excerpt":"We break down the cost of IVF and offer three tips to help you pay for it. \n","custom_excerpt":"We break down the cost of IVF and offer three tips to help you pay for it. \n","created_at_pretty":"Oct 26, 2020","published_at_pretty":"Oct 13, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2020-10-26T15:54:06.000-07:00","published_at":"2022-10-13T09:25:00.000-07:00","updated_at":"2023-01-05T17:39:34.000-08:00","meta_title":"How Much Does IVF Cost? | Future Family","meta_description":"Pursuing IVF can be a stressful and overwhelming process. Rest assured, we have you covered with all the key details on how much IVF costs and more.","og_description":"Pursuing IVF can be a stressful and overwhelming process. Rest assured, we have you covered with all the key details on how much IVF costs and more.","og_image":null,"og_title":"How Much Does IVF Cost? | Future Family","twitter_description":"Pursuing IVF can be a stressful and overwhelming process. Rest assured, we have you covered with all the key details on how much IVF costs and more.","twitter_image":null,"twitter_title":"How Much Does IVF Cost? | Future Family","authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Fertility Financing","slug":"fertility-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Financing","slug":"ivf-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Loan","slug":"ivf-loan","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"> Editor's Note: This post was originally published in Dec 2020 and has been\ncompletely revamped and updated for accuracy and comprehensiveness. \nIf you’ve decided IVF is the right option for you to have a baby, you are\nprobably wondering how much IVF costs. We understand—it’s a big decision\nmentally, physically, and financially. Here, we break down the costs, so you\nknow what to expect. \n\nTo give this guide a holistic approach, we’ll start with an overview of IVF—key\nquestions you should ask or research—so you can begin your fertility treatments\nwith peace of mind.\n\nWhat Is IVF?\nIVF, or in vitro fertilization, is an assisted fertility treatment where eggs\nare combined with sperm in a lab to create an embryo. This embryo is then\ntransferred into the uterus to help an individual become pregnant. Individuals\nand couples generally pursue IVF when other fertility techniques have failed. \n\nMany people choose IVF for the following reasons: \n\n * Endometriosis\n * Blocked or damaged fallopian tubes\n * Ovarian conditions such as polycystic ovary syndrome (PCOS)\n * Sperm issues such as low sperm count\n * Advanced maternal age\n * Risk of passing on a genetic disease or disorder\n * Using an egg donor or gestational carrier\n\nHere are a few key facts that offer additional insight into IVF: \n\n * Roughly five percent of couples\n [https://my.clevelandclinic.org/health/treatments/22457-ivf] with fertility\n problems will try IVF. \n * In the United States, 12.2 percent of women\n [https://www.cdc.gov/nchs/fastats/infertility.htm] (ages 15 to 49) have used\n an infertility treatment service such as IVF. \n * Men are responsible for roughly 20 to 30 percent\n [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4424520/] of infertility\n issues.\n\nIVF Success Rates\nAccording to research, the chances of a successful live birth improve with each\nIVF cycle. Here’s what IVF success rates look like: \n\n * Of all women (regardless of age) beginning IVF, 33 percent\n [https://theconversation.com/women-now-have-clearer-statistics-on-whether-ivf-is-likely-to-work-81256] \n have a baby during their first cycle. \n * Women between the ages of 30 and 33 carry the best chance of IVF success\n [https://www.singlecare.com/blog/news/infertility-statistics/] during their\n first cycle compared to women of different age groups. \n\nThe Society for Assisted Reproductive Technology (SART) offers IVF success\nestimators [https://w3.abdn.ac.uk/clsm/SARTIVF/home/toolintro] to help you\nassess the likelihood of having a baby upon IVF treatment. \n\nSART offers two calculators: \n\n * SART IVF Cycle 1 calculates your chance of having a baby over one or more\n completed IVF cycles.\n * SART IVF Cycle 2 calculates your chance of having a baby over the second or\n third completed IVF cycles.\n\nKeep in mind that the tool doesn’t intend to offer medical advice. We advise you\nto further speak with a physician about a customized treatment plan.\n\nWhat Makes Someone a Good Candidate for IVF?\nEvery person’s health, circumstances, and bodies are different, which is why a\nhealthcare professional will discuss the following four areas with you to see if\nyou are a good candidate for IVF:\n\nMedical Issues\nYou may have fertility issues due to circumstances such as: \n\n * Unexplained infertility\n * Recurrent miscarriages\n * Endometriosis\n * Male infertility\n * Other reproductive issues\n\nAge\nAge significantly affects how successful someone might be when undergoing IVF\ntreatment. Please note, the facts below are clinic-dependent—every clinic\ncarries its own standards, so we recommend discussing these further with yours. \n\nIndividuals using their own eggs: \n\n * Have a better chance of successful IVF if they’re under age 40.\n * May be a good candidate if they are 40 to 42 years old and have a regular\n menstrual cycle. \n\nIndividuals using donor oocytes: \n\n * May need to be 50 years of age or younger to use eggs from a donor.\n\nIndividuals using frozen embryos:\n\n * May need to be 50 years of age or younger to use frozen embryos.\n\nIndividuals using a gestational carrier:\n\n * May need to be under 55 years of age if they’re a single parent.\n\nMental Health\nThe IVF process can be challenging to your mental health. Individuals using any\ndonor services or using a gestational carrier may undergo counseling before IVF\ntreatment. \n\nThis is to ensure: \n\n * You are thoroughly prepared\n * Your doctor builds a customized treatment plan for you\n\nPhysical Health\nMost clinics will allow individuals with chronic health issues to undergo\ntreatment as long as they receive clearance from their medical provider treating\nsaid illness. \n\nIn addition: \n\n * BMI must be under 50.\n * STI screening must be conducted.\n * Other tests, such as mammograms and pap smears, may be required.\n\nWhat Does the IVF Process Look Like?\nOnce you've been cleared to begin IVF, you’ll begin a five-step process.\nUnderstanding the entire IVF journey can help alleviate some of the anxieties\nand stress you may feel. Future Family Fertility coaches\n[/four-ways-a-fertility-coach-can-improve-your-ivf-experience/] are available to\nanswer your questions and prepare for all that lies ahead. Here is a brief\noverview of the process:\n\nOvarian Stimulation\nYou are given fertility medications to help the body mature your eggs. The more\nmature eggs retrieved, the higher your chance of success.\n\nEgg Retrieval\nA minor procedure done under anesthesia, called follicular aspiration, will\nremove your eggs. Using ultrasound guidance, your doctor will use a thin needle\nto retrieve the eggs.\n\nSperm Sample\nYour partner will provide a sperm sample on the day of egg retrieval. Donor\nsperm may also be used.\n\nFertilization\nAn embryologist will attempt to fertilize mature eggs with sperm. The\nembryologist may inject the sperm directly into the egg (aka ICSI) or allow\nfertilization to happen naturally by placing sperm and egg together in a petri\ndish in the lab (aka conventional insemination). It typically takes a few hours\nfor the sperm to fertilize an egg.\n\nEmbryo Transfer\nApproximately three to five days after fertilization, the physician will use a\ncatheter to place embryos in your uterus. You will likely be asked to wait two\nweeks to take a pregnancy test.\nTo learn more, read about the five essential steps to prepare for IVF\n[/five-steps-to-prepare-for-ivf/].\n\nHow Much Does IVF Cost? \nIn 2020, the average cost of one cycle of IVF was $10,000–$15,000\n[https://www.pennmedicine.org/updates/blogs/fertility-blog/2018/march/ivf-by-the-numbers#:~:text=%2410%2C000%3A%20The%20average%20cost%20of,authorization%20and%20referrals%20for%20treatment.]\n. On top of that, there are medication costs, which typically average anywhere\nbetween $5,000–$8,000. There may also be costs associated with any unique\ntreatment add-ons you require.\n\nAfter your initial meeting with a fertility specialist, you’ll undergo a series\nof tests to determine the best fertility treatment for you. Both testing and\ntreatment can be lengthy and sometimes expensive.\n\n5 Tips for Navigating IVF Costs\nIf you’re considering moving forward with IVF but aren’t sure how to calculate\nthe financial estimate, we offer five tips to help you make the best financial\ndecision you can:\n\nTip #1: Check if your insurance covers fertility treatments\nCurrently, 17 states require\n[https://www.ncsl.org/research/health/insurance-coverage-for-infertility-laws.aspx#:~:text=Since%20the%201980s%2C%2017%20states,coverage%20for%20infertility%20diagnosis%20and] \ninsurance to cover some of the cost of fertility treatments. Still, there isn’t\na clear definition of what that coverage includes. \n\nFor example, some states are required to offer coverage, while others must cover \ninfertility treatment. Additionally, while many insurance plans may cover some\nof the first rounds of IVF, they may not cover subsequent rounds.\n\nTo get an idea of how much IVF costs with insurance, take a look at the \nNational\nConference of State Legislatures (NCSL) resource\n[https://www.ncsl.org/research/health/insurance-coverage-for-infertility-laws.aspx#:~:text=Since%20the%201980s%2C%2017%20states,coverage%20for%20infertility%20diagnosis%20and] \nand review it with your benefits administrator.\n\nTip #2: Ask your fertility doctor about the medications you’ll need\nOne of the “hidden costs” of IVF is medications. Depending on your assessment\nand plan, you’ll be prescribed some fertility medications. These medications are\na necessary part of the process and cannot be omitted within a healthy and safe\nIVF journey. \n\nUnfortunately, the medications can be a bit pricey, ranging from $5,000–$8,000.\nInsurance often does not cover these medications, which can be frustrating and\nstressful.\n\nTip #3: Research the best way for you to pay for IVF\nUnfortunately, many people decide against IVF simply because it seems\nfinancially impossible. Fortunately, you don’t have to wait until you’ve saved\n$20,000 to start IVF. With some research, you can find great alternatives to\nsave money.\n\nUntil recently, there haven’t been a lot of financing options to cover the cost\nof IVF. In the past, most people (54%) just paid with a credit card and took on\nthe 20% interest rate. Fortunately, this is no longer the only option to pay for\nIVF. \\\n\nFind out more about different ways to pay for IVF\n[/whats-the-best-way-to-pay-for-ivf/].\n\nTip #4: Apply for IVF grants\nSome organizations offer grants for IVF treatment. These grants pay either a\nportion or the entirety of your IVF plan. \n\nHere are examples of organizations offering grants: \n\n * Hope for Fertility Foundation [https://www.hopeforfertility.org/]: Awards one\n grant yearly from $250 to $5000.\n * Baby Quest Foundation [https://babyquestfoundation.org/]: Awards grants twice\n a year, depending on how much funding is available.\n\nFor more organizations, visit RESOLVE’s site\n[https://resolve.org/learn/financial-resources-for-family-building/fertility-treatment-scholarships-and-grants/]\n, which lists several nonprofit organizations providing infertility treatment\ngrants.\n\nTip #5: Learn how to take out a loan for IVF\nFuture Family [http://www.futurefamily.com/] has low-interest fertility loans\n[https://www.futurefamily.com/ivf] that make paying for your fertility\ntreatments much easier. We help spread out the cost of your treatment to make\nIVF more accessible. Since we consolidate all of your bills into one simple\npayment, you’ll have less to keep track of during an already intense phase of\nlife. \n\nFuture Family IVF plans start around $300 to $475 a month. We even have a\nspecial loan called the Friends & Family Plan\n[https://www.futurefamily.com/friends-and-family]. This loan allows a loved one,\nwhether a family member or dear friend, to take out a fertility loan on your\nbehalf. Read our press release\n[/press-release-future-familly-launches-grandbaby-plan-to-pay-for-ivf/]. \n\nWe’re in your corner. Every plan comes with support from our fertility coaches,\nall registered nurses with seven-plus years of healthcare experience. They are\nhere to answer your questions during treatment, and will be with you every step\nof the way.\n\nPre-Qualify for IVF Today\nThe cost of IVF may seem high, but there are ways to make it happen with\nappropriate IVF financial planning. The cost of IVF shouldn’t prevent anyone\nfrom being able to have the family they deserve. \n\nGet started on your family with help from Future Family. Don’t spend years\ntrying to pay off credit cards and high-interest loans. Apply today\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] for the help you\nneed to get started.","html":"Editor's Note: This post was originally published in Dec 2020 and has been completely revamped and updated for accuracy and comprehensiveness.
If you’ve decided IVF is the right option for you to have a baby, you are probably wondering how much IVF costs. We understand—it’s a big decision mentally, physically, and financially. Here, we break down the costs, so you know what to expect.
To give this guide a holistic approach, we’ll start with an overview of IVF—key questions you should ask or research—so you can begin your fertility treatments with peace of mind.
IVF, or in vitro fertilization, is an assisted fertility treatment where eggs are combined with sperm in a lab to create an embryo. This embryo is then transferred into the uterus to help an individual become pregnant. Individuals and couples generally pursue IVF when other fertility techniques have failed.
Many people choose IVF for the following reasons:
Here are a few key facts that offer additional insight into IVF:
According to research, the chances of a successful live birth improve with each IVF cycle. Here’s what IVF success rates look like:
The Society for Assisted Reproductive Technology (SART) offers IVF success estimators to help you assess the likelihood of having a baby upon IVF treatment.
SART offers two calculators:
Keep in mind that the tool doesn’t intend to offer medical advice. We advise you to further speak with a physician about a customized treatment plan.
Every person’s health, circumstances, and bodies are different, which is why a healthcare professional will discuss the following four areas with you to see if you are a good candidate for IVF:
You may have fertility issues due to circumstances such as:
Age significantly affects how successful someone might be when undergoing IVF treatment. Please note, the facts below are clinic-dependent—every clinic carries its own standards, so we recommend discussing these further with yours.
Individuals using their own eggs:
Individuals using donor oocytes:
Individuals using frozen embryos:
Individuals using a gestational carrier:
The IVF process can be challenging to your mental health. Individuals using any donor services or using a gestational carrier may undergo counseling before IVF treatment.
This is to ensure:
Most clinics will allow individuals with chronic health issues to undergo treatment as long as they receive clearance from their medical provider treating said illness.
In addition:
Once you've been cleared to begin IVF, you’ll begin a five-step process. Understanding the entire IVF journey can help alleviate some of the anxieties and stress you may feel. Future Family Fertility coaches are available to answer your questions and prepare for all that lies ahead. Here is a brief overview of the process:
You are given fertility medications to help the body mature your eggs. The more mature eggs retrieved, the higher your chance of success.
A minor procedure done under anesthesia, called follicular aspiration, will remove your eggs. Using ultrasound guidance, your doctor will use a thin needle to retrieve the eggs.
Your partner will provide a sperm sample on the day of egg retrieval. Donor sperm may also be used.
An embryologist will attempt to fertilize mature eggs with sperm. The embryologist may inject the sperm directly into the egg (aka ICSI) or allow fertilization to happen naturally by placing sperm and egg together in a petri dish in the lab (aka conventional insemination). It typically takes a few hours for the sperm to fertilize an egg.
Approximately three to five days after fertilization, the physician will use a catheter to place embryos in your uterus. You will likely be asked to wait two weeks to take a pregnancy test.
To learn more, read about the five essential steps to prepare for IVF.
In 2020, the average cost of one cycle of IVF was $10,000–$15,000. On top of that, there are medication costs, which typically average anywhere between $5,000–$8,000. There may also be costs associated with any unique treatment add-ons you require.
After your initial meeting with a fertility specialist, you’ll undergo a series of tests to determine the best fertility treatment for you. Both testing and treatment can be lengthy and sometimes expensive.
If you’re considering moving forward with IVF but aren’t sure how to calculate the financial estimate, we offer five tips to help you make the best financial decision you can:
Currently, 17 states require insurance to cover some of the cost of fertility treatments. Still, there isn’t a clear definition of what that coverage includes.
For example, some states are required to offer coverage, while others must cover infertility treatment. Additionally, while many insurance plans may cover some of the first rounds of IVF, they may not cover subsequent rounds.
To get an idea of how much IVF costs with insurance, take a look at the National Conference of State Legislatures (NCSL) resource and review it with your benefits administrator.
One of the “hidden costs” of IVF is medications. Depending on your assessment and plan, you’ll be prescribed some fertility medications. These medications are a necessary part of the process and cannot be omitted within a healthy and safe IVF journey.
Unfortunately, the medications can be a bit pricey, ranging from $5,000–$8,000. Insurance often does not cover these medications, which can be frustrating and stressful.
Unfortunately, many people decide against IVF simply because it seems financially impossible. Fortunately, you don’t have to wait until you’ve saved $20,000 to start IVF. With some research, you can find great alternatives to save money.
Until recently, there haven’t been a lot of financing options to cover the cost of IVF. In the past, most people (54%) just paid with a credit card and took on the 20% interest rate. Fortunately, this is no longer the only option to pay for IVF. \\
Find out more about different ways to pay for IVF.
Some organizations offer grants for IVF treatment. These grants pay either a portion or the entirety of your IVF plan.
Here are examples of organizations offering grants:
For more organizations, visit RESOLVE’s site, which lists several nonprofit organizations providing infertility treatment grants.
Future Family has low-interest fertility loans that make paying for your fertility treatments much easier. We help spread out the cost of your treatment to make IVF more accessible. Since we consolidate all of your bills into one simple payment, you’ll have less to keep track of during an already intense phase of life.
Future Family IVF plans start around $300 to $475 a month. We even have a special loan called the Friends & Family Plan. This loan allows a loved one, whether a family member or dear friend, to take out a fertility loan on your behalf. Read our press release.
We’re in your corner. Every plan comes with support from our fertility coaches, all registered nurses with seven-plus years of healthcare experience. They are here to answer your questions during treatment, and will be with you every step of the way.
The cost of IVF may seem high, but there are ways to make it happen with appropriate IVF financial planning. The cost of IVF shouldn’t prevent anyone from being able to have the family they deserve.
Get started on your family with help from Future Family. Don’t spend years trying to pay off credit cards and high-interest loans. Apply today for the help you need to get started.
","url":"https://blog.futurefamily.com/how-much-does-ivf-cost-untitled/","uuid":"034566ff-7f13-4663-bc4c-eaf52c3176ed","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"5f97538e5084880001183b41"}},{"node":{"id":"Ghost__Post__633e17695840a700011a77ab","title":"IVF with Preimplantation Genetic Testing [6 Commonly Asked Questions]","slug":"ivf-with-preimplantation-genetic-testing-6-commonly-asked-questions","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/10/FutureFamily_IVF.jpeg","excerpt":"If creating a family has presented challenges or you’re concerned about the health of your future child, IVF with genetic testing may be for you. Learn more.","custom_excerpt":"If creating a family has presented challenges or you’re concerned about the health of your future child, IVF with genetic testing may be for you. Learn more.","created_at_pretty":"Oct 05, 2022","published_at_pretty":"Oct 06, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-10-05T16:46:49.000-07:00","published_at":"2022-10-06T08:47:33.000-07:00","updated_at":"2023-01-05T17:40:58.000-08:00","meta_title":"IVF with Genetic Testing: 6 FAQs | Future Family ","meta_description":"If creating a family has presented challenges or you’re concerned about the health of your future child, IVF with genetic testing may be for you.","og_description":"If creating a family has presented challenges or you’re concerned about the health of your future child, IVF with genetic testing may be for you. Learn more.","og_image":null,"og_title":"IVF with Genetic Testing: 6 FAQs | Future Family","twitter_description":"If creating a family has presented challenges or you’re concerned about the health of your future child, IVF with genetic testing may be for you. Learn more.","twitter_image":null,"twitter_title":"IVF with Genetic Testing: 6 FAQs | Future Family","authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"genetic testing with ivf","slug":"genetic-testing-with-ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"genetic testing with ivf","slug":"genetic-testing-with-ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Building a family may present challenges for you, or you might be concerned\nabout conceiving a healthy child. IVF with preimplantation genetic testing may\nbe a good option. \n\nHere are six commonly asked questions about this testing to help you learn what\nit is and whether it’s right for you.\n\nWhat Is Preimplantation Genetic Testing?\nPreimplantation genetic testing (PGT)\n[https://www.hopkinsmedicine.org/gynecology_obstetrics/specialty_areas/fertility-center/infertility-services/preimplantation-genetic-testing.html] \ninvolves removing one or more cells from an embryo, via a biopsy. These cells\nprovide information regarding the chromosome makeup of your embryo and may also\ndetect rare genetic disorders. \n\nPGT is performed before embryo transfer during the IVF process.\n\nWhat Is the Purpose of IVF with Genetic Testing?\nWith genetic testing, you can: \n\n * Assess possible genetic conditions or chromosome abnormalities in your embryo\n cells.\n * Gain insight into the cause of frequent miscarriages or previously\n unsuccessful IVF cycles. \n\nChromosomal abnormalities account for the vast majority of all miscarriages.\nTherefore, PGT greatly reduces the chance of miscarriage—it improves the odds of\nIVF success by selecting an embryo with normal chromosomes for transfer.\n\nIs Genetic Testing Necessary with IVF?\nGenetic testing is not necessary with IVF—it’s optional. \n\nPGT can be especially beneficial for those with inherited familial diseases who\nwant to see if their child would have the same condition. \n\nExamples of these disorders include: \n\n * Single-gene disorders (e.g., cystic fibrosis, sickle cell anemia)\n * Genetic disorders (e.g., Fragile X syndrome)\n * Musculoskeletal disorders (e.g., Duchenne muscular dystrophy)\n\nWhat Are the Different Variations of PGT Available?\nThere are three main variations of PGT\n[https://fertility.wustl.edu/treatments-services/genetic-counseling/preimplantation-genetic-testing-faq/] \navailable: \n\n * PGT for aneuploidy (PGT-A): This exam screens for extra or missing\n chromosomes.\n * PGT for monogenic disorders (PGT-M): PGT-M looks for specific gene mutations\n the embryo may be at risk of inheriting (i.e. cystic fibrosis).\n * PGT for structural rearrangements (PGT-SR): This exam is performed when you\n or your partner carries a rearrangement of their own chromosomes (e.g.,\n translocation or inversion). These rearrangements can lead to producing\n embryos that are chromosomally abnormal.\n \n\nWhat Is the Cost of Embryo Genetic Testing?\nPGT may cost anywhere from $1,800 - $6,000\n[https://www.forbes.com/health/family/how-much-does-ivf-cost/]. The cost varies\ndepending on the clinic, testing company, and how many embryos are being tested.\n\nHow Do You Know If Embryo Genetic Testing Is Right for You?\nAs every patient’s IVF journey is different, we recommend speaking with your\nfertility specialist about PGT. \n\nAccording to Johns Hopkins Medicine\n[https://www.hopkinsmedicine.org/gynecology_obstetrics/specialty_areas/fertility-center/infertility-services/preimplantation-genetic-testing.html]\n, good candidates for PGT typically comprise: \n\n * Women over the age of 37\n * Those who are at risk of having a child impacted with an inherited genetic\n disease\n * History of recurrent miscarriages\n\nLearn More from Future Family\nIf you’re interested in pursuing an IVF loan, see if you prequalify\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today. Applicants\ncan be pre-approved within two minutes, and this process does not impact your\ncredit score. If you have any questions, please contact \nfinancing@futurefamily.com.\n\nIn the meantime, we encourage you to look into these helpful IVF resources: \n\n * How Long Does IVF Take? [/how-long-does-ivf-take-a-timeline/]\n * 5 Steps to Prepare for IVF [/five-steps-to-prepare-for-ivf/]\n * What’s the Best Way to Pay for IVF? [/whats-the-best-way-to-pay-for-ivf/]","html":"![](\"https://lh4.googleusercontent.com/JEMUG3Dfo202cci1Sj8w7Fk0LfpcCUywfAQiG6cJkby7HZvxSH_-smhglXkrCTksMxbg__th3FeElK9Zhi3053lk8qHiWQgySqaIE2-Ckz-WU1dxrgB2QW28XYqkRqKWegKBcPVYu4SqFuhVM6OezZuGDL3tB1hU5Z8h5Xl9j8XdQ20bF9n1oj5DPA\")
Building a family may present challenges for you, or you might be concerned about conceiving a healthy child. IVF with preimplantation genetic testing may be a good option.
Here are six commonly asked questions about this testing to help you learn what it is and whether it’s right for you.
Preimplantation genetic testing (PGT) involves removing one or more cells from an embryo, via a biopsy. These cells provide information regarding the chromosome makeup of your embryo and may also detect rare genetic disorders.
PGT is performed before embryo transfer during the IVF process.
With genetic testing, you can:
Chromosomal abnormalities account for the vast majority of all miscarriages. Therefore, PGT greatly reduces the chance of miscarriage—it improves the odds of IVF success by selecting an embryo with normal chromosomes for transfer.
Genetic testing is not necessary with IVF—it’s optional.
PGT can be especially beneficial for those with inherited familial diseases who want to see if their child would have the same condition.
Examples of these disorders include:
There are three main variations of PGT available:
PGT may cost anywhere from $1,800 - $6,000. The cost varies depending on the clinic, testing company, and how many embryos are being tested.
As every patient’s IVF journey is different, we recommend speaking with your fertility specialist about PGT.
According to Johns Hopkins Medicine, good candidates for PGT typically comprise:
If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score. If you have any questions, please contact financing@futurefamily.com.
In the meantime, we encourage you to look into these helpful IVF resources:
","url":"https://blog.futurefamily.com/ivf-with-preimplantation-genetic-testing-6-commonly-asked-questions/","uuid":"a27dcf91-cbd8-47c3-a90e-db71f14ba1d7","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"633e17695840a700011a77ab"}},{"node":{"id":"Ghost__Post__6334baf06c9afb0001204d9c","title":"Is an IVF Loan an Option for Me?","slug":"is-an-ivf-loan-an-option-for-me","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/09/FutureFamily_isanivfloananoptionforme-2.jpeg","excerpt":"If you’re looking to pursue IVF but have minimal financial support, an IVF loan may be the answer. Contact us to learn whether it’s the right option for you.","custom_excerpt":"If you’re looking to pursue IVF but have minimal financial support, an IVF loan may be the answer. Contact us to learn whether it’s the right option for you.","created_at_pretty":"Sep 28, 2022","published_at_pretty":"Sep 29, 2022","updated_at_pretty":"Mar 08, 2024","created_at":"2022-09-28T14:21:52.000-07:00","published_at":"2022-09-29T08:28:00.000-07:00","updated_at":"2024-03-08T14:51:41.000-08:00","meta_title":"Is an IVF Loan an Option for Me? | Future Family","meta_description":"If you’re looking to pursue IVF but have minimal financial support, an IVF loan may be the answer. Contact us to learn if it’s the right option for you.\n","og_description":"If you’re looking to pursue IVF but have minimal financial support, an IVF loan may be the answer. Contact us to learn whether it’s the right option for you.","og_image":"https://d2otz9izzt81os.cloudfront.net/2022/09/FutureFamily_isanivfloananoptionforme-1.jpeg","og_title":"Is an IVF Loan an Option for Me? | Future Family ","twitter_description":"If you’re looking to pursue IVF but have minimal financial support, an IVF loan may be the answer. Contact us to learn whether it’s the right option for you.","twitter_image":"https://d2otz9izzt81os.cloudfront.net/2022/09/FutureFamily_isanivfloananoptionforme.jpeg","twitter_title":"Is an IVF Loan an Option for Me? | Future Family ","authors":[{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Jean-Marc Ly","slug":"jean","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Fertility Financing","slug":"fertility-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Loan","slug":"ivf-loan","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"IVF Financing","slug":"ivf-financing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Sorting out your IVF journey is challenging. One of the most significant pain\npoints? Cost. \n\nAs you begin to navigate the process, the first thing to consider is whether IVF\nloans are the right option for you. Here, we navigate critical questions to help\nyou feel more confident about your IVF journey. \n\nLearn what an IVF loan entails and whether it’s worth pursuing.\n\nWhat Is an IVF Loan?\nAn IVF loan is a loan payment provided to you to help pay for a portion or all\nof your fertility treatment. \n\nThe amount, terms, and conditions of a loan typically depend on your credit\nscore. The stronger your score, the more you can qualify for a low-interest IVF\nloan. \n\nFor more information, read what is covered in an IVF loan\n[/what-is-covered-in-an-ivf-loan/]?\n\nWhat Is the Average Cost of an IVF Loan?\nInterest rates for IVF loans vary by lender. The amount of an IVF loan ranges\nfrom $5,000 - $50,000. \n\nThe average clinic cost for an IVF cycle is about $15, 434. This cost does not\ninclude medications which can be anywhere from $4,000 - $11,000, depending on\nyour treatment plan. \n\nIf you’re looking to finance your IVF treatment through a personal loan, lenders\nmay offer loans up to $100,000. Keep in mind interest rates depend on where/with\nwhom you decide to take out a loan and your credit score.\n\nIs It Worth Taking Out a Loan for IVF?\nMaking financial trade-offs and saving for IVF is ideal. But we understand that\nmay not be possible, depending on your circumstances. For those eager to pursue\nIVF with minimal savings, financing your fertility treatment may be the best\noption. \n\nWhether you can get a loan for IVF generally depends on: \n\n * Your credit score\n * Your income level\n\nWe recommend gathering all the relevant information before taking out an IVF\nloan. These steps may include: \n\n * Calling your healthcare insurance company to determine if you qualify for any\n type of fertility coverage and what is covered. Please note there are \n currently 17 states\n [https://www.ncsl.org/research/health/insurance-coverage-for-infertility-laws.aspx] \n that require insurers to either cover or offer coverage for fertility\n treatment. \n * Calculating how much you’ll have to spend on the treatment total (depending\n on how much your insurance will cover).. Keep in mind, there is a large\n patient population that may need one IVF egg retrieval but could need\n multiple embryo transfers. Embryo transfer cycles are significantly cheaper\n than a full IVF cycle, which includes an egg retrieval.\n\nAn IVF cycle (that includes the initial embryo transfer) is around $18,000 -\n$20,000 with medications (not including pre-implantation genetic testing (PGT)).\n The cost of an embryo transfer cycle—with medications—is somewhere in the\nballpark of $4,000 - $6,000 per cycle.\n\n * Making a financial plan based on cost information. If you take out a loan,\n you want to ensure you can pay it off. Consider your other debts, cost of\n living expenses, and savings. Use these considerations to help you assess\n whether you can realistically take on an IVF loan.\n\nWhat Types of Places Offer IVF Loans?\nThere are fertility clinics that offer loans for IVF. \n\nFuture Family offers low-interest fertility loans that typically start at $300\nto $475 a month (over 60 months). Focused on accessibility, our team will work\nwith you to help spread out the cost of your treatment.\n\nSome organizations even offer grants\n[https://resolve.org/learn/financial-resources-for-family-building/fertility-treatment-scholarships-and-grants/] \nfor IVF treatment. If you qualify for grants, this can help make your IVF loan\nmore manageable.\n\nLearn More about How Future Family Can Help.\nIf you’re interested in pursuing an IVF loan, see if you prequalify\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today. Applicants\ncan be pre-approved within two minutes, and this process does not impact your\ncredit score.\n\nIf you have any questions, please contact financing@futurefamily.com.","html":"![](\"https://lh5.googleusercontent.com/kH5LLC8WmGir8eujKkwyOjl4Yqa63KqRvAwn0DlGcMc86OdjMiCDAcM6ndppjplYl9cLlzJtrrYiuZZXzwmewMZAKYuvee7Ng7gNbvHUvViFbRhXYnkLOHkv_vP9NrHrmOnvdrwcHLj7SWn4b-_K_PpjpoU1bgWJOj8ni3PzYJwkZudFSE5NE9ZHSw\")
Sorting out your IVF journey is challenging. One of the most significant pain points? Cost.
As you begin to navigate the process, the first thing to consider is whether IVF loans are the right option for you. Here, we navigate critical questions to help you feel more confident about your IVF journey.
Learn what an IVF loan entails and whether it’s worth pursuing.
An IVF loan is a loan payment provided to you to help pay for a portion or all of your fertility treatment.
The amount, terms, and conditions of a loan typically depend on your credit score. The stronger your score, the more you can qualify for a low-interest IVF loan.
For more information, read what is covered in an IVF loan?
Interest rates for IVF loans vary by lender. The amount of an IVF loan ranges from $5,000 - $50,000.
The average clinic cost for an IVF cycle is about $15, 434. This cost does not include medications which can be anywhere from $4,000 - $11,000, depending on your treatment plan.
If you’re looking to finance your IVF treatment through a personal loan, lenders may offer loans up to $100,000. Keep in mind interest rates depend on where/with whom you decide to take out a loan and your credit score.
Making financial trade-offs and saving for IVF is ideal. But we understand that may not be possible, depending on your circumstances. For those eager to pursue IVF with minimal savings, financing your fertility treatment may be the best option.
Whether you can get a loan for IVF generally depends on:
We recommend gathering all the relevant information before taking out an IVF loan. These steps may include:
An IVF cycle (that includes the initial embryo transfer) is around $18,000 - $20,000 with medications (not including pre-implantation genetic testing (PGT)). The cost of an embryo transfer cycle—with medications—is somewhere in the ballpark of $4,000 - $6,000 per cycle.
There are fertility clinics that offer loans for IVF.
Future Family offers low-interest fertility loans that typically start at $300 to $475 a month (over 60 months). Focused on accessibility, our team will work with you to help spread out the cost of your treatment.
Some organizations even offer grants for IVF treatment. If you qualify for grants, this can help make your IVF loan more manageable.
If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score.
If you have any questions, please contact financing@futurefamily.com.
","url":"https://blog.futurefamily.com/is-an-ivf-loan-an-option-for-me/","uuid":"239b070e-f2b6-4f3f-ace9-4456a666e9d2","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6334baf06c9afb0001204d9c"}},{"node":{"id":"Ghost__Post__62b492f9824f6a0001f72049","title":"The Definitive Guide to Intrauterine Insemination (IUI)","slug":"the-definitive-guide-to-intrauterine-insemination-iui","featured":true,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/06/iStock-1353379093.jpg","excerpt":"Everything you should know about intrauterine insemination (IUI) – the procedure's logistics, costs, risks, success rates, and more.","custom_excerpt":"Everything you should know about intrauterine insemination (IUI) – the procedure's logistics, costs, risks, success rates, and more.","created_at_pretty":"Jun 23, 2022","published_at_pretty":"Jun 23, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-06-23T09:21:13.000-07:00","published_at":"2022-06-23T10:55:00.000-07:00","updated_at":"2023-01-05T17:42:00.000-08:00","meta_title":"What is Intrauterine Insemination? [Your Definitive Guide] | Future Family","meta_description":"Everything you should know about intrauterine insemination (IUI) – the procedure's logistics, costs, risks, success rates, and more. Learn all about it here.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Like any fertility treatment, intrauterine insemination (IUI) has a steep\nlearning curve. Whether you're uncertain about the costs of the procedure or\nwondering how your age affects your likelihood of success, navigating all the\ndetails can be overwhelming.\n\nWhen considering fertility treatments, nearly everyone feels an unsettling\ncombination of possibility and nervous anticipation. While the prospect of\nstarting fertility treatments can feel exciting, jumping in too quickly, and\nfacing health or financial hurdles can add unnecessary stress and complexity. \n\nFor this reason, it’s essential to strike a balance between \"analysis\nparalysis,\" where you're learning so much about a topic you struggle to take\naction and moving so quickly that you overlook important details.\n\nThis guide covers everything you should know about IUI, a non-invasive assisted\nreproductive technology (ART) with a long history of use in medicine. If you're\nwondering about how IUI is done, its risks, likelihood of success, and more,\nthis guide is for you.\n\nIntrauterine insemination (IUI) in a nutshell: An overview\nIUI is done by placing a highly concentrated sperm sample directly into the\nuterus around the time of ovulation. By bypassing the cervix and vagina, the\ngoal of IUI is to reduce the amount of distance healthy sperm has to travel to\nfertilize an egg.\n\nAfter preparing the sperm for insemination, a practitioner places the sperm\nconcentrate through the cervix using a catheter, a sterilized, thin and flexible\ntube. After the procedure, conception proceeds as it would with natural\nfertilization. Many people repeat IUI cycles until it results in pregnancy,\nusually undergoing no more than three to four cycles. \n\nThe process is non-invasive and painless, with the most common symptom being\nlight cramping after the procedure.\n\nWhen is IUI the right choice?\nThanks to its straightforward timeline and process, the medical community\nregards IUI as a non-invasive, low-complexity procedure best done before more\nintensive and costly interventions, such as in-vitro fertilization (IVF). \n\nFertility specialists usually recommend IUI to heterosexual couples struggling\nto get pregnant after a year of regular unprotected sex. Conversely, IUI is\noften the first choice for same-sex couples or single women interested in\nconceiving a child.\n\nIf you have any of the following diagnoses, you may want to investigate IUI.\n\nUnexplained infertility: Certain aspects of IUI, such as sperm washing, can\nincrease the chances of pregnancy with or without medication. The sperm washing\nprocess strips away fluids, enzymes, proteins, and other features of sperm that\ncan interfere with fertilization.\n\nOligospermia (low sperm count), ejaculation issues, etc: The health of a male\npartner's sperm can be a driving force behind fertility issues in some cases.\nIUI mitigates problems with sperm movement (motility), quantity, and/or shape\nabnormalities, improving the likelihood of pregnancy.\n\nInhospitable cervix: IUI also helps in instances where the cervix may create a\nbarrier to pregnancy. During ovulation, the cervix produces mucus to create an\nenvironment where sperm can travel seamlessly from the vagina and into the\nfallopian tubes. Thick cervical mucus or cervical scarring can cause the cervix\nto thicken and obstruct the sperm’s passage. By inserting sperm directly into\nthe uterus, IUI can allow a person to become pregnant by bypassing the cervix. \n\nEndometriosis-caused infertility: Endometriosis causes tissue similar to the\nlining of the uterus to grow where it shouldn't; for example, around the ovaries\nor intestines. Infertility affects a large percentage of people with\nendometriosis. In mild cases, IUI combined with fertility medications has helped\nindividuals increase their chances of pregnancy.\n\nIUI is ultimately an assistant to, rather than a replacement for, natural\nconception. Because sperm still needs to travel through the fallopian tube,\nfertilize an egg, then implant within the uterus, certain health conditions are\nincompatible with IUI, including:\n\n * Moderate to severe endometriosis\n * Moderate to severe male factor infertility\n * Diseases of the fallopian tubes\n\nTypes of IUI\nYour reason for doing IUI determines whether your procedure will be natural or\nstimulated. Since fertility issues aren't always the motivating force behind\nsame-sex couples seeking IUI, they often do a natural IUI, meaning that they\ndon't use medication to induce follicle growth and ovulation. In these cases,\nclinicians time the IUI procedure according to an individual's natural ovulation\ncycle. \n\nHowever, even in natural IUIs, your fertility specialist may recommend that you\nuse human chorionic gonadotropin (hCG) hormone, such as Ovidrel\n[https://www.drugs.com/mtm/ovidrel-injectable.html] (an injectable medication),\nto increase the chances of implantation by synchronizing egg release with the\nintroduction of sperm during IUI.\n\nFertility specialists often prescribe oral medications like Clomid\n[https://www.drugs.com/clomid.html] or off-label letrozole\n[https://www.drugs.com/medical-answers/you-letrozole-fertility-3560128/] as well\nas gonadotropins [https://pubmed.ncbi.nlm.nih.gov/31644163/], a class of\ninjectable medications that help stimulate egg development. Your doctor will\nprescribe these medications shortly after your period begins, monitoring for\nsigns of ovulation to determine the best time for the IUI.\n\nIUI risks\nAs with nearly any medical procedure, IUI comes with a small risk of infection.\nHowever, your doctors will sterilize their instruments before your IUI, which\ngreatly minimizes the risk of infection. \n\nMultiple pregnancies: Some fertility medications, namely gonadotropins, may\nincrease the chances that you'll release multiple eggs at once, leading to\ntwins, triplets, and beyond. Since multiple pregnancies pose risks\n[https://www.urmc.rochester.edu/encyclopedia/content.aspx?ContentTypeID=85&ContentID=P08021] \nto both mother and child, your doctor will prescribe an appropriate dose with\nthis risk in mind, monitoring for signs of overstimulation through bloodwork and\nultrasounds. In circumstances where the chance for multiples is high, cycle\ncancellation may be considered.\n\nOvarian hyperstimulation: On rare occasions, fertility medication may also lead\nyour ovaries to become hyper-responsive\n[https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3205536/], causing a phenomenon\nknown as ovarian hyperstimulation syndrome (OHSS). In very rare cases, this\nsyndrome can cause issues with blood clotting, kidney problems, or fluid\nbuild-up in the abdomen. Report symptoms like severe abdominal pain, shortness\nof breath, dizziness, and lightheadedness when taking fertility medication.\n[http://medication.in]\n\nIUI alternatives\nIUI vs. IVF. Whereas the earliest recorded IUI procedure occurred in the 18th\ncentury, in-vitro fertilization (IVF) is only around 40 years old. IVF\n[/ivf-success-rates-by-age/] is a more invasive, higher-tech series of\nprocedures. \n\nA physician collects eggs directly from an individual's ovaries before\nfertilizing them with sperm in a lab. One or two fertilized eggs, now embryos,\nare then transferred into the uterus. Excess embryos may be frozen for future\nuse. IVF is the most effective [https://www.ncbi.nlm.nih.gov/books/NBK562266/] \nform of ART, but it's also the most time-consuming and costly.\n\nIVF may be better than IUI for people with the following conditions:\n\n * Severe male-factor infertility\n * Blocked fallopian tubes\n * Multiple miscarriages\n * Severe endometriosis\n\nIVF has an increased rate of success over IUI, but it should be noted that\nindividual success rates vary depending on age, diagnosis, as well as other\nfactors. However, IVF is also significantly more expensive than IUI. \n\nThe cost of an IVF cycle can be around $12,000 to $20,000, while the medications\ncan average between $2,000 and $6,000. Depending on your circumstances,\nfertility specialists usually recommend trying three to four IUI cycles before\nmoving on to IVF treatment.\n\nIUI vs. timed intercourse. Another alternative to IUI is timed intercourse. A\ncouple can increase their chance of pregnancy by timing intercourse during the\novulation window, a six-day period in a menstrual cycle where pregnancy becomes\nmost likely. \n\nWorking with a fertility specialist to devise a plan to time intercourse, or\ntracking your cycle with a fertility monitoring device, are two straightforward\nand cost-effective ways to get pregnant if fertility isn't an issue.\n\nWhat to expect during IUI: The psychological, the financial, and the logistical\nBefore starting their journey, many people understandably want to know what to\nexpect from IUI on a day-by-day or appointment-by-appointment basis.\nAnticipating the IUI process from a logistical, financial, and psychological\nstandpoint will help your experience flow much smoother. \n\nLogistical IUI: testing and timing\nThe first step when considering IUI is consulting with a fertility specialist.\nThey'll take you through a series of fertility tests measuring your hormone\nlevels, assessing your ovarian reserve, monitoring for structural abnormalities\nwithin the uterus or fallopian tubes, and if relevant, checking your partner's\nsperm health.\n\nFor people seeking IUI for fertility issues, these tests provide insight into\nthe causes behind your struggle to get pregnant. Before you and your doctor\nconfirm that you're a good candidate for IUI, you'll do some of the following\ninfertility testing:\n\nOvarian reserve testing: These tests measure what's known as your ovarian\nreserve, aka your remaining egg supply. Lab testing includes measuring the\namount of follicle-stimulating hormone (FSH) in the bloodstream on day three of\nthe menstrual cycle, along with an anti-mullerian hormone (AMH) level. Your\nphysician can also do an ultrasound\n[https://www.sutterhealth.org/services/fertility/ovarian-reserve-testing] where\nthey can count the number of eggs (seen as follicles) in the ovaries in a given\nmonth.\n\nTesting for Structural Abnormalities: If your fallopian tubes are blocked,\nmissing, or dilated, it's impossible to do an IUI. A hysterosalpingogram (HSG),\nan ultrasound-guided X-ray of the uterus or pelvis, is a fundamental part of\ntesting: it lets your doctor know whether your fallopian tubes are capable of\ntransporting eggs from the ovaries to the uterus to result in pregnancy. \n\nAn HSG will also help to identify issues within the uterine cavity, such as\npolyps, scar tissue, fibroids, or other structural abnormalities (such as a\nuterine septum), all of which can impact and interfere with implantation.\nPractitioners might also recommend that a saline sonohysterogram (SIS) or\nhysteroscopy be used in place of the HSG. Your doctor will determine which test\nis right for your circumstances.\n\nThyroid testing: One driver of infertility is thyroid dysfunction. Your provider\nwill test for abnormalities with a thyroid-stimulating hormone (TSH) level and a\nprolactin level. Issues with either of these hormones can interfere with\novulation and contribute to infertility.\n\nSemen analysis: Sperm quality [https://pubmed.ncbi.nlm.nih.gov/10202879/] or\nhealth depends on factors like sperm count and motility and is an important\npuzzle piece in diagnosing the source of your fertility issues. \n\nTesting is primarily relevant to people seeking IUI for fertility or other\nreproductive health-related challenges. Same-sex couples or single women may\nchoose not to undergo the same tests. They can obtain donor sperm\n[/donor-egg-ivf-101-an-introduction-to-egg-donation/] from certified labs, which\nwill be frozen and thawed shortly before the procedure. \n\nFor individuals using sperm from a male partner, your partner will provide a\nsperm sample after two but no more than five days of abstinence to evaluate\nsperm count, health, and motility. \n\nSperm washing \nSperm washing is a fundamental part of IUI, regardless of your reason for\ngetting the procedure. The process mimics events that occur during natural\nconception. Before meeting the eggs, healthy sperm swim through cervical mucus\nafter entering the vagina through semen. \n\nSimilarly, the washing procedure separates dead or non-motile sperm, fluids,\nproteins, enzymes, and other materials from viable, healthy sperm. After the\nseparation process, specialists concentrate it into a medium known as human\ntubal fluid (HTF), which protects and preserves the sperm before fertilization.\n\nThe procedure\nIUI itself takes no more than a few minutes. Like a pap smear or an IUD\ninsertion, you'll lie on an exam table with your legs in stirrups. Using a\nspeculum, the doctor or nurse attaches a vial with the sperm concentrate to a\ncatheter, a long thin tube. The catheter is inserted through the cervix and\nsperm is placed directly into the uterus.\n\nAfter the practitioner removes the catheter and speculum, you'll lie down for a\nbrief observation. You can then carry on with your day as you normally would.\nThe visit typically only takes 15-20 minutes.\n\nThe psychology of IUI: Timing your pregnancy test \nIf your IUI is successful, the fertilized egg will travel through one of the\nfallopian tubes and implant within the uterus, just as it does after sex. The\ntransition from fertilization to implantation typically takes six to 12 days.\n\nThanks to this gap, the hardest part of IUI may come after the procedure and\nduring the \"two-week wait,\" or the period between ovulation and the earliest you\ncan expect an accurate pregnancy test.\n\nWhen you're taking fertility medication, carefully timing your pregnancy test\nbecomes even more critical. To enhance the timing of your IUI, your doctor may\nprescribe a trigger shot, which stimulates the ovaries to release mature eggs in\npreparation for an IUI. They contain human chorionic gonadotropin (hCG), the\npregnancy-detection hormone used in pregnancy tests. \n\nTrigger shots are helpful for people who don't ovulate or in cases where you\nwant control over ovulation timing. Physicians normally instruct the trigger\nshot to be taken 36 hours before the IUI procedure. The injection may be done in\na doctor's office or self-administered at home. Since trigger shots contain hCG,\ntaking a home pregnancy test too early after the IUI may result in a\nfalse-positive result.\n\nPregnancy tests measure levels of the hormone hCG in the urine. It's important\nto note that these tests can only detect hCG when it reaches a certain\nthreshold, or approximately between 20 to 25 milli-international units per\nmilliliter (mIU/mL). \n\nEven after the six to 12-day period, your hCG levels might not reach that\nthreshold until a few days after implantation. Testing too soon can create false\npositives, putting a deeper sting into an initial failed try, or false\nnegatives, causing you to become disappointed only to find a few days later that\nyou are, in fact, pregnant. \n\nDuring the \"two-week wait,\" many people become hyper-aware of every sensation,\nwondering whether their symptoms are signs of pregnancy or just hormonal changes\nfrom their fertility treatments. If you're feeling tense during the two-week\nwait, remember that you're not alone: you’re experiencing emotions shared by\nalmost everyone at some point along their fertility treatment journey. \n\nThe following mind-body practices can help support emotional balance during this\ntime.\n\nBreathing exercises. Most people have heard instructions to \"take a deep breath\"\nwhen they're feeling anxious, but did you know the length of your exhales\naffects the way you feel the most? Slowing down the rate of your exhales\ncompared to your inhales reduces your heart rate, engaging the parasympathetic\n[https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5709795/] or \"rest-and-digest\"\nbranch of your nervous system.\n\nDuring moments of anxiety or tension, set a 10-minute timer, and focus on your\nbreathing, extending your exhales for about twice as long as your inhales. As\nyou continue, you'll feel more peaceful and grounded in your body.\n\nEmotional Freedom Techniques (EFT). EFT, also known as tapping, can soothe your\nmind and body during times of emotional turmoil. Based on the idea that negative\nemotions interfere with energy meridians throughout the body, EFT is like\nacupuncture without the needles, a practice with a great deal of anecdotal use\nin relieving fertility-related stress\n[/top-6-ways-to-manage-ivf-stress-your-ivf-journey-future-family/]. It focuses\non illuminating hidden layers of emotion behind physical and psychological pain.\nRead more about tapping here\n[https://eftinternational.org/discover-eft-tapping/what-is-eft-tapping/].\n\nThe financial side of IUI: The costs\nFor many people, IUI is an excellent first-choice fertility treatment because\nit’s non-invasive and relatively affordable. However, the costs of IUI can range\nwidely, costing anywhere from a few hundred to thousands for a single cycle. The\ncost of IUI varies based on whether testing, monitoring, and medication are part\nof your protocol.\n\nFoundational IUI\nIn every case, IUI involves two key steps: sperm washing and insemination. These\nfoundational steps cost between $150 to $500. For those doing natural IUI, these\nmay be the only costs associated with the procedure. But couples or individuals\nusing donor sperm may incur separate costs for that procedure at the donor\nagency of their choice.\n\nFor individuals and families using IUI as a treatment for infertility, the\nfactors that impact cost include:\n\nMedication: Providers will prescribe meditation to stimulate ovulation and egg\ngrowth. Medication costs depend on the overall protocol you've chosen and on\nyour provider. Some individuals choose to take just one oral fertility\nmedication, such as letrozole or Clomid, which can range from $30 to $100 per\ncycle.\n\nFor people with more significant fertility issues, gonadotropins can cost up to\n$6,000, while trigger shots typically cost anywhere from $50 to $250.\n\nMonitoring: If you're taking fertility medications, your doctor will monitor for\nmultiple pregnancies or ovarian hyper-stimulation. Pricing models depend on your\ninsurance but generally cost between $500 and $1,000 per cycle.\n\nDoes insurance cover IUI?\nIn many cases, insurance will cover parts of IUI they consider medically\nnecessary. For instance, insurance providers might cover things like\nmedications, testing, and blood work even if they don't cover the costs of the\nIUI procedure itself.\n\nThe following factors can factor into whether insurance covers your IUI:\n\n * State of residence\n * Medication types: In some cases, an insurance company will cover IUI if it\n does or does not include specific fertility drugs\n * Gender: Some insurance will cover the costs of the sperm wash, but not the\n procedure itself\n * Origin of sperm: Many insurance providers cover the cost of donor sperm but\n not sperm washing\n\nWill it work for you? IUI success rates\nUnderstanding IUI success rates can be tricky. Measures of success vary across\nstudies and depend on a variety of factors. Researchers also study success rates\nusing different variables, such as the live birth rate or pregnancy. However,\nthe following are some of the most pivotal keys to a successful IUI.\n\nAge. Fertility specialists usually don't recommend IUI after age 40. Pregnancy\nat age 40 becomes more difficult and brings with it a higher likelihood of\npregnancy loss. That said, age is just one of many factors, and it may still be\nworth talking to your doctor about how you can raise your chances of success by\noptimizing your diet and lifestyle. \n\nHealth conditions: IUI increases the chance of pregnancy by placing concentrated\nsperm directly into the uterus, but it still requires a natural conception\nprocess. As a result, pre-existing diagnoses that interfere with implantation,\nsuch as uterine polyps or scar tissue, for example, affect the likelihood of\nsuccess with IUI and may require you to try more extensive procedures, such as\nIVF. \n\nCycle quantity. The majority of success with IUI occurs within the first three\nto four cycles.\n[https://www.sciencedirect.com/science/article/abs/pii/S0015028203002504]If\nyou're struggling to get pregnant after four IUIs, exploring other options might\nbe more cost-effective.\n\nIf any of the above factors pertain to you, you might find it worthwhile to\nexplore lifestyle optimizations that can increase your chances of success with\nIUI. Some factors you may want to consider: \n\nDiet: A study in Obstetrics & Gynecology\n[https://journals.lww.com/greenjournal/Abstract/2007/11000/Diet_and_Lifestyle_in_the_Prevention_of_Ovulatory.17.aspx] \nanalyzed the diets of 17,544 women for eight years as they attempted to become\npregnant. The authors found that participants who ate plant-based protein,\nmono-unsaturated fat, vegetables, and full-fat dairy, while avoiding processed\nfoods and trans fats, had higher fertility rates. \n\nThanks to the link\n[https://rbej.biomedcentral.com/articles/10.1186/s12958-015-0126-9] between\ninfertility and vitamin D deficiency, eating foods high in vitamin D, such as\nsalmon, egg yolks, or mushrooms, may also improve success rates with IUI. Your\ndoctor may also recommend that you take a vitamin D supplement. Recent research\nin Advances in Nutrition [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8634384/] \n also points to the positive impact of diets rich in fiber, omega-3 fatty acids,\nand vegetable proteins, vitamins, and minerals (like the Mediterranean diet) on\nfertility. \n\nConsistent sleep: The hormones responsible for ovulation in women and sperm\nmaturation in men are also involved with the body's sleep-wake patterns. \nResearch\n[https://www.thieme-connect.de/products/ejournals/abstract/10.1055/s-0036-1571354] \nhas shown that inconsistent sleep habits can disrupt the menstrual cycle. Going\nto sleep and waking up at the same time every day are critical\n[https://www.sciencedirect.com/science/article/abs/pii/S0303720711005375?via%3Dihub] \nfor immune, cellular, and hormonal regulation. As an added benefit, sleep and\nwake cycle consistency also reduces grogginess and insomnia.\n\nHow Future Family can support your fertility journey\nIf you're interested in IUI, Future Family can help you navigate the process\nwith a customized plan designed for your unique situation. You can keep track of\nand pay for all the costs and procedures associated with your IUI treatment\nwithin a single online dashboard. \n\nOur Fertility Coaches can also provide emotional and practical support\nthroughout your journey. Fertility treatments aren't just daunting for price\nalone: the logistics, time, and other complexities can prevent people from\ntaking action, causing them to delay their dreams of starting or growing a\nfamily.\n\nAs Registered Nurses (RNs) with over a decade of experience in the fertility\nfield, our Fertility Coaches can give you a big picture outlook on your entire\nIUI treatment journey. Think of your coach as a personal nurse navigator:\nthey’re easily accessible and able to answer all your questions related to your\nfertility journey.\n\nOur nurses have all worked in clinical fertility settings before becoming\ncoaches at Future Family. From helping you understand your treatment results to\nvideo chatting with you 1:1, our nurses do it all!\n\nStill, our coaches aren’t here to replace the amazing team you’re already\nworking with at your clinic. Instead, think of our coaches as an additional\nlayer of support. Here are just a few of the services our coaches provide:\n\n * Medication training & support\n * Fertility education to help you interpret your test results\n * Someone to lean on for support during the emotional up and downs of treatment\n * Support groups, which are hosted bi-monthly \n\nOur coaches are here to help you focus on what matters most: optimizing your\nhealth and mindset so you have as stress-free a journey as possible.\n\nGet Pre-Approved for an IVF Loan Today\nIf you’re interested in pursuing an IVF loan, see if you prequalify\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today. Applicants\ncan be pre-approved within two minutes, and this process does not impact your\ncredit score.\n\nIf you have any questions, please contact financing@futurefamily.com.","html":"Like any fertility treatment, intrauterine insemination (IUI) has a steep learning curve. Whether you're uncertain about the costs of the procedure or wondering how your age affects your likelihood of success, navigating all the details can be overwhelming.
When considering fertility treatments, nearly everyone feels an unsettling combination of possibility and nervous anticipation. While the prospect of starting fertility treatments can feel exciting, jumping in too quickly, and facing health or financial hurdles can add unnecessary stress and complexity.
For this reason, it’s essential to strike a balance between \"analysis paralysis,\" where you're learning so much about a topic you struggle to take action and moving so quickly that you overlook important details.
This guide covers everything you should know about IUI, a non-invasive assisted reproductive technology (ART) with a long history of use in medicine. If you're wondering about how IUI is done, its risks, likelihood of success, and more, this guide is for you.
IUI is done by placing a highly concentrated sperm sample directly into the uterus around the time of ovulation. By bypassing the cervix and vagina, the goal of IUI is to reduce the amount of distance healthy sperm has to travel to fertilize an egg.
After preparing the sperm for insemination, a practitioner places the sperm concentrate through the cervix using a catheter, a sterilized, thin and flexible tube. After the procedure, conception proceeds as it would with natural fertilization. Many people repeat IUI cycles until it results in pregnancy, usually undergoing no more than three to four cycles.
The process is non-invasive and painless, with the most common symptom being light cramping after the procedure.
Thanks to its straightforward timeline and process, the medical community regards IUI as a non-invasive, low-complexity procedure best done before more intensive and costly interventions, such as in-vitro fertilization (IVF).
Fertility specialists usually recommend IUI to heterosexual couples struggling to get pregnant after a year of regular unprotected sex. Conversely, IUI is often the first choice for same-sex couples or single women interested in conceiving a child.
If you have any of the following diagnoses, you may want to investigate IUI.
Unexplained infertility: Certain aspects of IUI, such as sperm washing, can increase the chances of pregnancy with or without medication. The sperm washing process strips away fluids, enzymes, proteins, and other features of sperm that can interfere with fertilization.
Oligospermia (low sperm count), ejaculation issues, etc: The health of a male partner's sperm can be a driving force behind fertility issues in some cases. IUI mitigates problems with sperm movement (motility), quantity, and/or shape abnormalities, improving the likelihood of pregnancy.
Inhospitable cervix: IUI also helps in instances where the cervix may create a barrier to pregnancy. During ovulation, the cervix produces mucus to create an environment where sperm can travel seamlessly from the vagina and into the fallopian tubes. Thick cervical mucus or cervical scarring can cause the cervix to thicken and obstruct the sperm’s passage. By inserting sperm directly into the uterus, IUI can allow a person to become pregnant by bypassing the cervix.
Endometriosis-caused infertility: Endometriosis causes tissue similar to the lining of the uterus to grow where it shouldn't; for example, around the ovaries or intestines. Infertility affects a large percentage of people with endometriosis. In mild cases, IUI combined with fertility medications has helped individuals increase their chances of pregnancy.
IUI is ultimately an assistant to, rather than a replacement for, natural conception. Because sperm still needs to travel through the fallopian tube, fertilize an egg, then implant within the uterus, certain health conditions are incompatible with IUI, including:
Your reason for doing IUI determines whether your procedure will be natural or stimulated. Since fertility issues aren't always the motivating force behind same-sex couples seeking IUI, they often do a natural IUI, meaning that they don't use medication to induce follicle growth and ovulation. In these cases, clinicians time the IUI procedure according to an individual's natural ovulation cycle.
However, even in natural IUIs, your fertility specialist may recommend that you use human chorionic gonadotropin (hCG) hormone, such as Ovidrel (an injectable medication), to increase the chances of implantation by synchronizing egg release with the introduction of sperm during IUI.
Fertility specialists often prescribe oral medications like Clomid or off-label letrozole as well as gonadotropins, a class of injectable medications that help stimulate egg development. Your doctor will prescribe these medications shortly after your period begins, monitoring for signs of ovulation to determine the best time for the IUI.
As with nearly any medical procedure, IUI comes with a small risk of infection. However, your doctors will sterilize their instruments before your IUI, which greatly minimizes the risk of infection.
Multiple pregnancies: Some fertility medications, namely gonadotropins, may increase the chances that you'll release multiple eggs at once, leading to twins, triplets, and beyond. Since multiple pregnancies pose risks to both mother and child, your doctor will prescribe an appropriate dose with this risk in mind, monitoring for signs of overstimulation through bloodwork and ultrasounds. In circumstances where the chance for multiples is high, cycle cancellation may be considered.
Ovarian hyperstimulation: On rare occasions, fertility medication may also lead your ovaries to become hyper-responsive, causing a phenomenon known as ovarian hyperstimulation syndrome (OHSS). In very rare cases, this syndrome can cause issues with blood clotting, kidney problems, or fluid build-up in the abdomen. Report symptoms like severe abdominal pain, shortness of breath, dizziness, and lightheadedness when taking fertility medication.
IUI vs. IVF. Whereas the earliest recorded IUI procedure occurred in the 18th century, in-vitro fertilization (IVF) is only around 40 years old. IVF is a more invasive, higher-tech series of procedures.
A physician collects eggs directly from an individual's ovaries before fertilizing them with sperm in a lab. One or two fertilized eggs, now embryos, are then transferred into the uterus. Excess embryos may be frozen for future use. IVF is the most effective form of ART, but it's also the most time-consuming and costly.
IVF may be better than IUI for people with the following conditions:
IVF has an increased rate of success over IUI, but it should be noted that individual success rates vary depending on age, diagnosis, as well as other factors. However, IVF is also significantly more expensive than IUI.
The cost of an IVF cycle can be around $12,000 to $20,000, while the medications can average between $2,000 and $6,000. Depending on your circumstances, fertility specialists usually recommend trying three to four IUI cycles before moving on to IVF treatment.
IUI vs. timed intercourse. Another alternative to IUI is timed intercourse. A couple can increase their chance of pregnancy by timing intercourse during the ovulation window, a six-day period in a menstrual cycle where pregnancy becomes most likely.
Working with a fertility specialist to devise a plan to time intercourse, or tracking your cycle with a fertility monitoring device, are two straightforward and cost-effective ways to get pregnant if fertility isn't an issue.
Before starting their journey, many people understandably want to know what to expect from IUI on a day-by-day or appointment-by-appointment basis. Anticipating the IUI process from a logistical, financial, and psychological standpoint will help your experience flow much smoother.
The first step when considering IUI is consulting with a fertility specialist. They'll take you through a series of fertility tests measuring your hormone levels, assessing your ovarian reserve, monitoring for structural abnormalities within the uterus or fallopian tubes, and if relevant, checking your partner's sperm health.
For people seeking IUI for fertility issues, these tests provide insight into the causes behind your struggle to get pregnant. Before you and your doctor confirm that you're a good candidate for IUI, you'll do some of the following infertility testing:
Ovarian reserve testing: These tests measure what's known as your ovarian reserve, aka your remaining egg supply. Lab testing includes measuring the amount of follicle-stimulating hormone (FSH) in the bloodstream on day three of the menstrual cycle, along with an anti-mullerian hormone (AMH) level. Your physician can also do an ultrasound where they can count the number of eggs (seen as follicles) in the ovaries in a given month.
Testing for Structural Abnormalities: If your fallopian tubes are blocked, missing, or dilated, it's impossible to do an IUI. A hysterosalpingogram (HSG), an ultrasound-guided X-ray of the uterus or pelvis, is a fundamental part of testing: it lets your doctor know whether your fallopian tubes are capable of transporting eggs from the ovaries to the uterus to result in pregnancy.
An HSG will also help to identify issues within the uterine cavity, such as polyps, scar tissue, fibroids, or other structural abnormalities (such as a uterine septum), all of which can impact and interfere with implantation. Practitioners might also recommend that a saline sonohysterogram (SIS) or hysteroscopy be used in place of the HSG. Your doctor will determine which test is right for your circumstances.
Thyroid testing: One driver of infertility is thyroid dysfunction. Your provider will test for abnormalities with a thyroid-stimulating hormone (TSH) level and a prolactin level. Issues with either of these hormones can interfere with ovulation and contribute to infertility.
Semen analysis: Sperm quality or health depends on factors like sperm count and motility and is an important puzzle piece in diagnosing the source of your fertility issues.
Testing is primarily relevant to people seeking IUI for fertility or other reproductive health-related challenges. Same-sex couples or single women may choose not to undergo the same tests. They can obtain donor sperm from certified labs, which will be frozen and thawed shortly before the procedure.
For individuals using sperm from a male partner, your partner will provide a sperm sample after two but no more than five days of abstinence to evaluate sperm count, health, and motility.
Sperm washing is a fundamental part of IUI, regardless of your reason for getting the procedure. The process mimics events that occur during natural conception. Before meeting the eggs, healthy sperm swim through cervical mucus after entering the vagina through semen.
Similarly, the washing procedure separates dead or non-motile sperm, fluids, proteins, enzymes, and other materials from viable, healthy sperm. After the separation process, specialists concentrate it into a medium known as human tubal fluid (HTF), which protects and preserves the sperm before fertilization.
IUI itself takes no more than a few minutes. Like a pap smear or an IUD insertion, you'll lie on an exam table with your legs in stirrups. Using a speculum, the doctor or nurse attaches a vial with the sperm concentrate to a catheter, a long thin tube. The catheter is inserted through the cervix and sperm is placed directly into the uterus.
After the practitioner removes the catheter and speculum, you'll lie down for a brief observation. You can then carry on with your day as you normally would. The visit typically only takes 15-20 minutes.
If your IUI is successful, the fertilized egg will travel through one of the fallopian tubes and implant within the uterus, just as it does after sex. The transition from fertilization to implantation typically takes six to 12 days.
Thanks to this gap, the hardest part of IUI may come after the procedure and during the \"two-week wait,\" or the period between ovulation and the earliest you can expect an accurate pregnancy test.
When you're taking fertility medication, carefully timing your pregnancy test becomes even more critical. To enhance the timing of your IUI, your doctor may prescribe a trigger shot, which stimulates the ovaries to release mature eggs in preparation for an IUI. They contain human chorionic gonadotropin (hCG), the pregnancy-detection hormone used in pregnancy tests.
Trigger shots are helpful for people who don't ovulate or in cases where you want control over ovulation timing. Physicians normally instruct the trigger shot to be taken 36 hours before the IUI procedure. The injection may be done in a doctor's office or self-administered at home. Since trigger shots contain hCG, taking a home pregnancy test too early after the IUI may result in a false-positive result.
Pregnancy tests measure levels of the hormone hCG in the urine. It's important to note that these tests can only detect hCG when it reaches a certain threshold, or approximately between 20 to 25 milli-international units per milliliter (mIU/mL).
Even after the six to 12-day period, your hCG levels might not reach that threshold until a few days after implantation. Testing too soon can create false positives, putting a deeper sting into an initial failed try, or false negatives, causing you to become disappointed only to find a few days later that you are, in fact, pregnant.
During the \"two-week wait,\" many people become hyper-aware of every sensation, wondering whether their symptoms are signs of pregnancy or just hormonal changes from their fertility treatments. If you're feeling tense during the two-week wait, remember that you're not alone: you’re experiencing emotions shared by almost everyone at some point along their fertility treatment journey.
The following mind-body practices can help support emotional balance during this time.
Breathing exercises. Most people have heard instructions to \"take a deep breath\" when they're feeling anxious, but did you know the length of your exhales affects the way you feel the most? Slowing down the rate of your exhales compared to your inhales reduces your heart rate, engaging the parasympathetic or \"rest-and-digest\" branch of your nervous system.
During moments of anxiety or tension, set a 10-minute timer, and focus on your breathing, extending your exhales for about twice as long as your inhales. As you continue, you'll feel more peaceful and grounded in your body.
Emotional Freedom Techniques (EFT). EFT, also known as tapping, can soothe your mind and body during times of emotional turmoil. Based on the idea that negative emotions interfere with energy meridians throughout the body, EFT is like acupuncture without the needles, a practice with a great deal of anecdotal use in relieving fertility-related stress. It focuses on illuminating hidden layers of emotion behind physical and psychological pain. Read more about tapping here.
For many people, IUI is an excellent first-choice fertility treatment because it’s non-invasive and relatively affordable. However, the costs of IUI can range widely, costing anywhere from a few hundred to thousands for a single cycle. The cost of IUI varies based on whether testing, monitoring, and medication are part of your protocol.
In every case, IUI involves two key steps: sperm washing and insemination. These foundational steps cost between $150 to $500. For those doing natural IUI, these may be the only costs associated with the procedure. But couples or individuals using donor sperm may incur separate costs for that procedure at the donor agency of their choice.
For individuals and families using IUI as a treatment for infertility, the factors that impact cost include:
Medication: Providers will prescribe meditation to stimulate ovulation and egg growth. Medication costs depend on the overall protocol you've chosen and on your provider. Some individuals choose to take just one oral fertility medication, such as letrozole or Clomid, which can range from $30 to $100 per cycle.
For people with more significant fertility issues, gonadotropins can cost up to $6,000, while trigger shots typically cost anywhere from $50 to $250.
Monitoring: If you're taking fertility medications, your doctor will monitor for multiple pregnancies or ovarian hyper-stimulation. Pricing models depend on your insurance but generally cost between $500 and $1,000 per cycle.
In many cases, insurance will cover parts of IUI they consider medically necessary. For instance, insurance providers might cover things like medications, testing, and blood work even if they don't cover the costs of the IUI procedure itself.
The following factors can factor into whether insurance covers your IUI:
Understanding IUI success rates can be tricky. Measures of success vary across studies and depend on a variety of factors. Researchers also study success rates using different variables, such as the live birth rate or pregnancy. However, the following are some of the most pivotal keys to a successful IUI.
Age. Fertility specialists usually don't recommend IUI after age 40. Pregnancy at age 40 becomes more difficult and brings with it a higher likelihood of pregnancy loss. That said, age is just one of many factors, and it may still be worth talking to your doctor about how you can raise your chances of success by optimizing your diet and lifestyle.
Health conditions: IUI increases the chance of pregnancy by placing concentrated sperm directly into the uterus, but it still requires a natural conception process. As a result, pre-existing diagnoses that interfere with implantation, such as uterine polyps or scar tissue, for example, affect the likelihood of success with IUI and may require you to try more extensive procedures, such as IVF.
Cycle quantity. The majority of success with IUI occurs within the first three to four cycles. If you're struggling to get pregnant after four IUIs, exploring other options might be more cost-effective.
If any of the above factors pertain to you, you might find it worthwhile to explore lifestyle optimizations that can increase your chances of success with IUI. Some factors you may want to consider:
Diet: A study in Obstetrics & Gynecology analyzed the diets of 17,544 women for eight years as they attempted to become pregnant. The authors found that participants who ate plant-based protein, mono-unsaturated fat, vegetables, and full-fat dairy, while avoiding processed foods and trans fats, had higher fertility rates.
Thanks to the link between infertility and vitamin D deficiency, eating foods high in vitamin D, such as salmon, egg yolks, or mushrooms, may also improve success rates with IUI. Your doctor may also recommend that you take a vitamin D supplement. Recent research in Advances in Nutrition also points to the positive impact of diets rich in fiber, omega-3 fatty acids, and vegetable proteins, vitamins, and minerals (like the Mediterranean diet) on fertility.
Consistent sleep: The hormones responsible for ovulation in women and sperm maturation in men are also involved with the body's sleep-wake patterns. Research has shown that inconsistent sleep habits can disrupt the menstrual cycle. Going to sleep and waking up at the same time every day are critical for immune, cellular, and hormonal regulation. As an added benefit, sleep and wake cycle consistency also reduces grogginess and insomnia.
If you're interested in IUI, Future Family can help you navigate the process with a customized plan designed for your unique situation. You can keep track of and pay for all the costs and procedures associated with your IUI treatment within a single online dashboard.
Our Fertility Coaches can also provide emotional and practical support throughout your journey. Fertility treatments aren't just daunting for price alone: the logistics, time, and other complexities can prevent people from taking action, causing them to delay their dreams of starting or growing a family.
As Registered Nurses (RNs) with over a decade of experience in the fertility field, our Fertility Coaches can give you a big picture outlook on your entire IUI treatment journey. Think of your coach as a personal nurse navigator: they’re easily accessible and able to answer all your questions related to your fertility journey.
Our nurses have all worked in clinical fertility settings before becoming coaches at Future Family. From helping you understand your treatment results to video chatting with you 1:1, our nurses do it all!
Still, our coaches aren’t here to replace the amazing team you’re already working with at your clinic. Instead, think of our coaches as an additional layer of support. Here are just a few of the services our coaches provide:
Our coaches are here to help you focus on what matters most: optimizing your health and mindset so you have as stress-free a journey as possible.
If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score.
If you have any questions, please contact financing@futurefamily.com.
","url":"https://blog.futurefamily.com/the-definitive-guide-to-intrauterine-insemination-iui/","uuid":"79f78cb2-f76f-44bd-9dd8-778f759a1dc8","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"62b492f9824f6a0001f72049"}},{"node":{"id":"Ghost__Post__62505a9b26471d000145e6f7","title":"How Long Does IVF Take? A Timeline","slug":"how-long-does-ivf-take-a-timeline","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2022/04/iStock-1302642176.jpg","excerpt":"Taking steps to ensure a safe pregnancy and healthy delivery can be an emotional time full of anticipation. It helps to understand the process so you feel prepared and arrange for the proper support system.","custom_excerpt":"Taking steps to ensure a safe pregnancy and healthy delivery can be an emotional time full of anticipation. It helps to understand the process so you feel prepared and arrange for the proper support system.","created_at_pretty":"Apr 08, 2022","published_at_pretty":"Apr 08, 2022","updated_at_pretty":"Jan 06, 2023","created_at":"2022-04-08T08:54:03.000-07:00","published_at":"2022-04-08T09:02:23.000-07:00","updated_at":"2023-01-05T17:42:53.000-08:00","meta_title":null,"meta_description":null,"og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Taking steps to ensure a safe pregnancy and healthy delivery can be an emotional\ntime full of anticipation. It helps to understand the process so you feel\nprepared and arrange for the proper support system. For example, one cycle of\nIVF takes six to eight weeks from consultation to embryo transfer. The time\nframe depends on various factors such as: \n\n * Your age: Women under age 35 have a higher egg retrieval success rate\n [/ivf-success-rates-by-age/] than those 35 and over. \n \n * Your health: Unique health conditions may prolong IVF timelines.\n\nLet’s dive deeper into how long IVF takes, so you can thoroughly prepare for\nwhat lies ahead. If you have any questions, contact the Future Family team\n[https://www.futurefamily.com/contact]. We are happy to help with whatever you\nmay need.\n\nMonth-to-Month IVF Timeline\nIVF involves five key areas: ovarian stimulation, egg retrieval, sperm\nretrieval, fertilization, and embryo transfer. \n\nHere’s how these components fit into a six-week timeline. Again, your IVF\ntimeline may differ, so we encourage you to speak with your fertility specialist\nabout your plan details.\n\nMonth 1\nDuring the consultation process, you’ll be required to complete health\nscreenings such as: \n\n * Uterine cavity evaluation\n * Preconception screening\n * Semen analysis\n * Preconception genetic carrier screening\n\nSome of these screenings are done at a specific time of your menstrual cycle, so\nthey take about a month to complete. Genetic carrier screening results can take\n2-3 weeks.\n\nMonth 2\nMost IVF cycles require one month of birth control pills for \"suppression\" or a\ncombination of hormones such as estrogen and testosterone for priming. \n\nMonth 3\nIndividuals take a series of injections at a specific time and frequency (this\nvaries from person to person). You will likely receive transvaginal ultrasounds\nand blood tests to check on your eggs, ovaries, and hormone levels during this\ntime. The purpose is to help the eggs reach final maturation.\n\nDepending on how your eggs develop from the injections, your fertility\nspecialist may recommend you continue injections for another week. Egg\nstimulation generally takes seven to 14 days. \n\nYour fertility physician will retrieve the eggs. This is a minor surgical\nprocedure called follicular aspiration. It is considered an outpatient procedure\nand will be done at the doctor’s office. \n\nYour partner will provide a semen sample, or you may choose to use donor sperm.\nAn embryologist will try to fertilize your eggs with sperms. It typically takes\na few hours for a sperm to fertilize an egg.\n\nMonth 4\nDepending on your situation, your physician may conduct additional procedures\nbefore the embryo transfer:\n\n * Assisted hatching: Doctors often recommend this for those who have had\n multiple failed IVFs. A hole in the zona pellucida is created to help the\n embryo hatch from its hard outer layer and implant in the uterus. This is\n done five to six days after fertilization. \n * Preimplantation genetic testing: Embryos may be tested for specific genetic\n diseases, typically five or six days after fertilization.\n\nAbout three to five days after fertilization, your physician will place the\nembryos in your uterus. This procedure is done in the doctor’s office, like the\negg retrieval process. \n\nFertility specialists generally recommend waiting two weeks after your embryo\ntransfer to take a pregnancy test.\n\nHow Many Rounds of IVF Does It Usually Take?\nAs we noted earlier, age impacts IVF success rates [/ivf-success-rates-by-age/].\nThe younger you are (35 or younger), the fewer IVF rounds you’ll likely need for\na successful live birth. \n\nAccording to research\n[https://jamanetwork.com/journals/jama/fullarticle/2478204]: \n\n * The chances of giving a successful birth improve with each IVF cycle. \n * For women of all ages (median age in the study was 35), there is a 65.3\n percent chance of birth after six rounds of IVF. \n\nWhile IVF is an exciting time, it can feel stressful and overwhelming,\nespecially if a cycle does not work out. Self-care is an important part of the\nprocess for both your physical and mental well-being. Be patient and kind to\nyourself with IVF stress management practices\n[/top-6-ways-to-manage-ivf-stress-your-ivf-journey-future-family/].\n\nHow Many Days Do You Take IVF Injections?\nWomen typically take IVF injections from seven to 14 days. This timeframe aims\nto encourage follicles in your ovaries to produce more eggs.\n\nLearn about Future Family’s IVF Plans\nThough learning how long IVF takes from start to finish can seem daunting,\nFuture Family is here to help. We have access to fertility coaches who can be\nyour support system and loan plans that can help you determine the best way to\npay for IVF [/whats-the-best-way-to-pay-for-ivf/]. \n\nWe are here for you. Learn more about Future Family’s IVF plans\n[https://www.futurefamily.com/ivf] today. If you’re interested in pursuing an\nIVF loan, see if you prequalify\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] today. Applicants\ncan be pre-approved within two minutes, and this process does not impact your\ncredit score.","html":"Taking steps to ensure a safe pregnancy and healthy delivery can be an emotional time full of anticipation. It helps to understand the process so you feel prepared and arrange for the proper support system. For example, one cycle of IVF takes six to eight weeks from consultation to embryo transfer. The time frame depends on various factors such as:
Let’s dive deeper into how long IVF takes, so you can thoroughly prepare for what lies ahead. If you have any questions, contact the Future Family team. We are happy to help with whatever you may need.
IVF involves five key areas: ovarian stimulation, egg retrieval, sperm retrieval, fertilization, and embryo transfer.
Here’s how these components fit into a six-week timeline. Again, your IVF timeline may differ, so we encourage you to speak with your fertility specialist about your plan details.
During the consultation process, you’ll be required to complete health screenings such as:
Some of these screenings are done at a specific time of your menstrual cycle, so they take about a month to complete. Genetic carrier screening results can take 2-3 weeks.
Most IVF cycles require one month of birth control pills for \"suppression\" or a combination of hormones such as estrogen and testosterone for priming.
Individuals take a series of injections at a specific time and frequency (this varies from person to person). You will likely receive transvaginal ultrasounds and blood tests to check on your eggs, ovaries, and hormone levels during this time. The purpose is to help the eggs reach final maturation.
Depending on how your eggs develop from the injections, your fertility specialist may recommend you continue injections for another week. Egg stimulation generally takes seven to 14 days.
Your fertility physician will retrieve the eggs. This is a minor surgical procedure called follicular aspiration. It is considered an outpatient procedure and will be done at the doctor’s office.
Your partner will provide a semen sample, or you may choose to use donor sperm. An embryologist will try to fertilize your eggs with sperms. It typically takes a few hours for a sperm to fertilize an egg.
Depending on your situation, your physician may conduct additional procedures before the embryo transfer:
About three to five days after fertilization, your physician will place the embryos in your uterus. This procedure is done in the doctor’s office, like the egg retrieval process.
Fertility specialists generally recommend waiting two weeks after your embryo transfer to take a pregnancy test.
As we noted earlier, age impacts IVF success rates. The younger you are (35 or younger), the fewer IVF rounds you’ll likely need for a successful live birth.
While IVF is an exciting time, it can feel stressful and overwhelming, especially if a cycle does not work out. Self-care is an important part of the process for both your physical and mental well-being. Be patient and kind to yourself with IVF stress management practices.
Women typically take IVF injections from seven to 14 days. This timeframe aims to encourage follicles in your ovaries to produce more eggs.
Though learning how long IVF takes from start to finish can seem daunting, Future Family is here to help. We have access to fertility coaches who can be your support system and loan plans that can help you determine the best way to pay for IVF.
We are here for you. Learn more about Future Family’s IVF plans today. If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved within two minutes, and this process does not impact your credit score.
If you’ve been having trouble conceiving, know there are options available to you. And discovering the right one starts by evaluating your situation to identify the root cause. This is where Future Family comes in.
We’re here to help make your fertility journey a bit easier by discussing the primary types of fertility tests. Keep in mind, fertility testing and treatment differ for women and men, which is why we’ve broken down the types of fertility tests by female and male.
There are different types of fertility tests for women that may be recommended by a physician. Below are just a few:
Blood tests can assess areas such as:
A hysterosalpingogram is used to determine whether:
The physician will insert a speculum into the vagina and clean the cervix. A device called a cannula is then placed into the cervix where a liquid containing iodine fills the uterus. The iodine will show up white on the X-ray image and trace the uterus.
The iodine will travel through the fallopian tubes; if the tubes are open, the fluid will trickle out of the ends. If the flow of iodine is disrupted, this may indicate abnormalities. An HSG exam usually takes less than five minutes and is done after menstruation ends and before ovulation.
Transvaginal ultrasonography can examine the uterus and ovaries for any abnormalities. This is conducted via an ultrasound probe, which is inserted into the vagina. The healthcare provider will gently move the probe around to examine your pelvic organs.
LH testing helps identify the times of greatest fertility—the days when luteinizing hormone levels rise plus the two days that follow. The test looks at whether you have LH in your urine and helps predict ovulation (when conception is most likely to happen).
LH is conducted through over-the-counter ovulation predictor kits. These kits come with test sticks, which you’ll need to urinate on for a few to several days. The stick will turn a specific color or provide a positive sign if an LH surge is detected.
20-30% of infertility cases are attributed to male infertility. If you and your loved one are having trouble conceiving, it’s important to also explore male fertility exams.
Here are two main types of tests that are available:
Semen analysis is a non-invasive exam where a semen sample is collected via masturbation. The sample is examined to evaluate the quantity and quality of the sperm.
More specifically, a semen analysis looks at the following factors:
Depending on the outcome of the semen analysis, further tests may be done to identify less common fertility issues. One of these exams is DNA fragmentation.
DNA fragmentation occurs when there is a break in a sperm’s DNA structure. This fragmentation can be attributed to things like:
A DNA fragmentation exam entails evaluating a semen sample under different testing methods such as sperm chromatin structure assay (SCSA) and single-cell electrophoresis assay (COMET assay).
For more information on male infertility, be sure to read up on Sperm Fertility Tests: What Are Your Options?
If you’re having difficulty conceiving, discuss your situation with a fertility specialist who can determine the best fertility exam option for you. A fertility specialist will provide expertise, compassion, and a plan for the next steps.
When it’s time to see a fertility specialist, have a list of questions prepared. These questions should help you gain a comprehensive understanding of what lies ahead. Moreover, these questions should help you initiate thoughtful and honest discussions with your specialist.
IVF can help those who are struggling to start a family. At Future Family, our IVF services can connect you with fertility coaches who are all registered nurses (RNs). The coaches are here to personalize your care, debrief you after appointments, and provide knowledgeable support throughout your fertility journey.
Learn more about our IVF loan and other viable payment options today or prequalify in under 2 mins to get all the benefits of Future Family.
There’s a common misconception that infertility is a woman’s concern, but the reality is, 20 to 30 percent of infertility cases are solely attributed to male infertility. So if you and your partner have been struggling to start a family, it might be time to explore sperm fertility tests. Future Family is here to help with this quick guide to navigating this journey.
In general, it’s time to see a fertility specialist when you and your partner have been trying to conceive for over 6 to 12 months. And the older one’s female partner is, the earlier sperm fertility exams should be sought out.
However, conducting sperm fertility tests earlier in the conception journey (before the 6 to 12-month time frame) may be beneficial. As men can often improve their fertility via lifestyle changes, taking steps to enhance it early on may save time and money in the long run.
Overall, there are three main types of male fertility tests. What direction you take typically depends on your body, circumstances, and the fertility clinic you decide to partner with.
A semen analysis is the first step to male fertility testing. It’s a non-invasive test where a semen sample is collected via masturbation. The semen sample is then examined under a microscope to assess the quantity and quality of the sperm.
Depending on the outcomes of your sperm and semen analysis, your fertility specialist may recommend additional exams to identify less common fertility conditions. One of these exams is DNA fragmentation.
DNA fragmentation evaluates the genetic health of your sperm. Some of the main causes of DNA fragmentation are infections, cigarette smoking, drug use, and exposure to environmental toxins.
Testing involves examining a semen sample and using various testing methods like sperm chromatin structure assay (SCSA) and single-cell gel electrophoresis assay (COMET assay).
Some men may produce abnormal antibodies which attack their sperm and deter it from making its way to the egg. This condition is often attributed to trauma in the male reproductive system (via testicular biopsy or vasectomy, prostate gland infection, etc.).
The exam requires a sample of sperm, which is given a substance that helps identify antibodies.
Once your fertility specialist has discovered the root cause of your fertility issue, they will suggest changes or procedures that can help overcome your specific fertility challenges.
Test costs will vary depending on your insurance coverage and the fertility clinic you decide to go with.
Here are the general estimations on a couple of the male fertility test costs:
There are at-home and in-office testing options available. But before you decide to pursue one over the other, be aware of their differences to ensure you make the best choice for you and your future family:
With an in-office test, you’ll receive a sterile specimen cup to collect your semen sample in a private room. You may be instructed to come back to collect more semen on different days, so your doctor can gain a more comprehensive picture of your sperm health.
The idea of producing a semen sample at the office might be uncomfortable for some men, which is why some clinics offer at-home sperm testing kits. With this, you can collect a sample in the comfort of your own home and mail it to the lab.
One thing to keep in mind with at-home tests: You likely won’t have as attentive an experience as in-office testing. At-home tests generally only check for sperm count, which, as we discussed earlier, is only one piece of the fertility puzzle. So if you decide to pursue this route, be sure to find a test that offers a comprehensive report.
If you’d like to learn more about fertility and the options that are available to you and your partner, feel free to get in touch with Future Family. Everyone deserves to have the family of their dreams, and we can help mitigate the costs and complexities involved in making these dreams become reality.
","url":"https://blog.futurefamily.com/sperm-fertility-tests-what-are-your-options-future-family/","uuid":"7bdc5a60-f5b5-4b24-ad87-625ce171896e","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"61b8d702f2872b0001d632c4"}},{"node":{"id":"Ghost__Post__61954c4bd228240001df2376","title":"IVF Success Rates by Age [What You Need To Know]","slug":"ivf-success-rates-by-age","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/11/Screen-Shot-2021-11-17-at-3.13.05-PM.png","excerpt":"If you are considering IVF treatment, you have probably wondered what the success rates are by age and if your age will be successful. Learn all about it here.","custom_excerpt":"If you are considering IVF treatment, you have probably wondered what the success rates are by age and if your age will be successful. Learn all about it here.","created_at_pretty":"Nov 17, 2021","published_at_pretty":"Nov 17, 2021","updated_at_pretty":"Nov 17, 2021","created_at":"2021-11-17T10:39:07.000-08:00","published_at":"2021-11-17T15:14:04.000-08:00","updated_at":"2021-11-17T15:14:04.000-08:00","meta_title":"IVF Success Rates by Age [What you Need to Know]","meta_description":"If you are considering IVF treatment, you have probably wondered what the success rates are by age and if your age will be successful. Learn all about it here.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Chances are, if you’re considering IVF, you’re probably wondering how much your\nage will be a factor in getting the results you are hoping for. Is there an IVF\nage limit? Honestly, this is a totally natural thing to think about when you’re\nconsidering any medical procedure, particularly one that involves your body’s\nability to reproduce. \n\nRather than focus on “ivf success rates by age,” we thought we’d break down some\nconsiderations that will factor into your experience at different ages. The\ntruth is, everyone’s IVF journey is different and we like to think there is no\n“best age” for IVF treatment - just different options and expectations depending\non your personal situation. \n\n35 and Under:\n\nWhen should you start considering IVF treatment?\n\nIf you have been trying to get pregnant for more than a year you should probably\nstart thinking about reaching out to a fertility specialist. At this age, it\ngenerally takes five to six months to conceive. Of course everyone is different,\nso if it’s been more than a year and you still haven’t gotten pregnant, this\ndoesn’t necessarily mean that you’ll need IVF, it just means it’s time to start\ninvestigating. \n\n35 and Under Success Rate of IVF: In women under 35 the percentage of live\nbirths per egg retrieval is 54.5%.\n\n\n35 to 40:\n\nWhen should you start considering IVF treatment?\n\nIf you have been trying to conceive for more than 6 months. As you likely know,\nas women get older it not only becomes harder to get pregnant because egg\nquantity and quality can decline, but it can also be harder to bring a baby to\nterm. A fertility specialist can walk you through options for your individual\nsituation which may include IVF.\n\n35 to 40 Success Rates of IVF: This is where things start to get a little bit\nharder to predict. For women ages 35 to 37, the percentage of live births per\negg retrieval is 41.1%, however for women ages 38 to 40, the percentage of live\nbirths per egg retrieval is 26.7%.\n\nThough these percentages may look a little bleak out of context, please don’t be\ndiscouraged. It’s important to remember that, on average, most people go through\ntwo to three cycles of IVF before they have their baby. Instead try to mentally\nprepare for the experience of going through multiple cycles of IVF to help\nmanage your expectations. \n\n\n40 to 50:\n\nWhen should you start considering IVF treatment?\n\nGenerally speaking women in this age range are at a much higher risk of serious\ncomplications with their pregnancies. For this reason we recommend seeking the\nadvice of a fertility specialist before trying to conceive to get a realistic\nsense of what their options are and what a realistic approach would look like. \n\n40 to 50 Success Rate of IVF: From 41-42 the likelihood of achieving a live\nbirth from one egg retrieval is less than 20%. In women above age 42, the rate\nis less than 5%. This is why many women decide to use an egg donor which can\nincrease the live birth rate up to nearly 50%. \n\n\n50 and Above:\n\nWhen should you start considering IVF treatment?\n\nThe likelihood of conceiving, having a successful pregnancy and birth at 50 or\nolder is very low. For this reason we strongly recommend that you consider\nseeing a fertility specialist before trying to conceive and even then, you will\nlikely need to use an egg donor. \n\n\nOther Considerations:\n\nHow does your partner’s age factor into IVF treatment?\n\nWhile not as dramatic, age still has a significant impact on men’s fertility.\nWhile women start to notice a significant decline in their 30s, men begin to see\na decline in their 40s - dropping to about a 43% chance of fertilization. By\nthe\ntime they reach 50 that number drops down to 30%\n[https://docs.google.com/spreadsheets/d/1b4x4gN5-obVMPBLNPAilJobiTCN8zJa-J0U2b-Su-zk/edit?usp=sharing]\n. \n\nDoes your insurance cover IVF treatment for people in your age group?\n\nIf your insurance covers IVF there is a chance that there might be some\nqualifications for eligibility. These usually have to do with how your insurance\nprovider defines “infertility,” but can also include considerations regarding\nage. We actually wrote a blog with an extensive list of what to ask your\ninsurance provider on the topic\n[/is-ivf-covered-by-my-insurance-other-questions-future-family/].\n\nRegardless of if your insurance covers IVF, you should know that there are\nfinancing options that can make it accessible for you. Future Family offers\nlow-interest fertility loans that make paying for your fertility treatments much\neasier. Not only do we help spread out the cost of your treatment to make IVF\nmore accessible, we also consolidate all of your bills into one simple payment\nso you have less to keep track of during an already intense period.\n\nBest Age for IVF Treatment?\n\nIn addition, when you work with Future Family you have a team of fertility\nspecialists in your corner who have been through it countless times before and\nwill be by your side every step of the way. Pre-qualify for a fertility loan\ntoday.","html":"Chances are, if you’re considering IVF, you’re probably wondering how much your age will be a factor in getting the results you are hoping for. Is there an IVF age limit? Honestly, this is a totally natural thing to think about when you’re considering any medical procedure, particularly one that involves your body’s ability to reproduce.
Rather than focus on “ivf success rates by age,” we thought we’d break down some considerations that will factor into your experience at different ages. The truth is, everyone’s IVF journey is different and we like to think there is no “best age” for IVF treatment - just different options and expectations depending on your personal situation.
35 and Under:
When should you start considering IVF treatment?
If you have been trying to get pregnant for more than a year you should probably start thinking about reaching out to a fertility specialist. At this age, it generally takes five to six months to conceive. Of course everyone is different, so if it’s been more than a year and you still haven’t gotten pregnant, this doesn’t necessarily mean that you’ll need IVF, it just means it’s time to start investigating.
35 and Under Success Rate of IVF: In women under 35 the percentage of live births per egg retrieval is 54.5%.
35 to 40:
When should you start considering IVF treatment?
If you have been trying to conceive for more than 6 months. As you likely know, as women get older it not only becomes harder to get pregnant because egg quantity and quality can decline, but it can also be harder to bring a baby to term. A fertility specialist can walk you through options for your individual situation which may include IVF.
35 to 40 Success Rates of IVF: This is where things start to get a little bit harder to predict. For women ages 35 to 37, the percentage of live births per egg retrieval is 41.1%, however for women ages 38 to 40, the percentage of live births per egg retrieval is 26.7%.
Though these percentages may look a little bleak out of context, please don’t be discouraged. It’s important to remember that, on average, most people go through two to three cycles of IVF before they have their baby. Instead try to mentally prepare for the experience of going through multiple cycles of IVF to help manage your expectations.
40 to 50:
When should you start considering IVF treatment?
Generally speaking women in this age range are at a much higher risk of serious complications with their pregnancies. For this reason we recommend seeking the advice of a fertility specialist before trying to conceive to get a realistic sense of what their options are and what a realistic approach would look like.
40 to 50 Success Rate of IVF: From 41-42 the likelihood of achieving a live birth from one egg retrieval is less than 20%. In women above age 42, the rate is less than 5%. This is why many women decide to use an egg donor which can increase the live birth rate up to nearly 50%.
50 and Above:
When should you start considering IVF treatment?
The likelihood of conceiving, having a successful pregnancy and birth at 50 or older is very low. For this reason we strongly recommend that you consider seeing a fertility specialist before trying to conceive and even then, you will likely need to use an egg donor.
Other Considerations:
How does your partner’s age factor into IVF treatment?
While not as dramatic, age still has a significant impact on men’s fertility. While women start to notice a significant decline in their 30s, men begin to see a decline in their 40s - dropping to about a 43% chance of fertilization. By the time they reach 50 that number drops down to 30%.
Does your insurance cover IVF treatment for people in your age group?
If your insurance covers IVF there is a chance that there might be some qualifications for eligibility. These usually have to do with how your insurance provider defines “infertility,” but can also include considerations regarding age. We actually wrote a blog with an extensive list of what to ask your insurance provider on the topic.
Regardless of if your insurance covers IVF, you should know that there are financing options that can make it accessible for you. Future Family offers low-interest fertility loans that make paying for your fertility treatments much easier. Not only do we help spread out the cost of your treatment to make IVF more accessible, we also consolidate all of your bills into one simple payment so you have less to keep track of during an already intense period.
Best Age for IVF Treatment?
In addition, when you work with Future Family you have a team of fertility specialists in your corner who have been through it countless times before and will be by your side every step of the way. Pre-qualify for a fertility loan today.
It’s normal to be a little nervous before your embryo transfer. The key is to understand how to thoroughly prepare for it so you can feel more at ease and confident about what’s ahead. A central part of preparation is being conscientious about what you’re putting into your body.
Sticking to a well-balanced diet not only helps you look after your uterine health and hormone levels but can also enhance your chances of IVF success. Here’s what you should eat after your embryo transfer.
A helpful way to remember the central nutrients required in your IVF journey is by thinking of the Mediterranean diet. Research shows a Mediterranean diet can increase your chances of IVF success. It consists of healthy fats, leafy vegetables, and zinc- and folic acid-rich foods.
Let’s pick apart the nutrients in the Mediterranean diet and discuss how each helps maintain an optimum balance of hormones and energy levels required for a smooth IVF treatment.
Also referred to as B9, folic acid is vital to the synthesis of DNA, production of red blood cells, and brain and immune function.
Research has linked dietary folic acid intake with IVF success. In addition, studies indicate folic acid is linked to a lower risk of congenital heart and neural tube defects in babies. The CDC recommends women take 400 micrograms (mcg) of folic acid every day.
Here are foods that carry folic acid:
Zinc is pivotal to cell division and progesterone production. It helps balance out hormones and may thicken the endometrium, which helps nourish and sustain the embryo.
Zinc-rich foods include:
A research study found that women who consumed a high amount of monounsaturated fats were three times more likely to have a live birth.
Overall, healthy fats that are derived from fish and plants are great options for your fertility diet. We need fat in our diet to support a healthy hormonal balance and control inflammation. Moreover, fish is loaded with protein and iron, which promote fetal growth and physical changes you undergo during pregnancy.
Healthy fats include:
If needed, you can enhance your nutrient intake by taking the necessary supplements. Be sure to consult with your doctor before taking any.
Avoid eating foods that contain:
Be sure to also avoid alcohol, caffeine, and sugary drinks. Soda and energy drinks have been linked to lower fertility.
If you have any questions regarding your IVF treatment, don’t hesitate to get in touch with us. Our goal is to eliminate the barriers of cost and complexity so you can focus on building the family of your dreams. We are happy to offer IVF plans beginning at $300 per month and rates as low as 0% APR, plus fertility specialists who can provide the personal care you deserve. If you’re interested in pursuing an IVF loan, see if you prequalify today. Applicants can be pre-approved in 90 seconds, and this process does not impact your credit score.
If you have any questions, please contact us at: financing@futurefamily.com. We look forward to helping you start your journey.
","url":"https://blog.futurefamily.com/what-to-eat-after-an-embryo-transfer-foods-to-avoid/","uuid":"483c7920-def4-4421-89ba-d6fc9b5c1b8f","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"61672e62bdc1cb00015c20d6"}},{"node":{"id":"Ghost__Post__614e0e4c42e2fa0001ca05f7","title":"Embryo Transfer Process [Tips To Increase Your Success Rate]","slug":"embryo-transfer-process-tips-to-increase-your-success-rate-future-family","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/09/iStock-544474208.jpg","excerpt":"Looking for tips about the embryo transfer process? Check out our guide to learn more about how to increase your chances of success.","custom_excerpt":"Looking for tips about the embryo transfer process? Check out our guide to learn more about how to increase your chances of success.","created_at_pretty":"Sep 24, 2021","published_at_pretty":"Oct 12, 2021","updated_at_pretty":"Jun 09, 2023","created_at":"2021-09-24T10:43:40.000-07:00","published_at":"2021-10-12T16:01:54.000-07:00","updated_at":"2023-06-09T09:56:14.000-07:00","meta_title":"Embryo Transfer Process [Increase Success Rate Tips] | Future Family","meta_description":"Looking for tips about the before, during, & what to do after embryo transfer process to increase success? Check out our embryo transfer process guide here.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"As the final stage of IVF, the embryo transfer process can be both thrilling and\nnerve-wracking. For many people, a successful embryo transfer could fulfill\ntheir lifelong dream of becoming a parent—so it’s understandable if emotions are\nrunning high throughout the process.\n\nFortunately, there are many things you can do to increase the chance of having a\nsuccessful embryo transfer. Check out this guide to learn more about what to do\nbefore and after the embryo transfer to boost the chances of success.\n\nFrozen Embryo Transfer Success Rates\nEmbryo transfer success rates vary depending on the type of transfer chosen.\nFrozen embryo transfer success rates are higher than fresh embryo transfers.\nAnd, patients who are 35 or younger have a 60% pregnancy rate per transfer\n[https://www.pfcla.com/blog/frozen-embryo-transfer-tips], while women 40 or\nolder have a 20% pregnancy rate per transfer.\n\nWhat to Do Before an Embryo Transfer to Increase Success Rates\nBoosting the odds of a successful embryo transfer starts well before transfer\nday. In fact, many practices can increase the odds if started 30-90 days before\nthe stimulation phase of IVF.\n\nHere’s what to do before your embryo transfer\n[https://www.cnyfertility.com/embryo-transfer/] to increase success rates:\n\n * Eat a diet that is high in fat and low in carbs. This type of diet can help\n to reduce inflammation throughout the G.I. tract and reproductive system. It\n can also improve hormone function by increasing good cholesterol levels.\n \n * Take over-the-counter supplements. Several supplements can boost success\n rates, including:\n \n * Prenatal vitamin with folic acid\n * Vitamin D\n * Co-q10\n * DHEA\n * Inositol\n \n * Take prescription medications as prescribed by your doctor. A doctor may\n prescribe certain medications\n [https://www.cnyfertility.com/boosting-female-fertility/#prescription-medications] \n to aid the embryo transfer process. These prescriptions are particularly\n helpful for those who have already had a failed embryo transfer. Here are\n some of the common prescriptions shown to improve odds:\n \n * HGH\n * Prednisone\n * Intralipids\n * Metformin\n * Antibiotics\n * Orilissa\n \n * Take over-the-counter medications. Some over-the-counter medications can also\n boost transfer success rates, such as aspirin and antihistamines.\n \n * Surgery or immune therapy. Women who have had several failed IVF cycles may\n be candidates for surgery or immune therapy, which can increase the rate of\n successful embryo transfer. Some of these procedures include:\n \n * LIT: During lymphocyte immunization therapy, white blood cells are taken from\n the father’s blood and injected into the woman’s skin to improve the immune\n system.\n \n * Endometrial biopsy: Also known as a scratch procedure, this biopsy may\n improve the lining development.\n \n * Hysteroscopy: This procedure can stop abnormal uterine bleeding, which can\n cause miscarriage or unsuccessful embryo transfers.\n \n * Holistic therapy. Procedures like acupuncture\n [https://www.bmj.com/content/336/7643/545], massage, and yoga may be linked\n to higher success rates of embryo transfer.\n\nWhat to Do After an Embryo Transfer to Increase Success Rates\nAfter the embryo transfer [/what-to-expect-after-your-frozen-embry-transfer/] \nhas taken place, most of the things that might influence the procedure’s success\nhave already been done. Now, it’s simply time to exercise patience and wait for\nthe results.\n\n\nHowever, there are a few practices that could help boost success, including a\nsecond round of acupuncture\n[https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2265327/] and adhering to the\nfollowing precautions [https://www.cnyfertility.com/embryo-transfer/]:\n\n\n * Take any medications prescribed by a doctor\n * Act as if you’re pregnant, following pregnancy guidelines for diet and\n exercise\n * Avoid strenuous activity\n * Abstain from sex\n * Avoid extreme heat or cold, which can alter the temperature of the uterus\n\nFinance Your Embryo Transfer with Future Family\nThe expense of IVF can be a financial burden for many couples. Many insurance\ncompanies do not cover IVF, and costs can vary drastically from one clinic to\nanother. For this reason, it’s crucial to find the right financing to help\nsupport your dream of becoming a parent or growing your family.\n\nIf you’re seeking financing for your embryo transfer or IVF cycle, apply for\nFuture Family today\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog]. We can help ease\nthe costs of embryo transfer and guide choosing the best fertility clinic\n[/how-to-choose-the-best-fertility-clinic-top-10-tips-future-family/] for your\nneeds. Our flexible financing plans allow you to focus on your fertility goals\nand avoid the stress of worrying about bills and treatment costs. Get in touch\ntoday [https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] to learn\nmore.","html":"As the final stage of IVF, the embryo transfer process can be both thrilling and nerve-wracking. For many people, a successful embryo transfer could fulfill their lifelong dream of becoming a parent—so it’s understandable if emotions are running high throughout the process.
Fortunately, there are many things you can do to increase the chance of having a successful embryo transfer. Check out this guide to learn more about what to do before and after the embryo transfer to boost the chances of success.
Embryo transfer success rates vary depending on the type of transfer chosen. Frozen embryo transfer success rates are higher than fresh embryo transfers. And, patients who are 35 or younger have a 60% pregnancy rate per transfer, while women 40 or older have a 20% pregnancy rate per transfer.
Boosting the odds of a successful embryo transfer starts well before transfer day. In fact, many practices can increase the odds if started 30-90 days before the stimulation phase of IVF.
Here’s what to do before your embryo transfer to increase success rates:
After the embryo transfer has taken place, most of the things that might influence the procedure’s success have already been done. Now, it’s simply time to exercise patience and wait for the results.
However, there are a few practices that could help boost success, including a second round of acupuncture and adhering to the following precautions:
The expense of IVF can be a financial burden for many couples. Many insurance companies do not cover IVF, and costs can vary drastically from one clinic to another. For this reason, it’s crucial to find the right financing to help support your dream of becoming a parent or growing your family.
If you’re seeking financing for your embryo transfer or IVF cycle, apply for Future Family today. We can help ease the costs of embryo transfer and guide choosing the best fertility clinic for your needs. Our flexible financing plans allow you to focus on your fertility goals and avoid the stress of worrying about bills and treatment costs. Get in touch today to learn more.
Egg freezing is generally not fully covered by insurance, but some providers will cover certain parts of the procedure. Therefore, if you are interested in freezing your eggs, we recommend speaking with your insurance provider first to learn what parts of the process may be covered.
Egg freezing is an emotional and financial investment that takes a lot of time, so it’s important you are thoroughly prepared for it. Future Family is here to help. Let’s walk through the details of egg freezing, insurance coverage for egg freezing, and the options available.
Egg freezing is a process in which a woman’s eggs are extracted, frozen, and stored for later use. The goal is to preserve the woman’s ability to get pregnant in the future.
Egg freezing allows women the autonomy to delay having children until they are ready.
As female fertility begins to decline around age 35, egg freezing can increase your chances of a successful pregnancy later in life.
The timing for freezing your eggs does matter. According to The American Society of Reproductive Medicine, the optimal time to freeze your eggs is in your 20s and early 30s. This ensures your eggs are viable and that you have the best chance of a successful pregnancy and birth in the future.
The egg freezing process generally costs between $15,000 to $20,000 for one cycle. One cycle of egg freezing takes about four to six weeks.
This cost range typically includes:
The $15,000 to $20,000 range does not include the annual egg storage fees, which starts around $600 per year.
Since egg freezing is generally not considered a medical necessity in most cases, the procedure and treatment are not covered by most insurance plans.
There are some exceptions to this:
Keep in mind, freezing your eggs does not guarantee future pregnancy. The success rate of egg freezing has generally proven to be higher in younger women than older women. Women have a lower egg supply as they get older, and thus, younger women are able to freeze more eggs per cycle, increasing their chances of pregnancy.
For example, in one study, each egg retrieved from women under 30 had an 8.67 percent chance of resulting in the birth of a child. For women over 40, the chance is reduced to less than three percent per egg. Therefore, a woman over 40 will need to freeze significantly more eggs than a woman under 30 to increase her chances of achieving pregnancy in her future.
As egg freezing does not always guarantee a successful pregnancy or birth, women may need to go through multiple cycles of egg freezing to achieve their family-building goals. With that said, egg freezing can become a costly endeavor.
Depending on your circumstances, egg freezing can still be well worth the costs. As egg freezing is both equally a financial and personal decision (i.e., will you be ready to be a mother by the time you’re 40?), you should carefully weigh both sides and decide.
Again, the sooner you decide to freeze your eggs, the better chances you’ll have at conceiving later in your life. You may also be more financially stable at a later time to manage the egg freezing costs—according to data from the Census Bureau, women who delay having children end up earning more throughout their careers. Not to mention, there may be viable financial options available to you, which brings us to our next point.
Financing your egg freezing can be quite overwhelming. Though the initial costs can cause hesitation, rest assured that if having a child is your priority, there are a couple of options for you to consider to help you build your future family:
It can feel daunting speaking to your insurance company about your coverage. Here are four useful questions to help you get started on the right foot:
Our goal is to remove the barriers of cost with egg freezing. Future Family’s egg freezing plans begin at $150 a month with rates as low as 0% APR, and are customized based on your needs. See if you prequalify today. Applicants can be pre-approved in 90 seconds, and this process does not impact your credit score.
We look forward to helping you on your journey.
","url":"https://blog.futurefamily.com/is-egg-freezing-covered-by-insurance-what-you-need-to-know-future-family/","uuid":"adfc492a-b346-4e8f-8cfb-9c5a31b229b5","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"614e0c3442e2fa0001ca05ed"}},{"node":{"id":"Ghost__Post__614e09fc42e2fa0001ca05e2","title":"Is IVF Covered By My Insurance? & Other Questions","slug":"is-ivf-covered-by-my-insurance-other-questions-future-family","featured":true,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/09/iStock-478255464.jpg","excerpt":"You’ve been researching IVF hoping to make your dreams a reality. It’s a daunting task but don’t let it overwhelm you! Here are questions to ask your insurance.","custom_excerpt":"You’ve been researching IVF hoping to make your dreams a reality. It’s a daunting task but don’t let it overwhelm you! Here are questions to ask your insurance.","created_at_pretty":"Sep 24, 2021","published_at_pretty":"Sep 24, 2021","updated_at_pretty":"Nov 08, 2021","created_at":"2021-09-24T10:25:16.000-07:00","published_at":"2021-09-24T10:29:33.000-07:00","updated_at":"2021-11-08T08:01:12.000-08:00","meta_title":"Is IVF covered by my insurance?","meta_description":"You’ve been researching IVF hoping to make your dreams a reality. It’s a daunting task but don’t let it overwhelm you! Here are questions to ask your insurance.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Usually when someone starts considering IVF they go on a bit of a research binge\n(totally understandable) trying to figure out their best course of action. If\nyou’re new to this it can be easy to feel a little overwhelmed just figuring out\nwhere to start, so we wanted to give you a list of questions to ask your\ninsurance provider to help ease your mind. \n\n\nWhile it may seem daunting at first, please remember that no matter how your\ninsurance provider answers these questions nothing is a deal-breaker and there\nare always options out there for you. These are just helpful for understanding\nwhere to start your financial planning. \n\n\nBroadly speaking, it’s good to start by simply asking if IVF is covered by your\ninsurance to get a sense of what your options look like. From there, here are\nsome other questions you may want answers to: \n\n\nHow does your insurance define infertility?\nIt’s good to know how they define infertility in the first place and if they\nhave a process that you need to go through inorder for them to unlock your\ncoverage. Do they need specific tests? Does your age impact how they define\ninfertility? Are infertility diagnosis procedures covered (ex: office visits,\nblood work, ultrasounds)?\n\n\nAre there any automatic disqualifiers for insurance coverage?\nUnfortunately some insurance providers have qualification parameters that\nactually disproportionately impact people who would need IVF the most. It’s\nimportant to ask if there are any age limit cut offs or if they cover LGBTQ\npeople? \n\n\nWhat does your coverage actually cover and what does that process look like?\nWe mentioned this before, but it’s worth revisiting with a few more helpful\ndetails that might impact you. Here are some things you’ll want to get specific\ndetails on: Do you need a referral for infertility treatment? Can you use the\nclinic of your choice? Are infertility treatments covered (ex: intrauterine\ninsemination, in vitro fertilization, cryopreservation)? Do you need prior\nauthorization for certain treatments? What is your annual or lifetime maximum\nbenefit for infertility treatment?\n\n\nAre medications covered?\nMedications are one of the hidden costs of IVF, and in many cases make up 40-50%\nof the total cost of your IVF journey. With that said, some insurance providers\ndo cover some of the costs, so it’s important to ask a few clarifying questions\nlike: Are fertility drugs covered or reimbursable? Are there any exclusions? Can\nyou use the pharmacy of your choice?\n\n\nFinance with Future Family\n\nRemember, your IVF journey doesn’t have to end because your insurance doesn’t\ncover all, some or any of your treatment. There are some incredible financing\noptions [https://www.futurefamily.com/ivf] through Future Family that can make\nwhatever fertility treatment you may need accessible. We offer low-interest\nfertility loans that make paying for your fertility treatments much easier. Not\nonly do we help spread out the cost of your treatment to make IVF more\naccessible, we also consolidate all of your bills into one simple payment so you\nhave less to keep track of during an already intense period.\n\n\nIn addition, when you work with Future Family you have a team of fertility\nspecialists in your corner who have been through it countless times before and\nwill be by your side every step of the way. Pre-qualify\n[https://app.futurefamily.com/apply/sign-up] for a fertility loan today.","html":"Usually when someone starts considering IVF they go on a bit of a research binge (totally understandable) trying to figure out their best course of action. If you’re new to this it can be easy to feel a little overwhelmed just figuring out where to start, so we wanted to give you a list of questions to ask your insurance provider to help ease your mind.
While it may seem daunting at first, please remember that no matter how your insurance provider answers these questions nothing is a deal-breaker and there are always options out there for you. These are just helpful for understanding where to start your financial planning.
Broadly speaking, it’s good to start by simply asking if IVF is covered by your insurance to get a sense of what your options look like. From there, here are some other questions you may want answers to:
It’s good to know how they define infertility in the first place and if they have a process that you need to go through inorder for them to unlock your coverage. Do they need specific tests? Does your age impact how they define infertility? Are infertility diagnosis procedures covered (ex: office visits, blood work, ultrasounds)?
Unfortunately some insurance providers have qualification parameters that actually disproportionately impact people who would need IVF the most. It’s important to ask if there are any age limit cut offs or if they cover LGBTQ people?
We mentioned this before, but it’s worth revisiting with a few more helpful details that might impact you. Here are some things you’ll want to get specific details on: Do you need a referral for infertility treatment? Can you use the clinic of your choice? Are infertility treatments covered (ex: intrauterine insemination, in vitro fertilization, cryopreservation)? Do you need prior authorization for certain treatments? What is your annual or lifetime maximum benefit for infertility treatment?
Medications are one of the hidden costs of IVF, and in many cases make up 40-50% of the total cost of your IVF journey. With that said, some insurance providers do cover some of the costs, so it’s important to ask a few clarifying questions like: Are fertility drugs covered or reimbursable? Are there any exclusions? Can you use the pharmacy of your choice?
Remember, your IVF journey doesn’t have to end because your insurance doesn’t cover all, some or any of your treatment. There are some incredible financing options through Future Family that can make whatever fertility treatment you may need accessible. We offer low-interest fertility loans that make paying for your fertility treatments much easier. Not only do we help spread out the cost of your treatment to make IVF more accessible, we also consolidate all of your bills into one simple payment so you have less to keep track of during an already intense period.
In addition, when you work with Future Family you have a team of fertility specialists in your corner who have been through it countless times before and will be by your side every step of the way. Pre-qualify for a fertility loan today.
Piechna joins as Vice President of Sales and Account Management to Scale the Revenue Team as the Company Expands Its Clinic Network
San Francisco - July 13, 2021 – Today, Future Family, the category-leading fintech and healthtech platform for fertility, announces the appointment of Mike Piechna as its Vice President of Sales. In his new role, Piechna will lead the company’s sales strategy and grow the sales organization.
“Future Family is doing something extraordinary in delivering a highly differentiated patient financing solution to the fertility space to help more consumers build families,” said Piechna. “I strongly believe in the power of Buy Now Pay Later to revolutionize elective healthcare in this country. There is no more important space than fertility, and with Future Family’s solution clinics can serve even more patients.”
Leveraging over 14 years of experience in technology sales and management, Piechna brings a significant track record of success. Prior to joining Future Family, Piechna led the inside sales department and the account management department of Medely, growing sales by 337%. Piechna also held a leadership role at Brighter, where he served as Vice President of Sales and Client Services, and before that, key positions at Wiredrive, and Appfolio.
“As a growing company at the intersection of healthcare and fintech, we need a sales executive with a proven track record of growth in the tech space,” said Claire Tomkins, CEO and founder of Future Family. “We’re excited for Mike to bring his leadership to Future Family, along with his forward-thinking strategy on scaling the revenue team.”
Future Family was founded by Tomkins, with a goal to remove the two of the biggest barriers to fertility treatment – cost and complexity. In 2018, Future Family raised a $100M fund for fertility, the largest dedicated fund in the U.S. Future Family recently announced a $9MM extension on their series-A fundraise.
About Future Family
Future Family is where people start their fertility journey. The company’s mission is to make fertility care accessible and affordable to all. Future Family combines advances in fintech, fertility, and heathtech to empower people throughout their fertility journey. Future Family was founded by former SolarCity exec Claire Tomkins, who was inspired by her own fertility struggles to improve the experience for other women.
","url":"https://blog.futurefamily.com/future-family-taps-healthtech-veteran-mike-piechna-to-drive-next-chapter-of-growth/","uuid":"a32f633e-f2a6-48bf-a68a-a14152ac2755","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"612027b07976520001d0d885"}},{"node":{"id":"Ghost__Post__6120206e7976520001d0d877","title":"Future Family, Which Makes Fertility Care Accessible and Affordable, Announces $9 Million in Funding to Expand Clinic Partnerships Nationwide","slug":"future-family-which-makes-fertility-care-accessible-and-affordable-announces-9-million-in-funding-to-expand-clinic-partnerships-nationwide","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2023/02/luma-pimentel-1vnB2l7j3bY-unsplash.jpg","excerpt":"The leading fintech solution for fertility treatment with services like egg freezing, IVF, and concierge care prepares to meet booming demand as fertility treatments resume after COVID-impacted clinic shutdowns","custom_excerpt":"The leading fintech solution for fertility treatment with services like egg freezing, IVF, and concierge care prepares to meet booming demand as fertility treatments resume after COVID-impacted clinic shutdowns","created_at_pretty":"Aug 20, 2021","published_at_pretty":"Aug 20, 2021","updated_at_pretty":"Feb 09, 2023","created_at":"2021-08-20T14:36:46.000-07:00","published_at":"2021-08-20T15:07:29.000-07:00","updated_at":"2023-02-09T11:05:16.000-08:00","meta_title":null,"meta_description":null,"og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Press Release","slug":"press-release","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Press Release","slug":"press-release","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"The leading fintech solution for fertility treatment with services like egg\nfreezing, IVF, and concierge care prepares to meet booming demand as fertility\ntreatments resume after COVID-impacted clinic shutdowns\n\nSan Francisco, May 24, 2021 — Future Family [https://www.futurefamily.com/],\nwhich combines fintech, fertility, and concierge care to empower women and\ncouples throughout their fertility journey, today announced a $9 million round\nof series A-1 financing. With the fertility sector set to face record demand\nafter a year-long shutdown of fertility clinics nationwide, the company is using\nthe funds to accelerate its clinic partnership network and meet demand. \n\nFuture Family is the only fintech platform to offer a simplified monthly payment\nfor fertility that can be customized as you go with services like egg freezing,\nIVF, and concierge care. Their personalized buy-now-pay-later plan offers the\nmost flexible financing option on the market today, uniquely equipping\nindividuals seeking fertility treatment to move forward without having to pay\ncostly out-of-pocket expenses upfront. \n\nKey features include:\n\n\n * Customizable plan to cover as much or as little as the upfront cost as you\n choose\n * A dedicated Fertility Coach to work with as you go through treatment. All\n Fertility Coaches are registered nurses with clinical fertility experience\n who are available on-demand for consultations and to answer questions and\n support clients.\n * Bill payment management\n * Medication ordering support and training\n * 24/7 on-demand support\n \n\nDespite suspension of fertility treatment during COVID-19, the company doubled\nits clinic network nationwide including the recent addition of CCRM Fertility\n[/ccrm/#:~:text=Denver%20(March%208th%2C%202021),IVF)%20and%20egg%20freezing%20patients.] \nwith nine locations across top metros in New York City, Houston, San Francisco,\nAtlanta, Northern Virginia, Denver, and Minneapolis. The company continued to\nsupport couples while they waited for clinics to reopen and then to pursue care\nas clinics came online again over the summer. \n\n“At a time when so many fertility treatments have been put on pause due to the\npandemic, Future Family is proud to expand its clinical offering and reach even\nmore people in need of accessible, affordable fertility services,” said Future\nFamily CEO and founder Claire Tomkins. “We could not be more thrilled to have\npartners who recognize the impact our team has made for families struggling to\nnavigate this costly, emotional process.”\n\n\"Future Family was instrumental in helping us move forward with our IVF plans in\n2020,\" said Sunny Stephens, Future Family client who delivered a healthy baby in\nFebruary of 2021. \"The support I received from my fertility coach was a\nlife-line during the intense time of COVID coupled with going through IVF. In\nfact, she was one of the first people we called after we gave birth. I'm so\nthankful to this company.\"\n\nAccording to recent studies, the global fertility market size is predicted to\nhit around $47.9 billion by 2030\n[https://www.globenewswire.com/news-release/2021/04/08/2206401/0/en/The-fertility-test-market-is-projected-to-reach-USD-680-Million-by-2025-from-USD-472-Million-in-2020-at-a-CAGR-of-7-5.html]\n. This rising consumer demand for fertility treatment globally is driven by a\nshift in demographics with an increasing number of people wanting children later\nin life, single parenting, and more LGBTQA+ couples starting families.\nAffordability is considered the biggest barrier to more people moving forward\nwith IVF. \n\n“At Mindset Ventures we pride ourselves on being long-term partners for the\ncompanies we invest in. We were attracted to Future Family because it meets our\ncriteria of having a breakthrough approach with embedded finance for the\nfertility sector,” said Jules Miller from Mindset Ventures who joined the\nfunding round. “Claire and her team are building something extraordinary that\nis delighting patients and clinics alike, and we look forward to helping build\nthe company.”\n\nTo learn more about Future Family, please visit www.futurefamily.com\n[http://www.futurefamily.com].\n\nAbout Future Family\n\nFuture Family [https://www.futurefamily.com/] is where people start their\nfertility journey. The company’s mission is to make fertility care accessible\nand affordable to all. Future Family combines advances in fintech, fertility,\nand concierge care to empower women and couples throughout their fertility\njourney. Future Family was founded by former SolarCity exec Claire Tomkins, who\nwas inspired by her own fertility struggles to improve the experience for other\nwomen.","html":"The leading fintech solution for fertility treatment with services like egg freezing, IVF, and concierge care prepares to meet booming demand as fertility treatments resume after COVID-impacted clinic shutdowns
San Francisco, May 24, 2021 — Future Family, which combines fintech, fertility, and concierge care to empower women and couples throughout their fertility journey, today announced a $9 million round of series A-1 financing. With the fertility sector set to face record demand after a year-long shutdown of fertility clinics nationwide, the company is using the funds to accelerate its clinic partnership network and meet demand.
Future Family is the only fintech platform to offer a simplified monthly payment for fertility that can be customized as you go with services like egg freezing, IVF, and concierge care. Their personalized buy-now-pay-later plan offers the most flexible financing option on the market today, uniquely equipping individuals seeking fertility treatment to move forward without having to pay costly out-of-pocket expenses upfront.
Key features include:
Despite suspension of fertility treatment during COVID-19, the company doubled its clinic network nationwide including the recent addition of CCRM Fertility with nine locations across top metros in New York City, Houston, San Francisco, Atlanta, Northern Virginia, Denver, and Minneapolis. The company continued to support couples while they waited for clinics to reopen and then to pursue care as clinics came online again over the summer.
“At a time when so many fertility treatments have been put on pause due to the pandemic, Future Family is proud to expand its clinical offering and reach even more people in need of accessible, affordable fertility services,” said Future Family CEO and founder Claire Tomkins. “We could not be more thrilled to have partners who recognize the impact our team has made for families struggling to navigate this costly, emotional process.”
\"Future Family was instrumental in helping us move forward with our IVF plans in 2020,\" said Sunny Stephens, Future Family client who delivered a healthy baby in February of 2021. \"The support I received from my fertility coach was a life-line during the intense time of COVID coupled with going through IVF. In fact, she was one of the first people we called after we gave birth. I'm so thankful to this company.\"
According to recent studies, the global fertility market size is predicted to hit around $47.9 billion by 2030. This rising consumer demand for fertility treatment globally is driven by a shift in demographics with an increasing number of people wanting children later in life, single parenting, and more LGBTQA+ couples starting families. Affordability is considered the biggest barrier to more people moving forward with IVF.
“At Mindset Ventures we pride ourselves on being long-term partners for the companies we invest in. We were attracted to Future Family because it meets our criteria of having a breakthrough approach with embedded finance for the fertility sector,” said Jules Miller from Mindset Ventures who joined the funding round. “Claire and her team are building something extraordinary that is delighting patients and clinics alike, and we look forward to helping build the company.”
To learn more about Future Family, please visit www.futurefamily.com.
About Future Family
Future Family is where people start their fertility journey. The company’s mission is to make fertility care accessible and affordable to all. Future Family combines advances in fintech, fertility, and concierge care to empower women and couples throughout their fertility journey. Future Family was founded by former SolarCity exec Claire Tomkins, who was inspired by her own fertility struggles to improve the experience for other women.
","url":"https://blog.futurefamily.com/future-family-which-makes-fertility-care-accessible-and-affordable-announces-9-million-in-funding-to-expand-clinic-partnerships-nationwide/","uuid":"3405660a-b6ea-46db-a649-e11c6e7aaa74","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6120206e7976520001d0d877"}},{"node":{"id":"Ghost__Post__60c919bba8bd0f0001270a27","title":"What Is Reciprocal IVF [& Is It Right for You]?","slug":"what-is-reciprocal-ivf-is-it-right-for-you","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/06/Screen-Shot-2021-06-30-at-11.00.56-AM.png","excerpt":"If you’re interested in pursuing reciprocal IVF, gaining insight into it is key to making the right decisions for yourself and your partner. Reciprocal IVF is a big time and financial investment, so you want to ensure you’re both thoroughly prepared for it. ","custom_excerpt":"If you’re interested in pursuing reciprocal IVF, gaining insight into it is key to making the right decisions for yourself and your partner. Reciprocal IVF is a big time and financial investment, so you want to ensure you’re both thoroughly prepared for it. ","created_at_pretty":"Jun 15, 2021","published_at_pretty":"Jun 30, 2021","updated_at_pretty":"Jun 30, 2021","created_at":"2021-06-15T14:20:59.000-07:00","published_at":"2021-06-30T11:03:00.000-07:00","updated_at":"2021-06-30T11:04:36.000-07:00","meta_title":"What Is Reciprocal IVF [& Is It Right for You]? | Future Family","meta_description":"Future Family is here to make family building just a bit easier. Read about what reciprocal IVF is today, and take your next steps with confidence and ease. ","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"If you’re interested in pursuing reciprocal IVF, gaining insight into it is key\nto making the right decisions for yourself and your partner. Reciprocal IVF is a\nbig time and financial investment, so you want to ensure you’re both thoroughly\nprepared for it [/five-steps-to-prepare-for-ivf/]. \n\n\nHere’s everything you need to know about what reciprocal IVF is and how it\nworks. Use this guide to take your next steps with confidence and ease.\n\nWhat Is Reciprocal IVF?\nReciprocal IVF—also known as co-maternity, partner IVF, or ROPE (Recipient of\nPartner Eggs) —is a fertility treatment option for lesbian or trans-men couples.\nIt provides the opportunity for both partners to be involved in the conception\nprocess.\n\n\nReciprocal IVF is a variation of in vitro fertilization—partner A undergoes the\nnecessary testing to retrieve their eggs for fertilization, and partner B has\nthe fertilized embryo placed in their uterus to carry and give birth to the\nbaby. This means partner A is genetically related to the child, while partner B\nis biologically connected with the child via pregnancy, birth, and\nbreastfeeding. \n\n\nIn the past, same-sex couples were limited to standard IVF, where only one\nperson could be bonded with the child. Though creating a child by combining two\neggs is still not yet possible, reciprocal IVF is a great option, as both\nparents play an intimate role in the conception and development of their baby.\n\nHow Long Does Reciprocal IVF Take?\nOne full reciprocal IVF cycle takes approximately nine to 12 weeks. This\nincludes:\n\n\n * Synchronization of both partners’ menstrual cycles (approximately 4 weeks)\n * Stimulation of Partner A for egg retrieval (10-12 Days)\n * Egg retrieval (typically one day)\n * Fertilization and embryo development (approximately5 days)\n * Embryo transfer (one day for the transfer and 9-14 days to wait and determine\n if pregnancy has been achieved)\n \n\nIf you get pregnant after the 9 to 14 days, prenatal care begins. \n\n\nIf you or your partner does not get pregnant, don’t worry—you can keep trying.\nReciprocal IVF is a complex procedure; there are several variables that must be\nideal for the procedure to be successful. \n\n\nTherefore, IVF often requires more than one cycle—33 percent of women\n[https://theconversation.com/women-now-have-clearer-statistics-on-whether-ivf-is-likely-to-work-81256] \nhave a baby after their first cycle, while 54 to 77 percent Need additional\ncycles.How Much Does Reciprocal IVF Cost?\n\nOn average, one cycle of reciprocal IVF is approximately $10,000-$15,000\n[/how-much-does-ivf-cost-untitled/]. The exact price depends on your insurance\ncoverage, health condition, and the treatment center that facilitates your IVF. \n\n\nIn addition, there are medication costs. Reciprocal IVF medication (prescription\nmedications that help improve your chances of IVF) can range from\n$7,000-$10,000. This can vary depending on your unique needs and circumstances. \n\n\nThe total cost of one IVF cycle can be broken down into three areas: \n\n\n * Pre-treatment workups: These IVF prep costs can include fertility\n consultation, blood work, ultrasound, medications, and follow-up blood work.\n * IVF procedure: Embryo costs include egg retrieval, anesthesia,\n intracytoplasmic sperm injection (ISCI), embryo biopsy, NexCCS genetic\n testing, and embryo freezing, as well as the cost associated with the\n placement of the embryo in the uterus.\n * Medications: Medications can be a huge cost in the IVF cycle\n * Possibly additional cycles: Most additional cycles are less expensive than\n the original, but still need to be a part of your overall budget estimates\n \n \n \n\nFor the full breakdown of these reciprocal IVF finances, read our guide on how\nmuch IVF costs. \n\n\nThough the cost of reciprocal IVF may seem intimidating, rest assured, there are\nproviders, such as Future Family, that offer affordable financing options\n[https://www.futurefamily.com/ivf]. Be sure to look into these options to map\nout a stress-free family-building experience.\n\nHow Do You Know If Reciprocal IVF Is Right for You?\nThere isn’t a one-size-fits-all approach when it comes to reciprocal IVF. Every\nindividual, partnership, and family is unique. Not to mention, reciprocal IVF\ninvolves a lot of time and financial commitment. \n\n\nIf you are interested in reciprocal IVF, we recommend seeking the guidance of a\nfertility coach [/four-ways-a-fertility-coach-can-improve-your-ivf-experience/].\nWith expertise and compassion, a fertility coach can answer any questions you\nmay have and can walk you through your options.\n\nLean on Future Family for Your Financing Needs\nBuilding a family shouldn’t be prohibitively expensive. Future Family aims to\nremove the barriers of costs, complexity, and convenience in creating the family\nof your dreams. Our $100MM financing fund allows us to proudly offer IVF plans\nbeginning at $350. Learn more [https://www.futurefamily.com/ivf] about our plans\ntoday.","html":"If you’re interested in pursuing reciprocal IVF, gaining insight into it is key to making the right decisions for yourself and your partner. Reciprocal IVF is a big time and financial investment, so you want to ensure you’re both thoroughly prepared for it.
Here’s everything you need to know about what reciprocal IVF is and how it works. Use this guide to take your next steps with confidence and ease.
Reciprocal IVF—also known as co-maternity, partner IVF, or ROPE (Recipient of Partner Eggs) —is a fertility treatment option for lesbian or trans-men couples. It provides the opportunity for both partners to be involved in the conception process.
Reciprocal IVF is a variation of in vitro fertilization—partner A undergoes the necessary testing to retrieve their eggs for fertilization, and partner B has the fertilized embryo placed in their uterus to carry and give birth to the baby. This means partner A is genetically related to the child, while partner B is biologically connected with the child via pregnancy, birth, and breastfeeding.
In the past, same-sex couples were limited to standard IVF, where only one person could be bonded with the child. Though creating a child by combining two eggs is still not yet possible, reciprocal IVF is a great option, as both parents play an intimate role in the conception and development of their baby.
One full reciprocal IVF cycle takes approximately nine to 12 weeks. This includes:
If you get pregnant after the 9 to 14 days, prenatal care begins.
If you or your partner does not get pregnant, don’t worry—you can keep trying. Reciprocal IVF is a complex procedure; there are several variables that must be ideal for the procedure to be successful.
Therefore, IVF often requires more than one cycle—33 percent of women have a baby after their first cycle, while 54 to 77 percent Need additional cycles.How Much Does Reciprocal IVF Cost?
On average, one cycle of reciprocal IVF is approximately $10,000-$15,000. The exact price depends on your insurance coverage, health condition, and the treatment center that facilitates your IVF.
In addition, there are medication costs. Reciprocal IVF medication (prescription medications that help improve your chances of IVF) can range from $7,000-$10,000. This can vary depending on your unique needs and circumstances.
The total cost of one IVF cycle can be broken down into three areas:
For the full breakdown of these reciprocal IVF finances, read our guide on how much IVF costs.
Though the cost of reciprocal IVF may seem intimidating, rest assured, there are providers, such as Future Family, that offer affordable financing options. Be sure to look into these options to map out a stress-free family-building experience.
There isn’t a one-size-fits-all approach when it comes to reciprocal IVF. Every individual, partnership, and family is unique. Not to mention, reciprocal IVF involves a lot of time and financial commitment.
If you are interested in reciprocal IVF, we recommend seeking the guidance of a fertility coach. With expertise and compassion, a fertility coach can answer any questions you may have and can walk you through your options.
Building a family shouldn’t be prohibitively expensive. Future Family aims to remove the barriers of costs, complexity, and convenience in creating the family of your dreams. Our $100MM financing fund allows us to proudly offer IVF plans beginning at $350. Learn more about our plans today.
One in eight couples has difficulty in getting or staying pregnant. If you’re having trouble starting a family, you are not alone. Know there are options and help available to you and your partner.
Here’s what you should know about when it’s time to see a fertility specialist and the key questions you should ask them.
If you’re experiencing fertility issues, seeking a fertility clinic that offers personal specialists is a great path to pursue. But of course, identifying fertility issues can be challenging.
Here are four common signs that indicate you should seek the help of a fertility specialist:
Miscarriages can happen for the following reasons:
If you’ve had more than one miscarriage, reach out to a specialist who can monitor your health during conception. They can identify underlying conditions you should be aware of.
What is considered a “long time” depends on your age:
As we indicated earlier, chronic medical conditions can inhibit a healthy conception and pregnancy. The most common medical condition is thyroid problems. Up to 60 percent of women who have thyroid disease are not aware they have it.
If you have thyroid or other chronic medical conditions, speak to a fertility specialist. They can work with you on monitoring your health and help promote a healthy pregnancy.
Having no, irregular, or heavy periods can indicate a fertility problem.
You can speak with a specialist about these issues to assess next steps.
As every person and family has unique needs and circumstances, there is no one-size-fits-all solution when it comes to building a family. Therefore, a fertility specialist or coach offers the individualized care you deserve.
Here’s what you can expect when seeing a fertility specialist:
For more information, learn about how fertility coaches can improve your IVF experience.
During your first meeting with your fertility specialist, you’ll discuss your needs, conditions, and options. It can feel overwhelming going into this initial meeting, so to help you prepare and feel more comfortable, below are some key questions to ask your coach. These questions are intended to initiate honest conversations that can strengthen your relationship with your specialist and steer you in the right direction.
At Future Family, we are proud to work with fertility specialists and clinics across the U.S. to offer their patients financing so they can move forward with their fertility treatments like IVF or egg freezing. If you have questions on next steps please email us directly at info@futurefamily.com or apply to one of our loans at www.futurefamily.com.
If baby number one was a breeze but you’re having a harder time getting pregnant with baby number two, we have some good news - you’re not alone. Did you know that 10% of women trying to have a second baby experience secondary infertility? In fact, 50% of all IVF treatments are actually for people who already had a child.
According to the Mayo Clinic, “Secondary infertility is the inability to become pregnant or to carry a baby to term after previously giving birth to a baby.”
You might be experiencing secondary infertility if you are under 35 and have been trying to conceive through sex (TTC) for more than a year or if you are over 35 and have been TTC for more than six months.
What’s important to remember is that secondary infertility isn’t your “fault.” It is just a thing that happens and you didn’t do anything wrong or bad to make it happen. While that doesn’t change anything, we hope it makes you feel a little better about what you are going through.
Honestly, a ton of things can contribute to secondary infertility, here are just a few:
The short answer is yes, yes you can.
The long answer is - there are some incredible financing options through Future Family that can make whatever fertility treatment you may need accessible. We offer low-interest fertility loans that make paying for your fertility treatments much easier. Not only do we help spread out the cost of your treatment to make IVF more accessible, we also consolidate all of your bills into one simple payment so you have less to keep track of during an already intense period.
In addition, when you work with Future Family you have a team of fertility specialists in your corner who have been through it countless times before and will be by your side every step of the way.
While it may feel a little scary or unnatural if your first pregnancy happened without any assistance, there are a ton of treatment options for secondary infertility. Talking to a fertility clinic is an easy first step. They can give you a thorough assessment and help you determine the best plan of action - which may or may not include IVF.
For more information on how to choose a fertility clinic click here.
Look after yourself. Secondary infertility can be a lot to deal with emotionally, especially if your first baby came relatively easily. Here are a few tips that might help:
Secondary infertility is incredibly common and impacts one in seven women trying for their second baby. In fact, if you ask any of your friends, you might find out that they also dealt with the issue.
If you decide to pursue fertility treatment (congrats!), know that your team only wants the best possible outcome for you. Control the things you can control - take your meds, look after your health - and trust the process.
Find the people you and your partner can connect with and rely on to support you through the highs and lows of your fertility experience.
Remember, secondary infertility isn’t the end of your journey, it’s just a bend in the road, and with the right help you can have the family and future you want and deserve.
","url":"https://blog.futurefamily.com/what-is-secondary-infertility-and-what-are-my-options/","uuid":"7e2be76f-0c7f-4729-8ba5-5ac5437e1581","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"60afd6e6119c0e0001ee891b"}},{"node":{"id":"Ghost__Post__60a6c87a1af12b000134bdc5","title":"When Should I Freeze My Eggs for My Future Family?","slug":"when-should-i-freeze-my-eggs-for-my-future-family","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/05/Screen-Shot-2021-05-20-at-1.41.16-PM.png","excerpt":"At what age should I freeze my eggs? Learn more about when is the right time and what to expect from egg freezing. Get help and support from Future Family.","custom_excerpt":"At what age should I freeze my eggs? Learn more about when is the right time and what to expect from egg freezing. Get help and support from Future Family.","created_at_pretty":"May 20, 2021","published_at_pretty":"May 20, 2021","updated_at_pretty":"May 20, 2021","created_at":"2021-05-20T13:37:14.000-07:00","published_at":"2021-05-20T13:54:15.000-07:00","updated_at":"2021-05-20T13:54:14.000-07:00","meta_title":"When Should I Freeze My Eggs for Best Results? | Future Family","meta_description":"At what age should I freeze my eggs? Learn more about when is the right time and what to expect from egg freezing. Get help & support from Future Family.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Without the ability to see into the future, it can be difficult to predict when\nyou will be ready to have children. Understandably, many women have questions\nabout the process or timing for egg freezing and whether it is the right option\nfor them. \n\n\nHow do I know if I should freeze my eggs? At what age should I freeze my eggs?\nHow long will my eggs last?\n\n\nHaving eggs frozen and available for later use can be a huge blessing if you run\ninto fertility complications or do not have an opportunity to have children\nnaturally. However, retrieving and storing the eggs can be a daunting and\nexpensive, so you’ll definitely want to do some research, speak with your\ndoctor, and make a plan [https://www.futurefamily.com/egg-freezing] for fitting\nit into your budget. \n\n\nAt What Age Should I Freeze My Eggs?\nOne of the most popular questions is, “When should I freeze my eggs?” \n\n\nThere is no right or wrong time to freeze your eggs, but there are better times.\nThe younger you are, the more eggs you will be able to retrieve; the older you\nare, the more likely you will have a lower quantity and quality of eggs and may\ndesire a second retrieval. If you were to freeze your eggs in your 20s, you\nwould have the highest success rate, but you would likely end up storing them\nmuch longer or not needing them at all. \n\n\nAccording to The American Society of Reproductive Medicine an optimal time to\nfreeze your eggs is in your 20’s and early 30’s. Is It Too Late to Freeze My\nEggs at 45?\nThe longer you wait, the lower your chances are of having enough high quality\neggs. As you age, your body not only produces fewer eggs, but those eggs may be\nof lower quality. This is why women in their late 30s and beyond are more likely\nto experience miscarriages. \n\n\nMany women around the age of 37 or 38 choose to freeze their eggs and use them\nin their early 40s. However, waiting until you are 45 to retrieve eggs for\nfreezing may be too late. The best way to know for sure is to set up a\nconsultation with your doctor and discuss ovarian reserve testing\n[https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3276943/].\n\nHow Long Do Frozen Eggs Last?\nIt is common to freeze eggs for five to ten years in long-term storage. Frozen,\nor Cryopreserved eggs can last indefinitely!\n\nIs It Worth It to Freeze My Eggs?\nIt’s important to remember there are no guarantees when it comes to egg freezing\nand IVF. You can’t assume that if you have your eggs frozen, you will definitely\nuse them later in life. You also can’t be entirely sure that using your frozen\neggs will be successful. With that in mind, however, your odds certainly\nincrease if you have at least given yourself the option. \n\n\nIf you are ready to have kids and have not been able to conceive through\ntraditional methods , it is a huge comfort to know you can still use your frozen\neggs.\n\nAnswering the question: “should I freeze my eggs?” will be a personal decision.\nYou will need to weigh out the costs and benefits and discuss the decision with\nyour doctor.\n\nHow Much Does It Cost?\nWhen estimating the cost for freezing eggs, remember to factor in all the steps.\nFor example, the freezing process alone may cost around $7,000, but that doesn’t\ninclude the cost of hormone therapy, harvesting the eggs, storing the eggs,\npreparing them to be used, or IVF. You can expect to spend at least $20,000 for\neverything, but that number will vary. Fortunately, some clinics provide\nfinancing options, so make sure to ask all your questions, including those\nrelated to cost, at your consultation appointments.\n\nHow Can I Qualify for IVF?\nIf your doctor has approved your egg retrieval procedure and you are prepared to\ntake on the risks and costs associated with egg freezing, contact Future Family\nto get started [https://app.futurefamily.com/get-started]. The process is\nsimilar to qualify for IVF. You will need to meet with your doctor to make sure\nyour body is ready, and then you will move forward with a fertility specialist.\n\n\nAt what age should you freeze your eggs? Ultimately, that’s between you and your\ndoctor, but when you’re ready, Future Family is here to help. Learn more about\nFuture Family [https://www.futurefamily.com/about] and how we can support you\nthrough the fertility process.","html":"Without the ability to see into the future, it can be difficult to predict when you will be ready to have children. Understandably, many women have questions about the process or timing for egg freezing and whether it is the right option for them.
How do I know if I should freeze my eggs? At what age should I freeze my eggs? How long will my eggs last?
Having eggs frozen and available for later use can be a huge blessing if you run into fertility complications or do not have an opportunity to have children naturally. However, retrieving and storing the eggs can be a daunting and expensive, so you’ll definitely want to do some research, speak with your doctor, and make a plan for fitting it into your budget.
One of the most popular questions is, “When should I freeze my eggs?”
There is no right or wrong time to freeze your eggs, but there are better times. The younger you are, the more eggs you will be able to retrieve; the older you are, the more likely you will have a lower quantity and quality of eggs and may desire a second retrieval. If you were to freeze your eggs in your 20s, you would have the highest success rate, but you would likely end up storing them much longer or not needing them at all.
The longer you wait, the lower your chances are of having enough high quality eggs. As you age, your body not only produces fewer eggs, but those eggs may be of lower quality. This is why women in their late 30s and beyond are more likely to experience miscarriages.
Many women around the age of 37 or 38 choose to freeze their eggs and use them in their early 40s. However, waiting until you are 45 to retrieve eggs for freezing may be too late. The best way to know for sure is to set up a consultation with your doctor and discuss ovarian reserve testing.
It is common to freeze eggs for five to ten years in long-term storage. Frozen, or Cryopreserved eggs can last indefinitely!
It’s important to remember there are no guarantees when it comes to egg freezing and IVF. You can’t assume that if you have your eggs frozen, you will definitely use them later in life. You also can’t be entirely sure that using your frozen eggs will be successful. With that in mind, however, your odds certainly increase if you have at least given yourself the option.
If you are ready to have kids and have not been able to conceive through traditional methods , it is a huge comfort to know you can still use your frozen eggs.
Answering the question: “should I freeze my eggs?” will be a personal decision. You will need to weigh out the costs and benefits and discuss the decision with your doctor.
When estimating the cost for freezing eggs, remember to factor in all the steps. For example, the freezing process alone may cost around $7,000, but that doesn’t include the cost of hormone therapy, harvesting the eggs, storing the eggs, preparing them to be used, or IVF. You can expect to spend at least $20,000 for everything, but that number will vary. Fortunately, some clinics provide financing options, so make sure to ask all your questions, including those related to cost, at your consultation appointments.
If your doctor has approved your egg retrieval procedure and you are prepared to take on the risks and costs associated with egg freezing, contact Future Family to get started. The process is similar to qualify for IVF. You will need to meet with your doctor to make sure your body is ready, and then you will move forward with a fertility specialist.
At what age should you freeze your eggs? Ultimately, that’s between you and your doctor, but when you’re ready, Future Family is here to help. Learn more about Future Family and how we can support you through the fertility process.
This blog post was written by our partner, Donor Egg Bank USA, a network of the most respected and premier fertility practices in the United States and Internationally. In response to the growing need for a nationwide database of diverse egg donors, Donor Egg Bank USA was launched by Heidi Hayes, a donor egg mom herself to assist fertility patients in their dream of having a baby, with the added convenience of a quicker treatment process.
Infertility.
A feared diagnosis, one that seems final and absolute.
Fortunately, thanks to advances in assisted reproductive technology (ART), infertility doesn’t need to be an insurmountable mountain. Rather, it could be a small stumbling block on your path to parenthood.
If common fertility treatments like intrauterine insemination (IUI) or in vitro fertilization (IVF) haven’t been successful for you, it may still be possible to overcome your infertility and build the family of your dreams using donor eggs.
If you’re in the LGBTQ+ community, you may have known since childhood that one day this would be the path you take. For others, using donor eggs may represent earlier decisions in life that make typical fertility options more difficult to pursue.
Donor egg treatment is when the eggs of young women are used to pursue pregnancy. The donor eggs are obtained from young, healthy women between the ages of 21 -33 who are rigorously screened before their egg donation. The success rates using a young woman’s eggs are significantly better than with typical IVF cycles. [1],[2],[3]
As a woman ages, not only does her number of eggs decrease but so does the quality of those that remain. Some women’s eggs are no longer as viable as they once were. This can be due to age, premature menopause, decreased ovarian reserves, a history of medical treatments such as cancer, or other reasons. As egg quality decreases, there’s an increased risk of chromosomal abnormalities, and the chances of a successful pregnancy are slim, even with traditional IVF. [4]
![](\"https://d2otz9izzt81os.cloudfront.net/2021/03/Screen-Shot-2021-03-10-at-9.53.21-AM-2.png\")
Donor eggs can be acquired in either a fresh or frozen state. While both boast similar success rates, there are distinct benefits to using frozen donor eggs over fresh ones. [5]
With fresh eggs, the menstrual cycles of both the donor and woman who will be receiving the embryos (recipient) must be synchronized. The donor’s eggs need to be retrieved at approximately the same time that the recipient’s body is ready to receive the embryo(s). This requires a significant amount of medication and time, and both participants must be within the same geographical area. Because it is difficult to share eggs with more than one woman, intended parents often pay more in additional costs when undergoing a fresh donor egg IVF cycle.
Comparatively, using frozen eggs is more cost-effective than fresh, as there’s no need for menstrual cycle synchronization or travel. Since the eggs have already been retrieved, they are ready when you are, and the procedures can easily fit into an already busy schedule. In fact, by choosing frozen donor eggs you can save over half of what you would have spent on a fresh cycle. The biggest reason for these savings is that one donor can share her eggs with multiple intended parents. This allows the intended parents to also share in the cost of the IVF cycle, donor screening, and donor compensation. Overall, you can expect to pay $14,500 for a frozen egg lot from Donor Egg Bank USA versus an average cost of $25,000 or higher for just one fresh donor egg cycle. [6],[7]
Typically, fresh egg donation requires your egg donor to live within your local area or travel to your clinic for an extensive two-week period of time, which significantly limits your choice of donors and can increase your costs. In contrast, frozen egg donors don’t need to be confined to your geographical location, since their eggs can just be shipped to your fertility practice. Frozen donor egg banks have hundreds of egg donor candidates from across the United States and the world, providing you with more choices and the best possible opportunity to find your perfect donor match.
With frozen donor eggs from Donor Egg Bank USA, you can rest assured that you’ll receive 5-8 mature eggs per cycle. If using fresh donor eggs, you may receive more or fewer eggs depending on how many eggs are retrieved from your donor.
In a fresh donor egg IVF cycle, cycle synchronization between donor and recipient can last 6-8 weeks, with the entire treatment process taking 6 months or more. Conversely, a frozen egg donation cycle can take as little as 4 weeks from start to finish.
Why is there such a significant time difference? Since donors with frozen eggs have already undergone the egg retrieval process, their eggs are ready to be thawed and fertilized at any time.
While fresh egg donor programs rarely offer guarantees to donor egg recipients, frozen donor egg programs often do. Most egg banks provide a blastocyst guarantee, and some offer a full refund if a baby is not brought home from the hospital. For example, our partner, Donor Egg Bank USA, offers an Assured Refund Plan of up to six cycles of egg lots and treatments — and the promise that you will bring home a baby or receive a 100% refund.
Thankfully, IVF using donor eggs has success rates of up to three times higher than traditional IVF.[8],[9] Besides being an ideal option for women with low egg quality or quantity, using an egg donor can be a great alternative for those who have experienced:
● \tPrior miscarriages
● \tA genetic disease they don’t want to pass on to their children
● \tChemotherapy or similar medical treatment
● \tPremature ovarian failure
● \tUnexplained fertility or secondary infertility
● \tAre part of the LGBTQ+ community
![](\"https://d2otz9izzt81os.cloudfront.net/2021/04/iStock-1130918756--1-.jpg\")
Both fresh and frozen donor egg banks can be found throughout the United States. Most egg banks offer several financial plans, and a few, like Donor Egg Bank USA, offer money-back guarantees, making donor eggs financially attainable for families from all walks of life.
After registering with your fresh or frozen egg bank, you’ll be free to browse egg donor profiles and find your perfect match. Some intended parents look for characteristics they feel are valuable or advantageous, while others look for physical traits that match the intended mother, so the child may bear some physical resemblance to her.
The next steps in the process differ depending on whether your donor eggs are fresh or frozen.
If fresh, you’ll need to ensure your donor is fully screened. This can take a few months to complete. Once your donor has been screened, you will begin cycle synchronization before the fertilization and embryo transfer.
If you choose frozen donor eggs, you can simply select your donor’s egg lot, because the screening will already be complete. The egg lot will be shipped to your fertility clinic for thawing, fertilization, and embryo transfer.
![](\"https://d2otz9izzt81os.cloudfront.net/2021/03/iStock-1253292151.jpg\")
To prepare the recipient’s uterus for potential implantation, you’ll be prescribed fertility hormones (progesterone and estrogen) for approximately 4 weeks. If you have ever completed an IVF cycle, you will find this part easy in comparison. In a donor egg treatment, the donor does the heavy lifting and takes the follicle-stimulating injections.
Once your uterus or your gestational carrier’s uterus is nearly ready, your donor’s eggs are thawed and fertilized with your partner’s sperm (or donor sperm) using a process called intracytoplasmic sperm injection (ICSI). This process inserts a single sperm into each egg to ensure fertilization.
Newly fertilized eggs are allowed to develop and divide under the care of an embryologist, who observes the growing embryos and chooses the most favorable ones for implantation. On Day 5 or 6, they may perform genetic analysis to look for any chromosomal defects.
Once the recipient is ready for implantation, a catheter is used to insert one or two embryos into the uterus, where they’ll hopefully implant into the uterine wall. Roughly two weeks later, a blood sample is taken to test the levels of human chorionic gonadotropin (hCG), the hormone indicating pregnancy.
If successful, you’ll receive a positive test result and be able to experience a pregnancy.
Couples facing infertility once had only very limited family-building options, the most common being surrogacy or adoption. Fortunately, with education and professional support — along with ongoing advances in reproductive technologies like donor egg IVF — hopelessness is being replaced with optimism.
You have a greater likelihood of experiencing pregnancy by taking advantage of the benefits of donor eggs.[10] You can look forward to seeing your baby develop and grow, savoring all the joys that new parenthood has to offer.
Thank you Donor Egg Bank USA for breaking down the ins and outs of donor egg IVF for our community! For more information about Donor Egg Bank USA, you can visit their website.
[1] https://www.sart.org/patients/third-party-reproduction/
[2] https://www.sartcorsonline.com/rptCSR_PublicMultYear.aspx?reportingYear=2017#
[5] https://www.sartcorsonline.com/rptCSR_PublicMultYear.aspx?ClinicPKID=2410#donor-fresh-egg
[6] https://www.shadygrovefertility.com/blog/affording-care/shared-egg-donation/
[7] https://www.whattoexpect.com/getting-pregnant/fertility-tests-and-treatments/donor-egg/
[8] https://www.sartcorsonline.com/rptCSR_PublicMultYear.aspx [Accessed 2016]
If you’ve thought about having a family in the future, but aren’t sure exactly how that’s going to happen just yet, don’t worry. If you’re approaching your 30s and haven’t met your soulmate, no problem. And if you’re in your 20s, but have a medical condition that might make future pregnancies difficult, you still have options. Whatever personal reasons you have for considering it, extending your fertility window is a possibility. Find out how you can extend your fertility below.
There are a few different things you can do to help your body remain fertile as long as possible. There are also medical procedures that can enable you to use your eggs at a later time. The important thing to remember is that the eggs your body produces will decrease in both quality and quantity as you age. To extend fertility, you’ll need to look at methods that help with one or the other, or both. Research your options and speak with your physician to determine which route is best for you and your unique circumstances.
One way that women extend fertility is with egg freezing. This process involves retrieving eggs and flash freezing them for cryopreservation. In other words, you can save them for use at a later time. This is a surgical procedure that can be pricey, but for many women and families, it is a great way to improve the chances of having a baby. Since eggs can be stored for quite a while, you may be able to extend your fertility for several years using this method.
Another way to extend fertility is to maintain a healthy lifestyle. A healthy body is more capable of sustaining a healthy pregnancy, so it’s important to remain active and regularly eat whole foods like fruits and vegetables. This also includes getting regular, quality sleep so your body can rest, replenish, and fight disease. Women who maintain a healthy weight and generally take good care of themselves increase their chances of a successful pregnancy.
It is pretty common knowledge that smoking has adverse effects on the respiratory system, but did you know that it can also affect fertility? Smoking can reduce the number of eggs, as well as lower the quality of the eggs that remain. If you are hoping to have children in the future and are a smoker, don’t wait until you get a positive pregnancy test to quit.
Your doctor can help you evaluate whether you are a good candidate for egg freezing with some medical testing.If you are maintaining a healthy lifestyle, but do not anticipate getting pregnant right away, you may want to consider fertility egg freezing as a way to improve your chances in the future. You’ll need to meet with your doctor to discuss the pros and cons for you.
![](\"https://d2otz9izzt81os.cloudfront.net/2021/04/iStock-1256200772-1.jpg\")
Women in their 20s and low-30s are more likely to have a higher quantity of high-quality eggs to extract. However, the younger you are when you freeze them, the higher chances of you not needing them. The highest success rates (where the eggs are actually used and also result in a pregnancy) tend to be from women who froze their eggs in their low to mid-30s and used them before hitting their mid-40s.
How to Get Started with Fertility Egg Freezing If you are ready to learn more about fertility egg freezing as a way to extend fertility, contact Future Family. We’ll provide you with plenty of information, support, and even financial assistance to help you make a plan that is right for you and your family.
","url":"https://blog.futurefamily.com/can-i-extend-my-fertility-if-im-not-ready-to-have-kids-future-family/","uuid":"82d44529-8f91-4af6-a361-bc48dc00e29c","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6083368d1fde2b0001720e3b"}},{"node":{"id":"Ghost__Post__605e1d77d3a4dd0001af2c0e","title":"How to Choose the Best Fertility Clinic [Your Questions Answered]","slug":"how-to-choose-the-best-fertility-clinic-top-10-tips-future-family","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/03/iStock-1202752794.jpg","excerpt":"Looking for the right steps to take before going to a fertility clinic? Our team has the top tips to help you find the best fertility clinic. Read more here!","custom_excerpt":"Looking for the right steps to take before going to a fertility clinic? Our team has the top tips to help you find the best fertility clinic. Read more here!","created_at_pretty":"Mar 26, 2021","published_at_pretty":"Mar 26, 2021","updated_at_pretty":"Mar 22, 2022","created_at":"2021-03-26T10:44:23.000-07:00","published_at":"2021-03-26T11:24:36.000-07:00","updated_at":"2022-03-22T08:06:29.000-07:00","meta_title":"How To Choose The Best Fertility Clinic | Future Family","meta_description":"Looking for the right steps to take before going to a fertility clinic? Our team has the top tips to help you find the best fertility clinic. Read more here! ","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Getting Started","slug":"getting-started","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"If you are considering going to a fertility clinic, congrats! Fertility clinics\nhave helped millions of people grow their families and can help figure out how\nto help you have a baby. But when should you see a fertility doctor?\n\nWe recommend speaking to a fertility doctor if you:\n\n * Have had more than one miscarriage\n * Are a woman under 35 who has been trying to conceive for more than a year\n * Are a woman over 35 who has been trying to conceive for more than six months\n * Are a woman over 40 who is trying to conceive\n\nYou may be thinking, “Are all fertility clinics the same?” or “How do I find the\nbest fertility clinic for me?” Based on working with some of the best clinics in\nthe U.S., we can tell you that they are all different and have unique approaches\nand advantages.\n\nNarrow Your Search: 10 Tips on How to Choose a Fertility Clinic\nThe right fertility doctor will be able to tell you which fertility treatment is\nmost effective and how it can help you become a parent. While deciphering which\nfertility clinic to choose can seem overwhelming, here are some easy tips to\nhelp you narrow your search and find the perfect one for you.\n\n\n#1: Determine What’s Important to You\nWhile the obvious first objective is to bring a healthy baby into the world,\ntaking care of yourself is just as important when going through IVF. \n\nDo you want a more personal relationship with your team? Then you may want to\nconsider a smaller clinic. Are you more interested in having a bigger team with\nmore resources? If so, you may want to consider a larger, more researched-based\nclinic that’s connected to a university.\n\n\n#2: Ask a Friend\nReferrals play an impactful role in choosing the best IVF clinic. While\neveryone’s IVF experience is unique, you can learn a ton from asking someone\nwho’s been through it before. What clinic did they go to? What were they looking\nfor? What did they like and dislike? Not only will this help you decide if you\nwant to go to their clinic, but also help you figure out what exactly you’re\nlooking for in a clinic.\n\n\"Obviously, success rates are incredibly important to us, but we definitely take\na great deal of pride in how many of our clients come from referrals,\" says Dr.\nNatalia Grindler at Conceptions Reproductive Associates of Colorado\n[https://www.conceptionsrepro.com/]. \"IVF is a deeply personal experience, and\nreferrals let us know that we are trusted providers in the community.\"\n\nIf you can’t get a friend recommendation, you can always check with your OBGYN\nfor references.\n\n#3: Location Location Location\nRegardless of the specifics of your treatment, IVF requires quite a few visits\nto your fertility doctor. So think about how far you want to travel. \n\nEven though it may not seem like a huge deal at first, planning around a long\ntrip for every appointment is an easy stress to avoid if you prioritize location\nin your search. Some people are fine with a longer commute if they personally\nconnect with their doctors.\n\n#4: Office Hours That Work for Your Schedule\nFinding time for all the fertility clinic appointments can be very hard if you\nare working a full-time job. It’s important to see if they have some days with\nearlier hours or evening hours that can fit it into your schedule. If not, what\nare their weekend office hours, and can they perform embryo transfers on the\nweekend as well?\n\n#5: Society of Assisted Reproductive Technologies Certified\nThe Society of Assisted Reproductive Technologies [https://www.sart.org/] (SART)\nis the primary organization of professionals dedicated to the practice of IVF.\nThe mission of SART is to establish and maintain standards for fertility\ntreatments so that you receive the highest possible level of care. \n\nFor a fertility clinic to be approved by SART, it must meet the highest\nstandards for quality, safety, and patient care. Think of SART certification as\nthe gold standard for professionalism and medicine in fertility treatments.\n\n#6: Ask What Are the Fertility Clinic’s Success Rates\nMost fertility clinics are more than happy to talk about their success rates,\nbut make sure to ask about their success rates around any specific areas that\nwill impact you specifically, like success rates in your age group or dealing\nwith IVF patients with PCOS for example.\n\n#7: Live Birth Rates to IVF Cycles\nJust as success rates matter, so does the number of cycles it took to get the\nlive birth. Are those live births connected to multiple implanted embryos to\nyield the higher live birth rate? Asking how many embryo transfer cycles it took\nfor IVF to succeed is a key question to ask. You should look for a fertility\nclinic that has a high success rate with a low number of cycles.\n\n#8: Specialties\nWhen you’re researching a clinic, keep in mind any specific circumstances you\nhave and see if you can find a place that has had some success in that area. Do\nthey have partnerships with egg donors? Do they have experience with surrogacy?\nMore importantly, what do their success rates look like for IVF treatments\nsimilar to what you think you’ll need?\n\n#9: Trust Your Gut\nOn your quest to find a fertility doctor, don’t forget to do a gut check. For\nmany people, IVF is unlike any medical procedure they’ve ever experienced. It\ncan be beautiful, intense, and emotional. It’s really important that you do a\ngut check with your clinic, that you feel welcome and safe, and that you are\nreceiving the best possible care.\n\n * Tour your clinic before you decide (if you’re comfortable with that). What’s\n their bedside manner like? Do you feel like you could ask the fertility\n doctor any questions? How does it look inside? Do you feel comfortable here?\n How is the front desk staff?\n \n * Check out the clinic’s social media. Does it feel authentic? Do the people\n seem like professionals you can trust? Sometimes they’ll even host live\n virtual events on their social channels like IVF 101. Sit in on one and see\n how they behave. Remember, it’s totally ok to pass on a clinic simply because\n you don’t feel good about them - your comfort is key.\n \n\n#10 Cost and Financing\nBudget should not prevent you from pursuing fertility treatments (that’s\nliterally why we’re here), but figuring out your fertility financing can help\nyou feel empowered to move forward with IVF. It’s easy to get sticker shock when\nyou are told IVF can cost upwards of $10,000-$15,000\n[/how-much-does-ivf-cost-untitled/], but there are solutions. \n\nSome states require insurers to cover some costs, and some states don’t offer\nIVF insurance at all. When researching a clinic you should make sure they accept\nyour insurance. You should also check to see if your insurance covers your IVF\nmedications or just the cost of your treatment.\n\nFuture Family [http://www.futurefamily.com/] can help make the financial side of\nthings less complicated and daunting with our fertility financing. We offer\nlow-interest fertility loans that make paying for your fertility treatments\n[/whats-the-best-way-to-pay-for-ivf/] much easier. Not only do we help spread\nout the cost of your treatment to make IVF more accessible\n[https://www.futurefamily.com/ivf], we also consolidate all of your bills into\none simple payment so you have less to keep track of during an already intense\ntime.\n\nIn addition, when you work with Future Family you have access to our Fertility\nCoaches [/four-ways-a-fertility-coach-can-improve-your-ivf-experience/], who are\nall registered nurses and can answer your questions. They are in your corner and\nwill be by your side every step of the way.\n\nWhat Can I Expect at My First IVF Appointment?\nYou can expect four things at your first IVF appointment. Your doctor will\ndiscuss: \n\n\n * You and your partner’s (if applicable) medical histories and fertility\n issues. Your physician will map out appropriate fertility tests\n [/types-of-fertility-tests-choose-the-best-one-future-family/] you or your\n partner may need to take to further understand the root cause of infertility. \n \n * Your goals. When would you like to become pregnant? Are you looking for a\n sperm donor? Do you need to achieve a specific BMI\n [https://pubmed.ncbi.nlm.nih.gov/21885344/] to ensure your body achieves\n healthy fertility? \n \n * Your options. Depending on your situation, your doctor will discuss possible\n fertility options available to you. These options may be further defined once\n your test results are available. \n \n * Your questions and concerns. Every person’s situation is unique when it comes\n to fertility. The right doctor will ensure they have enough time for you to\n take charge of the conversation and ask questions.\n\nHow Do I Prepare for My First Fertility Appointment?\nIt’s normal to get jitters before your first fertility appointment. Ease those\nnerves by thoroughly preparing. Here are a few tips to get you started on the\nright foot: \n\n\n * Do some research on your doctor. Check online reviews and forums to get a\n sense of the doctor’s personality and treatment methods. \n \n * Call your insurance provider. It’s a good idea to call in advance to\n understand your coverage details. If a specific part or portion of your\n fertility appointments are covered, call the fertility clinic to ensure these\n coverage details align with the information they have on their end. \n \n * Reach out to the fertility office about preliminary processes. The office\n will likely require you to fill out a questionnaire regarding your health\n history and fertility experience. If they don’t provide this to you before\n your first appointment, ask them for one. It can save you time at the office\n and give you a chance to provide thorough answers. \n \n * Track your cycle. If you haven’t already, track your periods using a mobile\n cycle-tracker. Keeping track of your cycle will give an idea of when you’ll\n ovulate so you can share these details with your fertility specialist. \n \n * Bring a notebook. There will be a lot of ground to cover during your first\n appointment. It’s best to take notes to ensure you retain essential\n information to help you throughout your fertility journey.\n \n * Prepare a list of questions. IVF is a big journey, so it’s important to set\n aside time for any questions you might have. Be sure to write these down and\n bring them with you. \n \n\nWhat Should I Ask at My First IVF Appointment?\nYour IVF appointment is all about you, so don’t be afraid to ask questions to\nensure you thoroughly understand what lies ahead and whether or not the\nclinic/doctor is the right fit. \n\nLet this set of questions guide you: \n\n * Based on my history, what are my chances of getting pregnant? \n * What are the tests and procedures required? How long will it all take? \n * Where will all of the testing and procedures be conducted—on-site or at\n another facility? \n * Can you provide a written outline and timeline of our options and treatment\n plans and what we can expect? \n * How many patients have you currently worked with who are in my age group and\n have had similar fertility issues? \n * Does your fertility clinic offer emotional counseling, or can you refer me to\n someone? \n * What role does your nursing staff play in patient treatment and contact?\n\nThe Takeaway\nChoosing an IVF clinic [https://www.futurefamily.com/ivf] might seem a little\noverwhelming, but prioritizing what you want and need specifically will really\nhelp narrow down your choices. Remember, regardless of who you end up choosing,\ntrust that they want to help you succeed in IVF and have your best interest at\nheart.","html":"If you are considering going to a fertility clinic, congrats! Fertility clinics have helped millions of people grow their families and can help figure out how to help you have a baby. But when should you see a fertility doctor?
We recommend speaking to a fertility doctor if you:
You may be thinking, “Are all fertility clinics the same?” or “How do I find the best fertility clinic for me?” Based on working with some of the best clinics in the U.S., we can tell you that they are all different and have unique approaches and advantages.
The right fertility doctor will be able to tell you which fertility treatment is most effective and how it can help you become a parent. While deciphering which fertility clinic to choose can seem overwhelming, here are some easy tips to help you narrow your search and find the perfect one for you.
While the obvious first objective is to bring a healthy baby into the world, taking care of yourself is just as important when going through IVF.
Do you want a more personal relationship with your team? Then you may want to consider a smaller clinic. Are you more interested in having a bigger team with more resources? If so, you may want to consider a larger, more researched-based clinic that’s connected to a university.
Referrals play an impactful role in choosing the best IVF clinic. While everyone’s IVF experience is unique, you can learn a ton from asking someone who’s been through it before. What clinic did they go to? What were they looking for? What did they like and dislike? Not only will this help you decide if you want to go to their clinic, but also help you figure out what exactly you’re looking for in a clinic.
\"Obviously, success rates are incredibly important to us, but we definitely take a great deal of pride in how many of our clients come from referrals,\" says Dr. Natalia Grindler at Conceptions Reproductive Associates of Colorado. \"IVF is a deeply personal experience, and referrals let us know that we are trusted providers in the community.\"
If you can’t get a friend recommendation, you can always check with your OBGYN for references.
Regardless of the specifics of your treatment, IVF requires quite a few visits to your fertility doctor. So think about how far you want to travel.
Even though it may not seem like a huge deal at first, planning around a long trip for every appointment is an easy stress to avoid if you prioritize location in your search. Some people are fine with a longer commute if they personally connect with their doctors.
Finding time for all the fertility clinic appointments can be very hard if you are working a full-time job. It’s important to see if they have some days with earlier hours or evening hours that can fit it into your schedule. If not, what are their weekend office hours, and can they perform embryo transfers on the weekend as well?
The Society of Assisted Reproductive Technologies (SART) is the primary organization of professionals dedicated to the practice of IVF. The mission of SART is to establish and maintain standards for fertility treatments so that you receive the highest possible level of care.
For a fertility clinic to be approved by SART, it must meet the highest standards for quality, safety, and patient care. Think of SART certification as the gold standard for professionalism and medicine in fertility treatments.
Most fertility clinics are more than happy to talk about their success rates, but make sure to ask about their success rates around any specific areas that will impact you specifically, like success rates in your age group or dealing with IVF patients with PCOS for example.
Just as success rates matter, so does the number of cycles it took to get the live birth. Are those live births connected to multiple implanted embryos to yield the higher live birth rate? Asking how many embryo transfer cycles it took for IVF to succeed is a key question to ask. You should look for a fertility clinic that has a high success rate with a low number of cycles.
When you’re researching a clinic, keep in mind any specific circumstances you have and see if you can find a place that has had some success in that area. Do they have partnerships with egg donors? Do they have experience with surrogacy? More importantly, what do their success rates look like for IVF treatments similar to what you think you’ll need?
On your quest to find a fertility doctor, don’t forget to do a gut check. For many people, IVF is unlike any medical procedure they’ve ever experienced. It can be beautiful, intense, and emotional. It’s really important that you do a gut check with your clinic, that you feel welcome and safe, and that you are receiving the best possible care.
Budget should not prevent you from pursuing fertility treatments (that’s literally why we’re here), but figuring out your fertility financing can help you feel empowered to move forward with IVF. It’s easy to get sticker shock when you are told IVF can cost upwards of $10,000-$15,000, but there are solutions.
Some states require insurers to cover some costs, and some states don’t offer IVF insurance at all. When researching a clinic you should make sure they accept your insurance. You should also check to see if your insurance covers your IVF medications or just the cost of your treatment.
Future Family can help make the financial side of things less complicated and daunting with our fertility financing. We offer low-interest fertility loans that make paying for your fertility treatments much easier. Not only do we help spread out the cost of your treatment to make IVF more accessible, we also consolidate all of your bills into one simple payment so you have less to keep track of during an already intense time.
In addition, when you work with Future Family you have access to our Fertility Coaches, who are all registered nurses and can answer your questions. They are in your corner and will be by your side every step of the way.
You can expect four things at your first IVF appointment. Your doctor will discuss:
It’s normal to get jitters before your first fertility appointment. Ease those nerves by thoroughly preparing. Here are a few tips to get you started on the right foot:
Your IVF appointment is all about you, so don’t be afraid to ask questions to ensure you thoroughly understand what lies ahead and whether or not the clinic/doctor is the right fit.
Let this set of questions guide you:
Choosing an IVF clinic might seem a little overwhelming, but prioritizing what you want and need specifically will really help narrow down your choices. Remember, regardless of who you end up choosing, trust that they want to help you succeed in IVF and have your best interest at heart.
Future Family Announces New Board Director, Nav.com’s Levi King as Company Prepares for Next Phase of Growth
King brings 20+ years of entrepreneurial experience in the startup and fintech space
San Francisco, California – March 22, 2021 – Today Future Family, the fintech platform driving access to fertility care in the US, announces the appointment of Levi King as Board Director. A self-taught, serial entrepreneur who has started eight different small businesses in the last 20 years including Nav, Cake, and Lendio, King will bring his deep understanding of marketplace credibility and startup growth.
\"Future Family is creating access to fertility care by offering easy loans for IVF and egg freezing that we finance through our dedicated $100MM Fertility Fund. We’ve seen demand increase significantly in the last four months in our clinic channel,” said Claire Tomkins, CEO of Future Family. “Levi has scaled not one but two amazing fintech companies, and we’re thrilled to be adding his deep expertise to the Board at this important time.”
\"Future Family is in a position to change the way millions of Americans experience their quest to build a family, by making it accessible and affordable for all,” said King, “This is a company that has insight into a major trend in fintech as the industry moves towards integrated, vertical lending solutions and I’m looking forward to working closely with Claire and the team to grow this business.\"
There is rising consumer demand for fertility treatment globally driven by a shift in demographics, with an increasing number of people starting their families later in life and more LGBTQ couples starting families. However, affordability still presents a major gap and the U.S. significantly lags other developed countries with respect to babies born via in vitro fertilization (IVF).
About Future Family:
Future Family is the leading fintech platform in the fertility sector, offering consumers easy monthly plans to cover the cost of IVF and egg freezing. The company launched the first dedicated Fertility Fund to exclusively finance fertility treatment for consumers and has a growing network of premiere fertility clinics. The company’s mission is to make fertility care accessible and affordable to all.
Learn more at www.futurefamily.com
###
","url":"https://blog.futurefamily.com/levi-king-joins-future-family-board-of-directors/","uuid":"9b39ce3b-379a-4e07-a85d-3540621e7245","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"605a81ee95706400010ba9ea"}},{"node":{"id":"Ghost__Post__604bf182ac7dd50001186661","title":"What to Expect After Your Frozen Embryo Transfer","slug":"what-to-expect-after-your-frozen-embry-transfer","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/03/Screen-Shot-2021-03-12-at-3.10.59-PM.png","excerpt":"The IVF Process: What to Expect After Your Frozen Embryo Transfer","custom_excerpt":"The IVF Process: What to Expect After Your Frozen Embryo Transfer","created_at_pretty":"Mar 12, 2021","published_at_pretty":"Mar 12, 2021","updated_at_pretty":"Mar 08, 2024","created_at":"2021-03-12T14:56:02.000-08:00","published_at":"2021-03-12T15:11:44.000-08:00","updated_at":"2024-03-08T14:56:47.000-08:00","meta_title":"Frozen Embryo Transfer (FET) Timeline, Tips, Expectations | Future Family","meta_description":"Learn about the frozen embryo transfer (FET) implantation timeline, and how you can improve your implantation after frozen embryo transfer with FF.","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"An embryo transfer is the final stage in IVF treatments\n[https://www.futurefamily.com/ivf]. It can be done using a fresh embryo or a\nfrozen embryo, and fortunately, both are equally safe and effective. You can\nhave them all frozen for use at a later time, or you can choose to have an\nembryo transfer right away. \n\n\nYour doctor may advise you to use only one embryo, leaving you the option to \nfreeze and store [https://www.futurefamily.com/egg-freezing] any remaining\nembryos for possible future use.\n\nIf you’re not sure what to expect after a frozen embryo transfer, it’s normal to\nbe a little nervous. Learn more below about the frozen embryo transfer (FET)\nprocess and how you can be more prepared.\n\nWhat Happens After a Frozen Embryo Transfer?\nThe procedure is generally painless and performed in your physician's office.,\nbut you will likely need to rest afterward. You may be put on some medications\nto relax you and your muscles. Your doctor will give you specific instructions,\nbut typically you will remain at the clinic lying down for about an hour and\nthen head home and take it easy for the rest of the day. Some physicians\nrecommend 24 hours of bed rest, while others simply restrict you from\nparticipation in moderate to heavy activities. Be sure to check with your\nprovider on their specific protocols.\n\n\nThe post frozen embryo transfer timeline (also known as the two week wait until\nyour pregnancy test) from this point can seem impossibly long. You’ll be\nanxiously wondering whether you are pregnant and probably thinking of little\nelse. If possible, surround yourself with supportive friends and family, and\nplan activities that you enjoy to help pass the time.\n\n\nIt is recommended to wait until your pregnancy test date before taking a\npregnancy test to avoid false-negative results.\n\nHow Soon After Your Frozen Embryo Transfer Do You Feel Symptoms?\nDuring this two-week time frame, you may experience symptoms similar to\npregnancy (mood swings, fatigue) or your period (cramps, light spotting). Try to\navoid agonizing over what this may mean. It is most likely your body reacting to\nthe procedure and medications – nothing more. If you experience severe symptoms\nof any kind, talk to your doctor right away.\n\nWhat Should You Avoid After FET?\nYour doctor will give you instructions following your FET for what you need to\navoid. It’s important that you follow them closely to make sure you don’t\ninterfere with the implantation of the embryo. Common examples include avoiding: \n\n\n * Intercourse\n * Heavy exercise\n * Hot tubs\n * Any food or drink that you would typically avoid when pregnant, such as\n alcohol, tobacco, and caffeine \n \n\nThese restrictions are for your protection, as well as the safety of the embryo.\nIntense exercise can lead to complications, such as twisted ovaries, and\nintercourse may cause the uterus to contract and affect implantation.\n\nHow Long After Frozen Embryo Transfer Is Implantation?\nWhen the embryo is created, it is grown in the lab for approximately five days\nand either transferred immediately in or frozen for future use. Once it is\ntransferred, it typically takes between one and five days to implant in the\nuterus and begin to develop.\n\nFuture Family Fertility Financing\nConsult with your doctor to find out if frozen embryo transfer is right for you.\nMake sure to bring a list of questions so you’ll have a good idea of what to\nexpect after your frozen embryo transfer. Ask about the cost of FET and keep in\nmind that collecting the embryos and transferring them constitutes only part of\nthe total. You will need to store frozen embryos until you are ready to use\nthem, so if it won’t be right away, you will likely incur a monthly fee. \n\nIf FET is the best course of action for you after discussions with your\nendocrinologist and you are considering different ways to pay for it, we suggest\nyou check out Future Family, a smart way to pay for IVF that features low\ninterest rates for customized fertility loans. Every IVF loan\n[https://www.futurefamily.com/ivf]comes with bill pay management to save you\nstress as well as access to fertility coaches, who are all registered nurses\nwith years of fertility healthcare. We suggest you start by creating your\nFuture Family account\n[https://app.futurefamily.com/apply/sign-up/?utm_medium=blog] for information\nabout financing for your procedures. We’ll guide you to a plan you can afford\nand provide community support to help you every step of the way.","html":"An embryo transfer is the final stage in IVF treatments. It can be done using a fresh embryo or a frozen embryo, and fortunately, both are equally safe and effective. You can have them all frozen for use at a later time, or you can choose to have an embryo transfer right away.
Your doctor may advise you to use only one embryo, leaving you the option to freeze and store any remaining embryos for possible future use.
If you’re not sure what to expect after a frozen embryo transfer, it’s normal to be a little nervous. Learn more below about the frozen embryo transfer (FET) process and how you can be more prepared.
The procedure is generally painless and performed in your physician's office., but you will likely need to rest afterward. You may be put on some medications to relax you and your muscles. Your doctor will give you specific instructions, but typically you will remain at the clinic lying down for about an hour and then head home and take it easy for the rest of the day. Some physicians recommend 24 hours of bed rest, while others simply restrict you from participation in moderate to heavy activities. Be sure to check with your provider on their specific protocols.
The post frozen embryo transfer timeline (also known as the two week wait until your pregnancy test) from this point can seem impossibly long. You’ll be anxiously wondering whether you are pregnant and probably thinking of little else. If possible, surround yourself with supportive friends and family, and plan activities that you enjoy to help pass the time.
It is recommended to wait until your pregnancy test date before taking a pregnancy test to avoid false-negative results.
During this two-week time frame, you may experience symptoms similar to pregnancy (mood swings, fatigue) or your period (cramps, light spotting). Try to avoid agonizing over what this may mean. It is most likely your body reacting to the procedure and medications – nothing more. If you experience severe symptoms of any kind, talk to your doctor right away.
Your doctor will give you instructions following your FET for what you need to avoid. It’s important that you follow them closely to make sure you don’t interfere with the implantation of the embryo. Common examples include avoiding:
These restrictions are for your protection, as well as the safety of the embryo. Intense exercise can lead to complications, such as twisted ovaries, and intercourse may cause the uterus to contract and affect implantation.
When the embryo is created, it is grown in the lab for approximately five days and either transferred immediately in or frozen for future use. Once it is transferred, it typically takes between one and five days to implant in the uterus and begin to develop.
Consult with your doctor to find out if frozen embryo transfer is right for you. Make sure to bring a list of questions so you’ll have a good idea of what to expect after your frozen embryo transfer. Ask about the cost of FET and keep in mind that collecting the embryos and transferring them constitutes only part of the total. You will need to store frozen embryos until you are ready to use them, so if it won’t be right away, you will likely incur a monthly fee.
If FET is the best course of action for you after discussions with your endocrinologist and you are considering different ways to pay for it, we suggest you check out Future Family, a smart way to pay for IVF that features low interest rates for customized fertility loans. Every IVF loan comes with bill pay management to save you stress as well as access to fertility coaches, who are all registered nurses with years of fertility healthcare. We suggest you start by creating your Future Family account for information about financing for your procedures. We’ll guide you to a plan you can afford and provide community support to help you every step of the way.
","url":"https://blog.futurefamily.com/what-to-expect-after-your-frozen-embry-transfer/","uuid":"a38848f2-1845-4cb6-99b0-22d7b91372bc","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"604bf182ac7dd50001186661"}},{"node":{"id":"Ghost__Post__60467ee8fe582d00011d0556","title":"CCRM Fertility Partners with Future Family","slug":"ccrm","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/03/iStock-1263804594.jpg","excerpt":"CCRM Fertility Partners with Future Family to Expand Access to World-Class Fertility Care with Easy Monthly Payment Plans for IVF loans","custom_excerpt":"CCRM Fertility Partners with Future Family to Expand Access to World-Class Fertility Care with Easy Monthly Payment Plans for IVF loans","created_at_pretty":"Mar 08, 2021","published_at_pretty":"Mar 08, 2021","updated_at_pretty":"Mar 15, 2021","created_at":"2021-03-08T11:45:44.000-08:00","published_at":"2021-03-08T12:13:25.000-08:00","updated_at":"2021-03-15T15:43:23.000-07:00","meta_title":"CCRM FErtility Partners with Future Famiy","meta_description":"CCRM F","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Press Release","slug":"press-release","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Press Release","slug":"press-release","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Pioneering Fertility Treatment Provider Reduces the Financial Barrier to IVF and\nEgg Freezing\n\n\nDenver (March 8th, 2021)— CCRM Fertility [https://www.ccrmivf.com/], a global\npioneer in fertility science, research and treatment, today announced an\nalliance with fintech company Future Family [http://www.futurefamily.com], the\nleading provider of affordable fertility plans for in vitro fertilization (IVF)\nand egg freezing patients. This partnership will allow CCRM Fertility patients\nto access care starting at just $350 a month, with the goal of making it easier\nfor more patients to move forward with cutting-edge fertility treatments.\n\n> \"Careful financial planning is an integral part of the journey for many patients\nwho are seeking fertility treatments, and it is especially important amidst the\ncurrent economic climate,\" comments CCRM Fertility President and CEO Jon Pardew.\n\"Through our partnership with Future Family, even more families will have access\nto high-quality fertility care through affordable monthly plans specifically\ntailored for fertility patients.”\nAlthough IVF is becoming more mainstream in the U.S., many people aren’t able to\nmove forward with treatment due to the cost, which averages $23,000 per cycle\nand is often not covered by insurance. CCRM Fertility’s partnership with Future\nFamily will allow more individuals and couples seeking fertility treatment\naccess to innovative programs such as its One Day Work-Up℠. This one-of-a-kind\nprogram allows CCRM Fertility patients to complete most fertility testing in a\nsingle day, minimizing office visits and expediting treatment in one efficient\nappointment. A typical fertility work-up consists of more than half a dozen\nappointments which take place over the course of several weeks or months.\n\nFuture Family was founded by Claire Tomkins, who went through IVF herself, and\nsaw that the biggest barriers to people moving forward with IVF were cost and\ncomplexity. Future Family offers low-interest rate monthly plans to cover the\ncost of fertility treatment and a built-in fertility coaching service to address\nthe complexity of the patient journey. Every Future Family client gets access to\ntheir unique fertility coaching service, staffed by registered nurses with\nclinic fertility experience, for support and guidance. This service includes\nvideo consults, text support, medication training, after hours care, and a\nnumber of other features designed with the fertility patient in mind.\n\nFuture Family’s patient support services also features financing bill pay\nmanagement, which includes coordination of payments with CCRM Fertility, the\npharmacy, and other service providers, allowing patients to focus more on their\ntreatments and less on finances.\n\n“CCRM Fertility has a stellar reputation in the industry. They’re known for\ntheir leadership and groundbreaking fertility treatments that make parenthood a\nreality for so many couples,” said Tomkins. “We are excited to partner to make\nthis truly world-class care available to more aspiring parents across the\nnation.”\n\nFuture Family offerings include the Friends and Family Plan\n[https://www.futurefamily.com/friends-and-family], a monthly plan that allows a\nfamily member or friend to sponsor the patient undergoing fertility treatment by\nmaking the monthly payments on their behalf.\n\nFinancing through Future Family is available to CCRM Fertility patients in\nAtlanta, Boston, Colorado, Dallas Fort-Worth, Houston, Minneapolis, New York,\nNorthern Virginia and San Francisco. To schedule a telehealth or in-person\nappointment with a CCRM Fertility physician, visit [https://www.ccrmivf.com/]\nCCRMIVF.com [http://ccrmivf.com]. Visit futurefamily.com\n[http://www.futurfamily.com] to learn more about its fertility financing\noptions.\n\nAbout CCRM Fertility\n\nFounded by Dr. William Schoolcraft in 1987, CCRM (Colorado Center for\nReproductive Medicine) Fertility is the nation’s leader in fertility care and\nresearch. CCRM Fertility specializes in the most advanced fertility treatments,\nwith deep expertise in in vitro fertilization (IVF), fertility assessment,\nfertility preservation, genetic testing, third party reproduction and egg\ndonation. Unlike many other fertility clinics that outsource their specialists\nand testing needs, CCRM Fertility leverages its own data, as well as a dedicated\nteam of in-house reproductive endocrinologists, embryologists and geneticists in\norder to deliver industry-leading outcomes. CCRM Fertility operates 11 fertility\ncenters (including 28 offices) throughout North America, serving prospective\nparents in major metropolitan areas, including Atlanta, Boston, Dallas, Denver,\nHouston, New York, Northern Virginia, Minneapolis, Orange County, San Francisco\nBay Area, and Toronto. For more information, visit www.ccrmivf.com\n[http://www.ccrmivf.com/], become a fan on Facebook\n[https://www.facebook.com/ccrmfertility], or follow us onInstagram\n[https://www.instagram.com/ccrmfertility/] and Twitter\n[https://twitter.com/ccrmfertility].\n\nAbout Future Family\n\nFuture Family [https://www.futurefamily.com/] is where women, men, and couples\nstart their fertility journey. The company’s mission is to make fertility care\naccessible and affordable to all. It combines advances in fintech, fertility,\nand concierge care to empower women and couples throughout their fertility\njourney. Future Family is headquartered in San Francisco and operates\nnationwide.","html":"Denver (March 8th, 2021)— CCRM Fertility, a global pioneer in fertility science, research and treatment, today announced an alliance with fintech company Future Family, the leading provider of affordable fertility plans for in vitro fertilization (IVF) and egg freezing patients. This partnership will allow CCRM Fertility patients to access care starting at just $350 a month, with the goal of making it easier for more patients to move forward with cutting-edge fertility treatments.
\"Careful financial planning is an integral part of the journey for many patients who are seeking fertility treatments, and it is especially important amidst the current economic climate,\" comments CCRM Fertility President and CEO Jon Pardew. \"Through our partnership with Future Family, even more families will have access to high-quality fertility care through affordable monthly plans specifically tailored for fertility patients.”
Although IVF is becoming more mainstream in the U.S., many people aren’t able to move forward with treatment due to the cost, which averages $23,000 per cycle and is often not covered by insurance. CCRM Fertility’s partnership with Future Family will allow more individuals and couples seeking fertility treatment access to innovative programs such as its One Day Work-Up℠. This one-of-a-kind program allows CCRM Fertility patients to complete most fertility testing in a single day, minimizing office visits and expediting treatment in one efficient appointment. A typical fertility work-up consists of more than half a dozen appointments which take place over the course of several weeks or months.
Future Family was founded by Claire Tomkins, who went through IVF herself, and saw that the biggest barriers to people moving forward with IVF were cost and complexity. Future Family offers low-interest rate monthly plans to cover the cost of fertility treatment and a built-in fertility coaching service to address the complexity of the patient journey. Every Future Family client gets access to their unique fertility coaching service, staffed by registered nurses with clinic fertility experience, for support and guidance. This service includes video consults, text support, medication training, after hours care, and a number of other features designed with the fertility patient in mind.
Future Family’s patient support services also features financing bill pay management, which includes coordination of payments with CCRM Fertility, the pharmacy, and other service providers, allowing patients to focus more on their treatments and less on finances.
“CCRM Fertility has a stellar reputation in the industry. They’re known for their leadership and groundbreaking fertility treatments that make parenthood a reality for so many couples,” said Tomkins. “We are excited to partner to make this truly world-class care available to more aspiring parents across the nation.”
Future Family offerings include the Friends and Family Plan, a monthly plan that allows a family member or friend to sponsor the patient undergoing fertility treatment by making the monthly payments on their behalf.
Financing through Future Family is available to CCRM Fertility patients in Atlanta, Boston, Colorado, Dallas Fort-Worth, Houston, Minneapolis, New York, Northern Virginia and San Francisco. To schedule a telehealth or in-person appointment with a CCRM Fertility physician, visit CCRMIVF.com. Visit futurefamily.com to learn more about its fertility financing options.
About CCRM Fertility
Founded by Dr. William Schoolcraft in 1987, CCRM (Colorado Center for Reproductive Medicine) Fertility is the nation’s leader in fertility care and research. CCRM Fertility specializes in the most advanced fertility treatments, with deep expertise in in vitro fertilization (IVF), fertility assessment, fertility preservation, genetic testing, third party reproduction and egg donation. Unlike many other fertility clinics that outsource their specialists and testing needs, CCRM Fertility leverages its own data, as well as a dedicated team of in-house reproductive endocrinologists, embryologists and geneticists in order to deliver industry-leading outcomes. CCRM Fertility operates 11 fertility centers (including 28 offices) throughout North America, serving prospective parents in major metropolitan areas, including Atlanta, Boston, Dallas, Denver, Houston, New York, Northern Virginia, Minneapolis, Orange County, San Francisco Bay Area, and Toronto. For more information, visit www.ccrmivf.com, become a fan on Facebook, or follow us on Instagram and Twitter.
About Future Family
Future Family is where women, men, and couples start their fertility journey. The company’s mission is to make fertility care accessible and affordable to all. It combines advances in fintech, fertility, and concierge care to empower women and couples throughout their fertility journey. Future Family is headquartered in San Francisco and operates nationwide.
","url":"https://blog.futurefamily.com/ccrm/","uuid":"8d100445-ed4e-4f9d-be78-7a12c755178a","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"60467ee8fe582d00011d0556"}},{"node":{"id":"Ghost__Post__6002150533643700011430f4","title":"Top 6 Ways to Manage IVF Stress | Your IVF Journey | Future Family","slug":"top-6-ways-to-manage-ivf-stress-your-ivf-journey-future-family","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2021/01/iStock-1173619383.jpg","excerpt":"IVF while exciting can feel stressful when you are going through it. While we can't take away all of the pressure, and stress of IVF, we want to offer you some tips that can lighten the load and get you set up for a better journey from the start. ","custom_excerpt":"IVF while exciting can feel stressful when you are going through it. While we can't take away all of the pressure, and stress of IVF, we want to offer you some tips that can lighten the load and get you set up for a better journey from the start. ","created_at_pretty":"Jan 15, 2021","published_at_pretty":"Jan 15, 2021","updated_at_pretty":"Jan 15, 2021","created_at":"2021-01-15T14:19:49.000-08:00","published_at":"2021-01-15T14:32:27.000-08:00","updated_at":"2021-01-15T14:32:27.000-08:00","meta_title":"Top 6 Ways to Manage IVF Stress | Your IVF Journey | Future Family","meta_description":"IVF while exciting can feel stressful when you are going through it. While we can't take away all of the pressure, and stress of IVF, we want to offer you some tips that can lighten the load and get you set up for a better journey from the start. ","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"IVF while exciting can feel stressful when you are going through it. The\nmedications, the exact timing, all the doctor’s appointments, and all of the\nemotions can make it feel overwhelming. While we can't take away all of the\npressure, and stress of IVF, we want to offer you some tips that can lighten the\nload of IVF stress and get you set up for a better journey from the start. \n\n1) Start preparing your lifestyle\nDuring your IVF journey, there will be some things you cannot control, which\nmight feel frustrating. There are however many things you can control, and\ngetting your lifestyle set up for IVF is a great way to help you feel empowered\nbefore you even start. \n\nThings like healthy food choices, cutting out all alcohol and tobacco\nconsumption, and staying active, are just a few of the steps you help make your\nIVF journey healthy and lower IVF stress.\n\n2) Come up with some stress management tools\nIt will be really helpful to come up with some go-to methods to help manage your\nstress before you start your process. These can be as simple as going for walks,\nplaying video games or watching mindless TV. This also might be a good time to\ntake up a meditation practice, and we’ve got a lot of anecdotal evidence that\nacupuncture actually helps people going through IVF relax quite a bit on their\nIVF journey. \n\n3) Build your support team\nTeamwork makes the dream work. There will be peaks and valleys along your IVF\njourney and like any journey, it helps to have a group of people you can turn to\nto help you get through the next stretch. It’s important to consider who you\nwant in this group because it might be a different group of people than you’ve\nturned to in the past. For example, you may not feel comfortable sharing this\nexperience with your parents or usual group of friends, because of the personal\nand unpredictable nature of the process. Instead, you may want to seek out other\npeople you know who have gone through IVF as they will likely be more familiar\nwith what you’re experiencing. \n\nOne plus of working with Future Family is that we’re in your corner. Every plan\ncomes with support from our Fertility Coaches, who are all registered nurses\nwith years of healthcare experience helping thousands of people go through IVF\nand deal with IVF stress. They’re here to answer your questions during treatment\nso we’re with you every step of the way. \n\n\n4) Think of strategies to stay on top of your meds\nThis is one thing that you can control and will dramatically improve your\nchances at a successful IVF cycle. That said, we know that staying on top of\nyour medications - taking the correct doses at the right time, consistently -\ncan be a lot to manage. So before you start your IVF journey, think about some\ntricks you know work for you. Try setting alerts on your phone and creating some\ncalendar reminders (and enable push notifications). You can also place a post-it\non your phone before you go to bed so that you see it first thing in the\nmorning. The idea is to find some things that work for you before you start so\nyou’re already ahead of the game. \n\nIf keeping track is too much for you to manage alone ask your partner to set\nreminders to remind you. This may seem like overkill, but it’s one of the few\nthings that is 100% in your power to control and can really improve your chances\nof a successful IVF cycle. \n\n5) Make a financial plan \nOk, so this is probably the least exciting but most stressful part of the IVF\nexperience - financial planning. It’s easy to let the worry of how you are going\nto pay for your IVF overshadow your journey. This is why it’s great to start\nthinking about financing before you start. \n\nFuture Family [http://www.futurefamily.com] has low-interest fertility loans\nthat make paying for your fertility treatments much easier. Not only do we help\nspread out the cost of your treatment to make IVF more accessible, we also\nconsolidate all of your bills into one simple payment so you have less to keep\ntrack of during an already intense period. \n\n6) Now just trust your team (and yourself)\nYou did all that hard work of researching the best doctors and clinic for you,\nnow trust that you did a good job and let the team take the lead. It is SO\ntempting to turn to Dr. Google whenever something happens or feels different.\nIt’s so tempting to look for new homeopathic solutions or home remedies that\nwill improve your chances of a successful IVF cycle, but the internet can be a\nscary place when you’re searching for medical advice. \n\nIt’s best to trust your doctors and Fertility Coach to do their job, so that you\ncan do yours - taking good care of yourself, keeping up on your medications and\nlooking after your mental health. In essence, you want to give yourself the\nspace and tools you can to experience this moment. \n\nOf course, if some alternative medicines give you peace of mind, by all means,\ntreat yourself. Just know that your doctors and Fertility Coaches are doing\neverything in their power to make sure you get your desired result, so you don’t\nhave to go out and find the magic fertility solution on some stranger’s blog. \n\n\n\nThe Takeaway: \n\n\nWe want you to feel empowered on your IVF journey so you can enjoy the\nexcitement with less stress. With a little prep work, you’ll be able to let go\nof some of the IVF stress, and focus on what matters.","html":"IVF while exciting can feel stressful when you are going through it. The medications, the exact timing, all the doctor’s appointments, and all of the emotions can make it feel overwhelming. While we can't take away all of the pressure, and stress of IVF, we want to offer you some tips that can lighten the load of IVF stress and get you set up for a better journey from the start.
During your IVF journey, there will be some things you cannot control, which might feel frustrating. There are however many things you can control, and getting your lifestyle set up for IVF is a great way to help you feel empowered before you even start.
Things like healthy food choices, cutting out all alcohol and tobacco consumption, and staying active, are just a few of the steps you help make your IVF journey healthy and lower IVF stress.
It will be really helpful to come up with some go-to methods to help manage your stress before you start your process. These can be as simple as going for walks, playing video games or watching mindless TV. This also might be a good time to take up a meditation practice, and we’ve got a lot of anecdotal evidence that acupuncture actually helps people going through IVF relax quite a bit on their IVF journey.
Teamwork makes the dream work. There will be peaks and valleys along your IVF journey and like any journey, it helps to have a group of people you can turn to to help you get through the next stretch. It’s important to consider who you want in this group because it might be a different group of people than you’ve turned to in the past. For example, you may not feel comfortable sharing this experience with your parents or usual group of friends, because of the personal and unpredictable nature of the process. Instead, you may want to seek out other people you know who have gone through IVF as they will likely be more familiar with what you’re experiencing.
One plus of working with Future Family is that we’re in your corner. Every plan comes with support from our Fertility Coaches, who are all registered nurses with years of healthcare experience helping thousands of people go through IVF and deal with IVF stress. They’re here to answer your questions during treatment so we’re with you every step of the way.
This is one thing that you can control and will dramatically improve your chances at a successful IVF cycle. That said, we know that staying on top of your medications - taking the correct doses at the right time, consistently - can be a lot to manage. So before you start your IVF journey, think about some tricks you know work for you. Try setting alerts on your phone and creating some calendar reminders (and enable push notifications). You can also place a post-it on your phone before you go to bed so that you see it first thing in the morning. The idea is to find some things that work for you before you start so you’re already ahead of the game.
If keeping track is too much for you to manage alone ask your partner to set reminders to remind you. This may seem like overkill, but it’s one of the few things that is 100% in your power to control and can really improve your chances of a successful IVF cycle.
Ok, so this is probably the least exciting but most stressful part of the IVF experience - financial planning. It’s easy to let the worry of how you are going to pay for your IVF overshadow your journey. This is why it’s great to start thinking about financing before you start.
Future Family has low-interest fertility loans that make paying for your fertility treatments much easier. Not only do we help spread out the cost of your treatment to make IVF more accessible, we also consolidate all of your bills into one simple payment so you have less to keep track of during an already intense period.
You did all that hard work of researching the best doctors and clinic for you, now trust that you did a good job and let the team take the lead. It is SO tempting to turn to Dr. Google whenever something happens or feels different. It’s so tempting to look for new homeopathic solutions or home remedies that will improve your chances of a successful IVF cycle, but the internet can be a scary place when you’re searching for medical advice.
It’s best to trust your doctors and Fertility Coach to do their job, so that you can do yours - taking good care of yourself, keeping up on your medications and looking after your mental health. In essence, you want to give yourself the space and tools you can to experience this moment.
Of course, if some alternative medicines give you peace of mind, by all means, treat yourself. Just know that your doctors and Fertility Coaches are doing everything in their power to make sure you get your desired result, so you don’t have to go out and find the magic fertility solution on some stranger’s blog.
The Takeaway:
We want you to feel empowered on your IVF journey so you can enjoy the excitement with less stress. With a little prep work, you’ll be able to let go of some of the IVF stress, and focus on what matters.
","url":"https://blog.futurefamily.com/top-6-ways-to-manage-ivf-stress-your-ivf-journey-future-family/","uuid":"8dcefdac-02cc-4dc1-98bf-0293900d9990","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"6002150533643700011430f4"}},{"node":{"id":"Ghost__Post__5fe38829c55cfd0001d50b1f","title":"How Much Does it Cost to Freeze Eggs?","slug":"how-much-does-it-cost-to-freeze-eggs","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2020/12/iStock-1263694406.jpg","excerpt":"Find out how much it is to freeze eggs and prepare now to have a baby later. Learn about financing options, including personal loans from Future Family.","custom_excerpt":"Find out how much it is to freeze eggs and prepare now to have a baby later. Learn about financing options, including personal loans from Future Family.","created_at_pretty":"Dec 23, 2020","published_at_pretty":"Dec 23, 2020","updated_at_pretty":"Jan 21, 2022","created_at":"2020-12-23T10:10:49.000-08:00","published_at":"2020-12-23T10:20:06.000-08:00","updated_at":"2022-01-21T15:53:24.000-08:00","meta_title":"How Much Does It Cost to Freeze Eggs? | Future Family","meta_description":"How much does it cost to freeze eggs, how much freeze eggs, how much it is to freeze your eggs, how much does it cost to have your eggs frozen","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"Egg Freezing","slug":"egg-freezing","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"Fertility IQ estimates the total cost to freeze eggs\n[https://www.fertilityiq.com/egg-freezing/the-costs-of-egg-freezing#breaking-down-the-likely-costs] \nis around $15,000 to $20,000 per cycle, and many women opt for two cycles.\nHowever, planning and researching providers will help you find the safest and\nmost affordable options.\n\nIf you’ve been having trouble conceiving, rest assured, this doesn’t mean\nstarting a family is no longer an option. You can take action now to invest in\nyour future family and give it your best shot when the time is right. Consult\nwith your doctor to find out if freezing your eggs is a good option for you. \n\nIn the meantime, take a few minutes to learn about the process, including how\nmuch it costs to freeze eggs.\n\nThe Cost to Freeze Your Eggs—6 Factors to Consider\nHow much it is to freeze your eggs involves understanding the various\ncomponents. Factor in the following items when estimating the cost of your egg\nretrieval and storage:\n\n 1. Preliminary Doctor Visits - Before your eggs can be retrieved, you will need\n to have some tests and monitoring done, including bloodwork and ultrasounds.\n \n 2. Stimulation Medications - Your ovaries will require some stimulation before\n your eggs can be retrieved. This is done using prescription medication.\n \n 3. Egg Retrieval - Egg retrieval is the visit when your eggs will be collected.\n \n 4. Anesthesia - Egg retrieval is a mild outpatient surgical procedure,\n typically using some form of anesthesia.\n \n 5. Cryopreservation/Vitrification - Once retrieved, your eggs will be frozen in\n liquid nitrogen to preserve them for use at a later time.\n \n 6. Storage - When the procedure is complete, you will need to store your eggs\n until you are ready to use them. You will need to pay the storage facility\n fees until you are ready to use your eggs.\n\nPayment Options for Egg Freezing Expenses\nFor many women, a potentially five-figure price tag causes hesitation. Before\nruling out the procedure due to cost, find out what options are available to you\nfor payment.\n\n * Employee Benefits - Find out if your employer provides any fertility\n assistance and if it includes egg freezing.\n \n * Health Insurance - This procedure is not typically covered by health\n insurance\n [/is-egg-freezing-covered-by-insurance-what-you-need-to-know-future-family/] \n unless there are extenuating circumstances, such as cancer. However, some\n portion of the process may still be covered and will lower your total cost.\n \n * FSA/HSA - There may also be instances, such as infertility, that allow you to\n use a flex spending account or health savings account to pay for egg\n freezing.\n \n * Family Members - You may not enjoy asking people for money, but keep in mind\n that your parents probably want grandchildren as much as you want children.\n Find out if they are willing to contribute a portion of the cost to freeze\n eggs.\n \n * Financing - You can also pay for this type of expenditure with a personal\n loan or other financing option.\n \n\nWhat Is the Best Age to Freeze Your Eggs?\nThe best time to freeze your eggs is in your late twenties, since fertility \ntends to decline around age thirty\n[https://www.acog.org/womens-health/faqs/having-a-baby-after-age-35-how-aging-affects-fertility-and-pregnancy#:~:text=By%20age%2030%2C%20fertility%20(the,is%20unlikely%20for%20most%20women.]\n. However, many women in their early-to-mid twenties freeze their eggs.\n\nAccording to The American Society of Reproductive Medicine (ASRM)\n[/when-should-i-freeze-my-eggs-for-my-future-family/], an optimal time to freeze\nyour eggs is in your 20’s and early 30’s. Simply put, the longer you wait, the\nlower your chances of having enough high-quality eggs. \n\nIf you have an underlying condition that can minimize your eggs’ quality and\nquantity, you may want to consider freezing your eggs sooner rather than later.\nThese conditions may include: \n\n * Autoimmune diseases\n * Sickle cell anemia\n * Upcoming medical treatments such as chemotherapy \n\nAnd of course, many women choose to pursue egg freezing for other reasons such\nas career or personal matters. Whatever the reason, freezing your eggs can be a\nviable way to control the timing of your pregnancy.\n\nHow Long Does Freezing Eggs Take?\nIt takes about three weeks to complete the egg freezing cycle. The process of\nretrieving your eggs is similar to the first phase of IVF\n[https://www.futurefamily.com/ivf]. It includes:\n\n * One to two weeks of birth control pills\n * Nine to ten days of hormone injections \n\nWhen your eggs mature, they are removed while you are under intravenous\nsedation, and the eggs are immediately frozen. Most women freeze their eggs for\nfive to ten years. But some babies have been born from frozen eggs stored for\nover 14 years.\n\nWhen you are ready for pregnancy, the eggs are: \n\n * Thawed\n * Injected and fertilized by sperm in a lab\n * Transferred to your uterus as an embryo\n\nIs Egg Freezing Worth It?\nYes, egg freezing is worth it. It’s a great option for those looking to control\nthe timing of their pregnancy, and more importantly, it gives them the\nopportunity to start the family they deserve. \n\nHere are some more benefits to egg freezing: \n\n * It gives you the opportunity to become a biological parent.\n * If you have a genetic condition such as ovarian aneuploidy, egg freezing can\n help you reduce the risk\n [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4467930/] of having kids with\n chromosomal abnormalities. \n * It’s an option for women who want children but do not have a partner yet. \n * It takes away the pressure to find the right partner in time so you can focus\n on your priorities.\n * It puts things under your control. The idea of having children can feel like\n a lot with societal and familial pressures. Egg freezing puts these at ease\n and ultimately does what matters most—putting you and your choices first.\n\nFinance Your Egg Freezing\nFuture Family [https://www.futurefamily.com/egg-freezing] provides customized\nfinancing to enable you to have your eggs frozen. We can help you with an\naffordable payment plan to cover the cost to freeze eggs, as well as clinical\nvisits, medication, and storage. We’ll even handle the payments you owe to\nmultiple providers, leaving you with just one payment and significantly less\nstress.\n\nGet started today\n[https://app.futurefamily.com/get-started?intro=services&stages=profilePrequal&completed=dashboard,fnc] \nto learn more about how much it costs to have your eggs frozen and how Future\nFamily can help you fit egg freezing into your financial plan.","html":"Fertility IQ estimates the total cost to freeze eggs is around $15,000 to $20,000 per cycle, and many women opt for two cycles. However, planning and researching providers will help you find the safest and most affordable options.
If you’ve been having trouble conceiving, rest assured, this doesn’t mean starting a family is no longer an option. You can take action now to invest in your future family and give it your best shot when the time is right. Consult with your doctor to find out if freezing your eggs is a good option for you.
In the meantime, take a few minutes to learn about the process, including how much it costs to freeze eggs.
How much it is to freeze your eggs involves understanding the various components. Factor in the following items when estimating the cost of your egg retrieval and storage:
For many women, a potentially five-figure price tag causes hesitation. Before ruling out the procedure due to cost, find out what options are available to you for payment.
The best time to freeze your eggs is in your late twenties, since fertility tends to decline around age thirty. However, many women in their early-to-mid twenties freeze their eggs.
According to The American Society of Reproductive Medicine (ASRM), an optimal time to freeze your eggs is in your 20’s and early 30’s. Simply put, the longer you wait, the lower your chances of having enough high-quality eggs.
If you have an underlying condition that can minimize your eggs’ quality and quantity, you may want to consider freezing your eggs sooner rather than later. These conditions may include:
And of course, many women choose to pursue egg freezing for other reasons such as career or personal matters. Whatever the reason, freezing your eggs can be a viable way to control the timing of your pregnancy.
It takes about three weeks to complete the egg freezing cycle. The process of retrieving your eggs is similar to the first phase of IVF. It includes:
When your eggs mature, they are removed while you are under intravenous sedation, and the eggs are immediately frozen. Most women freeze their eggs for five to ten years. But some babies have been born from frozen eggs stored for over 14 years.
When you are ready for pregnancy, the eggs are:
Yes, egg freezing is worth it. It’s a great option for those looking to control the timing of their pregnancy, and more importantly, it gives them the opportunity to start the family they deserve.
Here are some more benefits to egg freezing:
Future Family provides customized financing to enable you to have your eggs frozen. We can help you with an affordable payment plan to cover the cost to freeze eggs, as well as clinical visits, medication, and storage. We’ll even handle the payments you owe to multiple providers, leaving you with just one payment and significantly less stress.
Get started today to learn more about how much it costs to have your eggs frozen and how Future Family can help you fit egg freezing into your financial plan.
Women struggling with fertility issues can often have complicated relationships with their bodies. Women have been told for centuries that their bodies are built to get pregnant, but what happens when it’s not working? For Ellaine Laboy, her fertility journey changed from being frustrated with her body to loving it.
![](\"https://d2otz9izzt81os.cloudfront.net/2020/09/Ellaine3.jpg\")
Ellaine and her husband Joel were high school sweethearts who met more than 16 years ago in Puerto Rico. Early in their marriage, Ellaine was determined to focus on her education with a goal of being a psychologist instead of starting a family.
When the couple moved away from their family in Peurto Rico to Utah for Joel’s career, Ellaine was focused on her education more than getting pregnant. However, when Joel was offered a job in Houston, which was much closer to Puerto Rico, something in Ellaine changed. She had only a year left on her Masters in industrial psychology, but for some reason, her drive for her career wasn’t as urgent as she once felt. She realized that what she wanted more than anything was a baby and to become a mother before she turned 30.
Joel was ecstatic with this news, and they started trying to get pregnant immediately. After several months of trying, Ellaine went to talk to her OB/GYN, who told Ellaine that at her age of 27 and her body being in such good health, she should have no problem getting pregnant. But when Ellaine returned to her OB/GYN not pregnant a year later, she was referred to a fertility clinic.
Initially, going to a fertility clinic was too scary and expensive for Ellaine to consider. It took her almost five months to finally schedule an appointment. She and her husband felt overwhelmed during the first consultation and the diagnosis of “unexplained infertility”. Joel had a good sperm count and Ellaine had a high egg count and no fibroids. IVF felt like a big undertaking, so they decided to wait.
![](\"https://d2otz9izzt81os.cloudfront.net/2020/09/Ellaine6.jpg\")
During this time, Joel’s mother became sick and unfortunately died on Christmas 2018. When Joel and Ellaine returned to Puerto Rico, they were surrounded by family. Although he felt at peace with his mother passing, being around his family again made him realize he was still missing something. Joel wanted to be a father and start his own family.
Ellaine and Joel committed again to fertility treatments. To help improve her mind and body for the next stage, Ellaine focused on eating more healthy, using organic products and started therapy as well as acupuncture.
She went to Houston Fertility Institute, and under the careful guidance of Dr. Kim started with IUIs, but there were issues because Ellaine was an “over responder”, meaning her ovarian reserve was so good, that she was producing too many eggs. This meant there was a high risk of Ellaine becoming pregnant with multiple babies. However, this response is great for IVF. The couple decided to move forward with IVF so they could control the number of embryos and have a higher chance of success.
![](\"https://d2otz9izzt81os.cloudfront.net/2020/09/Ellaine4.jpg\")
Houston Fertility Institute recommended Future Family as a possible way to finance Ellaine’s IVF treatment. She had heard about the company through her Facebook fertility groups, who loved Future Family for its additional fertility coaching support as well as the low-interest rates and bill pay management.
“We could have used credit cards or taken the money out of our 401K, but neither of those options included access to a fertility coach. I had so many questions of what is normal and instead of going down a Google rabbit hole, I could talk to a Future Family fertility coach, which calmed me down so much. IVF looks so scary from the outside, but having someone to hold your hand while going through it was a lifesaver.”
During the egg retrieval prep time, Ellaine had a lot of doubt about IVF. But on the day of the retrieval, she decided to do something extraordinary. She thanked her body and focused on loving it. It was with this step that changed her mindset because she knew her body was working hard for her. Her body responded with 29 eggs that led to 18 frozen embryos.
![](\"https://d2otz9izzt81os.cloudfront.net/2020/09/Ellaine2.jpg\")
On Oct. 23rd, she had her egg transfer and waited almost two weeks before succumbing to an at-home pregnancy test. To her amazement, two strong lines appeared in seconds. After four years of trying, Ellaine was finally pregnant.
For Ellaine, the rest of 2019 was spent with morning sickness and joy knowing that her body was caring for her baby. In 2020 the pandemic turned her weekly doctor appointments into zoom calls. Every month her body made room for her growing baby, making Ellaine more connected to her body and filling her with gratitude.
One day in June, Ellaine had a bad case of heartburn, which had never been an issue during her pregnancy. Something deep down in her body told her that something was off. She called her doctor, who asked her to go to the hospital. For some reason, Ellaine packed her hospital bag and headed there. It turned out that she had an inflamed liver and needed to have her baby that night. Induction would be too much stress on the baby, so she had a c-section and a couple of hours later, she was holding her perfect baby boy weighing in at 5 lbs and 6 oz. Ellaine listened to her body and it made all the difference in delivering her healthy perfect son.
![](\"https://d2otz9izzt81os.cloudfront.net/2020/09/Ellaine5-1.jpg\")
Over the past few years, Ellaine’s relationship with her body changed from frustration to love during her journey to become a mother. She trusted and loved her body even when it was challenging to do. Almost five years later, the end result of her sweet baby boy was well worth the wait.
Like many couples, Ebonee and Daniel met through mutual friends. But it was when they started following each other on Instagram that sparks started to fly. Ebonee was immediately charmed by Daniel’s pictures of his daughter, Hayden from a previous relationship. When Daniel asked her out on a date, Ebonee said yes. That first date went so well, many more followed and soon they were moving as a couple to Las Vegas from their original home town of Los Angeles.
Ebonee not only fell into love with Daniel but with his daughter and started to think about having a baby. She discussed it with Daniel and they decided to start trying to get pregnant. After a year and a half of negative pregnancy tests, they knew they needed help. At the Fertility Clinic of Las Vegas, the couple took several tests, including a simulation test, where they discovered that Ebonee’s left tube was closed, making it very hard to conceive.
It was time to start looking at alternatives ways to get pregnant, like IVF.
![](\"https://storage.googleapis.com/futurefamily-blog/direct_uploads/1570489965_future-family-las-vegas-drew-bird-140_r.jpg\")
Ebonee and Daniel felt overwhelmed by IVF. Not just the actual process itself, but also how to pay for it. While online one night, Ebonee read about Future Family.
“When I heard about Future Family I thought it was too good to be true,” Ebonee said, “I didn’t think It was real. I didn’t think someone actually cared about my situation. They gave me hope when I felt hopeless.”
Ebonee talked with Claire Tomkins, CEO and founder of Future Family, about her situation and the two bonded over wanting to become mothers. Future Family provided not only a manageable financial plan for Ebonee and Daniel to start IVF treatments, but also partnered her with a dedicated Fertility Coach, Christy, to support her through the IVF cycle.
![](\"https://storage.googleapis.com/futurefamily-blog/direct_uploads/1570490202_future-family-las-vegas-drew-bird-099_r.jpg\")
For Daniel and Ebonee, Christy became an essential guide through the IVF process. When they left the pharmacy with multiple medications and needles, they didn’t know what to do. Fearing he would do it wrong and hurt her, Daniel was nervous about giving Ebonee her first injection. Christy came to the rescue, walking him through the first injection, watching him on Facetime to make sure he got it right.
Their Fertility Coach also set them up on a schedule making sure they took the right meds at the right times so that there would be no margin for error going into the embryo transfer.
Christy was also there to answer Ebonee’s many questions. Everything from, “what is the difference between hCG and HSG” to “is this a symptom of pregnancy?”
Soon after the embryo transfer, Ebonee had to find out whether or not she was pregnant. She took a pregnancy test and when it came back positive she almost couldn’t believe it. She was pregnant! Ten days later, it was confirmed by the doctor. At the first sonogram, they saw their baby, as small as a jelly bean and knew it was real.
![](\"https://storage.googleapis.com/futurefamily-blog/direct_uploads/1570490314_future-family-las-vegas-drew-bird-180_r.jpg\")
Even though Ebonee suffered from nausea and couldn’t stand the smell of meat, she cruised through her pregnancy with ease giving birth in October to a beautiful baby girl, Kali.
The past year has been a whirlwind for Daniel and Ebonee of swaddling, hugging, kissing, loving and enjoying this wonderful little person.
Kali just had her first birthday and is clearly a beloved addition to her family. According to Ebonee, Kali lights up a room with her big smile and happy personality and says that she just started walking and recently sprouted two perfect little teeth. She also loves playing with her big sister and dancing to Baby Shark.
“Future Family became my support and ultimately allowed me to feel what it feels like to experience unconditional love . . . A beautiful baby girl. I can not thank them enough for her.”
Thank you, Ebonee, for sharing your story with us and we hope it inspires others. We look forward to more updates and seeing how Kali, Ebonee, and Daniel are doing in the future.
Photography by: Drew Bird Photography
","url":"https://blog.futurefamily.com/customer-story-ebonee-daniel-share-their-path-to-parenthood/","uuid":"378526ca-8b57-47f0-8ce5-9bda0414e107","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"5dcc605e28e7810001cdc84c"}},{"node":{"id":"Ghost__Post__5df949dd3c9f0f0001a5d142","title":"Future Family Review: Sabrina and Robby","slug":"future-family-review-sabrina-and-robby","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2019/12/future-family-san-antonio-2019-drew-bird-253_r.jpg","excerpt":"How IVF financing with Future Family was the solution for Sabrina and Robby","custom_excerpt":"How IVF financing with Future Family was the solution for Sabrina and Robby","created_at_pretty":"Dec 17, 2019","published_at_pretty":"Dec 19, 2019","updated_at_pretty":"Dec 19, 2019","created_at":"2019-12-17T13:34:21.000-08:00","published_at":"2019-12-19T08:41:30.000-08:00","updated_at":"2019-12-19T08:41:30.000-08:00","meta_title":null,"meta_description":null,"og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Leslie Van Every","slug":"leslie","bio":null,"profile_image":null,"twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Customer Success","slug":"customer-success","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},{"name":"Stories","slug":"stories","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"When Sabrina was trying to have a second child with her husband, Robby, they\nweren’t sure if they were going to be able to afford IVF in the timeline they\nwanted. An ad on Facebook led her to Future Family, who created a plan to not\nonly help finance their IVF cycle but offered her a full team of experts to make\nher IVF experience as easy and smooth as possible. Future Family’s digital\nsolution allowed her to manage her care from the comfort of her own home. Here’s\nher story.\n\nPhotos by Drew Bird Photography [https://www.drewbirdphoto.com/].\n\nWhen Sabrina moved back to her home town in Texas to be closer to family, she\ndidn’t know she was going to meet the love of her life. She started hanging out\nwith her old high school friends, but one friend, Robby, a strawberry blonde\nlandscape architect, quickly stood out.\n\nSabrina was immediately charmed by not only how sweet Robby was to her, but to\nher son, Ryan, from a previous relationship. Whether it was watching the Dallas\nCowboys together or working on his race cars, Robby included Ryan, which created\na strong bond between them.\n\nIn 2016, Sabrina and Robby began building a house together with family in mind.\nFrom the large living space for entertaining relatives to a potential nursery,\nthe house was going to be the perfect home for Sabrina, Robby, Ryan, and\nhopefully a new baby. They finished their new home just in time to have their\nwedding ceremony in the backyard with Ryan as the ring bearer in January 2017. \n\n\nOnce Sabrina and Robby were married, they started tracking her ovulation to\nconceive a child together. However, after several months of trying and negative\npregnancy tests, they began to think about getting help. That’s when Sabrina and\nRobby turned to the Fertility Center of San Antonio. After extensive tests, they\nrealized that IVF was going to be their best option for having a baby. \n\n\n\nHow Future Family was so much more than a loan, but the IVF solution they\nneeded\n\n\nAs is often the case, IVF is a more expensive option but does have a higher\nsuccess rate than IUI or other options\n[https://www.futurefamily.com/faq/fertility]. Financially, it wasn’t the best\ntime, since they just finished building their house, so they made a goal of\nsaving money specifically for the IVF treatment and waiting a year before moving\nforward with IVF. That timeline wasn’t working for Sabrina as Ryan was already\neight and she and Robby wanted their children to be closer in age.\n\nOne day on Facebook, Ryan’s aunt tagged Sabrina in an ad for Future Family\n[https://www.futurefamily.com/] and she knew that this was the missing link to\ncreating the family she dreamed about. She and Robby had a “rainy day fund” that\nthey could use to move forward with IVF immediately, but there was something\nabout letting go of that huge chunk of money. It just didn’t seem like a prudent\nfinancial decision to empty out their savings. But monthly payments like a car\npayment? That seemed doable and it worked with her tighter timeline.\n\n\nSabrina had a team of experts to help her through IVF\n\n\nOne of the best benefits of working with Future Family is your dedicated \nFertility Coach [/four-ways-a-fertility-coach-can-improve-your-ivf-experience/].\nEach Fertility Coach at Future Family is a registered nurse with an average of\n5+ years in fertility healthcare. This means that Sabrina had someone she could\ncall after clinic hours or on the weekends when she had questions. It also means\nthat someone else was making sure she was taking her medications to lower any\nchances for medication issues to occur. Sabrina was set up with her Future\nFamily Fertility Coach, Christy, who created special color-coded spreadsheets to\nmake sure that she was taking the right medicines at the right time. Sabrina\nloved how organized Christy was and that she had a direct line to someone to\nanswer all of her IVF-related questions.\n\n\nFuture Family also handled another stress point for Sabrina and her family as\nthey were going through IVF: bill pay management. Sabrina didn’t have to even go\nto the payment desk at the fertility desk because Future Family took care of\npaying the bills directly, saving time and stress, so she could focus on her IVF\ntreatment.\n\n\nSabrina had a positive feeling...\n\n\nAfter the IVF treatment embryo transfer, Sabrina felt she was pregnant and\ncouldn’t resist taking a pregnancy test that proved that her feelings were\ncorrect. During the first ultrasound, Robby was blown away to actually see his\nbaby that was roughly the size of a pin.\n\nIn October 2018 Sabrina, Robby, and Ryan welcomed the newest member of their\nfamily, Brooklyn. It was love at first sight for each member of the family. Big\nbrother, Ryan had been asking for a baby sister for years and presented Brooklyn\nwith a bear he made for her. One of the best parts of that day for Sabrina has\nbeen watching Robby soak up being a parent and the deep pride that emanated from\nhim just holding his first-born child.\n\n\n> “In that hospital room, I watched love multiply immediately to become a family\nof four from a family of three,” Sabrina said. “It felt so right.”\nBrooklyn just turned one with a big safari-themed birthday party. She loves to\nclimb everything from the couch to the little slide her grandparents bought her.\nAlthough Brooklyn can be a little shy when meeting new people, once she is\ncomfortable, she’s all smiles and giggles. She likes to spend her days with\nfamily, laughing and smiling and walking all over the house. Whether she’s\ndancing to “Hot Potato” or following her big brother around the backyard she’s\nadded so much joy to her family.\n\nWith doting grandparents and relatives so close by, Robby and Sabrina have all\nthe babysitters they need, but they enjoy being home with each other in the\nlovely house they built, spending time together with the family they wanted.\n\nSabrina and Robby’s home may get a bit of remodeling soon, as Sabrina is\ncurrently pregnant again! A surprise but very welcome addition to the family is\nexpected in 2020. It might be a tight fit for three children in their home, but\nSabrina and Robby are happy to expand their love to fit a new family member.\nAfter all, this house was built to be a home filled with love.\n\nPhotos by Drew Bird Photography [https://www.drewbirdphoto.com/].","html":"When Sabrina was trying to have a second child with her husband, Robby, they weren’t sure if they were going to be able to afford IVF in the timeline they wanted. An ad on Facebook led her to Future Family, who created a plan to not only help finance their IVF cycle but offered her a full team of experts to make her IVF experience as easy and smooth as possible. Future Family’s digital solution allowed her to manage her care from the comfort of her own home. Here’s her story.
Photos by Drew Bird Photography.
When Sabrina moved back to her home town in Texas to be closer to family, she didn’t know she was going to meet the love of her life. She started hanging out with her old high school friends, but one friend, Robby, a strawberry blonde landscape architect, quickly stood out.
Sabrina was immediately charmed by not only how sweet Robby was to her, but to her son, Ryan, from a previous relationship. Whether it was watching the Dallas Cowboys together or working on his race cars, Robby included Ryan, which created a strong bond between them.
In 2016, Sabrina and Robby began building a house together with family in mind. From the large living space for entertaining relatives to a potential nursery, the house was going to be the perfect home for Sabrina, Robby, Ryan, and hopefully a new baby. They finished their new home just in time to have their wedding ceremony in the backyard with Ryan as the ring bearer in January 2017.
![](\"https://d2otz9izzt81os.cloudfront.net/2019/12/223.jpg\")
Once Sabrina and Robby were married, they started tracking her ovulation to conceive a child together. However, after several months of trying and negative pregnancy tests, they began to think about getting help. That’s when Sabrina and Robby turned to the Fertility Center of San Antonio. After extensive tests, they realized that IVF was going to be their best option for having a baby.
How Future Family was so much more than a loan, but the IVF solution they needed
As is often the case, IVF is a more expensive option but does have a higher success rate than IUI or other options. Financially, it wasn’t the best time, since they just finished building their house, so they made a goal of saving money specifically for the IVF treatment and waiting a year before moving forward with IVF. That timeline wasn’t working for Sabrina as Ryan was already eight and she and Robby wanted their children to be closer in age.
One day on Facebook, Ryan’s aunt tagged Sabrina in an ad for Future Family and she knew that this was the missing link to creating the family she dreamed about. She and Robby had a “rainy day fund” that they could use to move forward with IVF immediately, but there was something about letting go of that huge chunk of money. It just didn’t seem like a prudent financial decision to empty out their savings. But monthly payments like a car payment? That seemed doable and it worked with her tighter timeline.
Sabrina had a team of experts to help her through IVF
One of the best benefits of working with Future Family is your dedicated Fertility Coach. Each Fertility Coach at Future Family is a registered nurse with an average of 5+ years in fertility healthcare. This means that Sabrina had someone she could call after clinic hours or on the weekends when she had questions. It also means that someone else was making sure she was taking her medications to lower any chances for medication issues to occur. Sabrina was set up with her Future Family Fertility Coach, Christy, who created special color-coded spreadsheets to make sure that she was taking the right medicines at the right time. Sabrina loved how organized Christy was and that she had a direct line to someone to answer all of her IVF-related questions.
![](\"https://d2otz9izzt81os.cloudfront.net/2019/12/056.jpg\")
Future Family also handled another stress point for Sabrina and her family as they were going through IVF: bill pay management. Sabrina didn’t have to even go to the payment desk at the fertility desk because Future Family took care of paying the bills directly, saving time and stress, so she could focus on her IVF treatment.
Sabrina had a positive feeling...
After the IVF treatment embryo transfer, Sabrina felt she was pregnant and couldn’t resist taking a pregnancy test that proved that her feelings were correct. During the first ultrasound, Robby was blown away to actually see his baby that was roughly the size of a pin.
In October 2018 Sabrina, Robby, and Ryan welcomed the newest member of their family, Brooklyn. It was love at first sight for each member of the family. Big brother, Ryan had been asking for a baby sister for years and presented Brooklyn with a bear he made for her. One of the best parts of that day for Sabrina has been watching Robby soak up being a parent and the deep pride that emanated from him just holding his first-born child.
“In that hospital room, I watched love multiply immediately to become a family of four from a family of three,” Sabrina said. “It felt so right.”
Brooklyn just turned one with a big safari-themed birthday party. She loves to climb everything from the couch to the little slide her grandparents bought her. Although Brooklyn can be a little shy when meeting new people, once she is comfortable, she’s all smiles and giggles. She likes to spend her days with family, laughing and smiling and walking all over the house. Whether she’s dancing to “Hot Potato” or following her big brother around the backyard she’s added so much joy to her family.
With doting grandparents and relatives so close by, Robby and Sabrina have all the babysitters they need, but they enjoy being home with each other in the lovely house they built, spending time together with the family they wanted.
Sabrina and Robby’s home may get a bit of remodeling soon, as Sabrina is currently pregnant again! A surprise but very welcome addition to the family is expected in 2020. It might be a tight fit for three children in their home, but Sabrina and Robby are happy to expand their love to fit a new family member. After all, this house was built to be a home filled with love.
![](\"https://d2otz9izzt81os.cloudfront.net/2019/12/215.jpg\")
Photos by Drew Bird Photography.
","url":"https://blog.futurefamily.com/future-family-review-sabrina-and-robby/","uuid":"8c52a008-3a48-4900-81a8-8b61b7324aa3","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"5df949dd3c9f0f0001a5d142"}},{"node":{"id":"Ghost__Post__5df19ad5c872f30001b779e1","title":"How much does IVF cost with Future Family","slug":"how-much-does-ivf-cost-with-future-family","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2019/12/How-much-does-IVF-cost-with-IVF.jpg","excerpt":"The high cost of IVF shouldn't prevent you from starting your family. We are making IVF more affordable –check out the ways we lower the total IVF cost. ","custom_excerpt":"The high cost of IVF shouldn't prevent you from starting your family. We are making IVF more affordable –check out the ways we lower the total IVF cost. ","created_at_pretty":"Dec 12, 2019","published_at_pretty":"Dec 12, 2019","updated_at_pretty":"Mar 08, 2024","created_at":"2019-12-11T17:41:41.000-08:00","published_at":"2019-12-12T10:40:39.000-08:00","updated_at":"2024-03-08T14:47:54.000-08:00","meta_title":"How much does IVF cost with Future Family","meta_description":"The high cost of IVF shouldn't prevent you from starting your family. We are making IVF more affordable –check out the ways we lower the total IVF cost. ","og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Nina Wingert","slug":"nina","bio":null,"profile_image":"//www.gravatar.com/avatar/8a76053c5933ad75215623743f9be352?s=250&d=mm&r=x","twitter":null,"facebook":null,"website":null}],"primary_author":{"name":"Nina Wingert","slug":"nina","bio":null,"profile_image":"//www.gravatar.com/avatar/8a76053c5933ad75215623743f9be352?s=250&d=mm&r=x","twitter":null,"facebook":null,"website":null},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"How much does IVF cost with Future Family\n\nThe average cost of IVF treatment cost per cycle is $12,000\n[https://www.verywellfamily.com/how-much-does-ivf-cost-1960212], but that is\njust the clinic cost. It doesn’t include pre-testing, medication, genetic\ntesting, or any donor services, which can increase the cost of IVF by thousands\nof dollars per cycle. Although there are many ways to prepare for IVF\n[/five-steps-to-prepare-for-ivf/] treatment, figuring out how much does IVF cost\ncan potentially make the dream of having a baby seem further out of reach.\nHowever, we are here to help.\n\nOur Mission: Reducing the Cost of IVF\nand Fertility Treatments\nWe want to make IVF and Fertility Treatment more accessible and more affordable.\nWhy? The number of women, men, and couples that are seeking fertility treatments\nis rapidly increasing. It’s also personal – many of us at Future Family have\nbeen through fertility treatments, so we are creating affordable IVF financing\noptions and support [https://www.futurefamily.com/ivf] that we wish we had had\nwhile seeking IVF and fertility treatments.\n\n\nLowering the Cost of IVF\nWe understand the frustrations of trying to conceive and the last thing that\nneeds to be on your mind is suffering an outlandish fee. Below we explore how\nFuture Family can help lower the cost of IVF:\n\n\n 1. Medication planning and discounts: The cost of IVF medications\n [https://www.goodrx.com/blog/ivf-in-vitro-fertilization-medications-cost/] \n can range from $4,000-$11,000, depending on your treatment plan. Your \n fertility coach\n [/four-ways-a-fertility-coach-can-improve-your-ivf-experience/] will help\n you order the necessary amount so you don’t waste money on fertility\n medications. To save even more money, you will receive up to 15% discount on\n fertility meds from our partner pharmacies.\n \n 2. Low-Interest rates and no prepayment penalties: If you put the full IVF cost\n on a credit card or personal loan, you run the risk of paying up to 28% in\n monthly interest. We’ll save you the added cost with some of the lowest\n interest rates you will find. And if you’re ready to pay off your loan or\n pay it down faster, there are absolutely no prepayment penalties.\n \n 3. Share the cost with a family member: Our Grandbaby Loan\n [/press-release-future-familly-launches-grandbaby-plan-to-pay-for-ivf/] \n allows a family member to take out a fertility loan in their name, to help\n you pay for IVF. With an average cost of $15,000 per cycle, the Grandbaby\n Plan opens up doors to all family members who want to help financially, and\n in turn, allows more people to qualify for Future Family’s financing plans.\n \n\nWe get it. Infertility treatments can be overwhelming – that’s why we want to\nhelp make it easier. When you get started with Future Family, we will walk you\nthrough the total IVF cost and every line item of your plan, so you have peace\nof mind from the get-go. Starting with a Future Family loan can help in the long\nrun as you can save money for things you will need once you get pregnant like\ndoctor visits. \n\n\nGet Started With Affordable IVF and Fertility Treatment Plans From Future Family\n\nThe high cost of IVF is the number one barrier why most don’t end up moving\nforward [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4149461/#__sec2title]. Let\nus take off some of the financial burden so you can focus on you and your future\nfamily.Get Started\n[https://app.futurefamily.com/get-started?intro=services&stages=profilePrequal&completed=dashboard,fnc] \ntoday and learn how much IVF costs and how Future Family can help you get an\namazing rate!\n\n\nPrequalify today\n[https://app.futurefamily.com/prequalify?utm_source=Mailchimp&utm_medium=Prequalify%20-%20How%20to%20lower%20the%20cost%20of%20IVF&utm_campaign=Blog]\n\n\n\n\n\n\n\nPrequalify today\n[https://app.futurefamily.com/prequalify?utm_source=Mailchimp&utm_medium=Prequalify%20-%20How%20to%20lower%20the%20cost%20of%20IVF&utm_campaign=Blog]\n\n [https://www.futurefamily.com/ivf]","html":"How much does IVF cost with Future Family
The average cost of IVF treatment cost per cycle is $12,000, but that is just the clinic cost. It doesn’t include pre-testing, medication, genetic testing, or any donor services, which can increase the cost of IVF by thousands of dollars per cycle. Although there are many ways to prepare for IVF treatment, figuring out how much does IVF cost can potentially make the dream of having a baby seem further out of reach. However, we are here to help.
We want to make IVF and Fertility Treatment more accessible and more affordable. Why? The number of women, men, and couples that are seeking fertility treatments is rapidly increasing. It’s also personal – many of us at Future Family have been through fertility treatments, so we are creating affordable IVF financing options and support that we wish we had had while seeking IVF and fertility treatments.
We understand the frustrations of trying to conceive and the last thing that needs to be on your mind is suffering an outlandish fee. Below we explore how Future Family can help lower the cost of IVF:
We get it. Infertility treatments can be overwhelming – that’s why we want to help make it easier. When you get started with Future Family, we will walk you through the total IVF cost and every line item of your plan, so you have peace of mind from the get-go. Starting with a Future Family loan can help in the long run as you can save money for things you will need once you get pregnant like doctor visits.
The high cost of IVF is the number one barrier why most don’t end up moving forward. Let us take off some of the financial burden so you can focus on you and your future family. Get Started today and learn how much IVF costs and how Future Family can help you get an amazing rate!
![\"How-much-does-IVF-cost-with-IVF--pin--1\"](\"https://d2otz9izzt81os.cloudfront.net/2019/12/How-much-does-IVF-cost-with-IVF--pin--1.jpg\")
IVF is growing in popularity every year, bringing more than eight million babies into the world so far. There are many reasons in preparing for IVF’s growing popularity, such as people waiting to start their families later in life. Even couples in their early 20s can have issues getting pregnant, like blocked fallopian tubes or low sperm count; both of these and other infertility issues can be solved with IVF or other infertility treatments.
It takes some careful consideration to figure out if IVF is the right option for you and your significant other. You might have started to think about IVF after trying to conceive for 6 to 12 months without any success. We know that there is nothing more frustrating when you’ve been trying to have a baby for a while than that negative pregnancy test, only to have to repeat the same process for yet another month.
You know it’s time to do something, but understanding where to start is only half the battle. We’ve created the following guide to help you in preparation for IVF treatment, and we hope it will make it easier for you to decide if IVF is the right option for you.
Before you start thinking about an IVF treatment plan, sit down with your partner and discuss possible next steps and different ways to conceive. It’s important to make sure you’re both on the same page before moving forward with IVF or any type of assisted reproductive technology. Take into consideration your own personal timeline, living situation, workload/travel, financial obligations, and everything that would be impacted by moving forward with IVF. Here are a few questions to get the conversation started:
“When people start researching IVF prep online, it can become very overwhelming very fast,” said Nicole Fry, a registered fertility nurse and Head of Care Management at Future Family. “There’s a lot of contradictory info on the Internet – like personal blogs and opinion pieces – that may not be relevant to your situation causing anxiety levels to go through the roof.”
A great place to start is going to a professional, like a Fertility Coach or a doctor. They are a terrific resource for more details about what the IVF process is like and things to consider when reviewing and discussing your fertility plan. They may have insights and solutions you hadn’t even thought of. Even though both are trained professionals, it is good to know the difference between the two so you know who to turn to when you have questions.
Fertility Coaches are there to provide you with help for the whole person. They help women with infertility issues through managment of diet, stress, and decisions on infertility treatment. A doctor on the otherhand are there to give you diagnostic care and medical advice. So, when deciding to go through IVF procedures, look into having a fertility coach to guide you along the way.
In order to get personalized next steps, you need to understand your fertility health first. The best way to accomplish this is to go to a fertility clinic near you and get tested. A fertility assessment can answer so many questions, giving you the right information you need to become pregnant. Please remember that your partner will also need to get tested.
One of the best fertility tests you’ll take as part of your fertility testing to measure levels of your follicle-stimulating hormone (FSH). This number actually goes up as your egg count goes down, so it can be another indication as to whether your “ovarian reserve,” or the number of eggs you have left, is normal for your age. You’ll probably take an Estradiol test, along with the FSH test to help interpret the FSH levels.
Your fertility testing could include a pelvic exam as well as an ultrasound to look at your ovaries and uterus. You may even need to track your ovulation patterns as part of the testing as well.
Pro tip: To get the most of your appointment with your fertility specialist, make sure to research and create a list of questions about a potential IVF treatment plan.
Once you have determined if IVF is right for you, it’s time to take a look at your finances. Don’t be afraid of the IVF cost, there are many different ways to pay while preparing for IVF.
First, check to see if your health insurance covers IVF costs. Although most fertility treatments are not covered under insurance, it is worth checking before moving forward. If you live in one of these states, you may be eligible for coverage. More and more companies are now offering fertility coverage through employee benefits – chat with your HR representative to see what your company’s policies are.
Although the average clinic cost for IVF in the U.S. can vary from $10,000 to $20,000, there are additional IVF costs to consider. Some of the added expenses include medication and genetic embryo testing, which can add thousands of dollars to the initial IVF cost estimate. Even if your insurance covers part of the cost, chances are you’ll still have some IVF bills you need help paying.
Lastly, remember that the most important thing in looking up how to prepare for IVF financing is to find a way to pay for IVF that works for you. Be wary of putting your IVF bills on a credit card, as even 0% cards for the first year will go up to 25% interest or more later. Be careful to not tap into a rainy day fund which can leave you empty handed when an emergency happens.
Through Future Family, you can find affordable and flexible plans to help you meet your IVF treatment goals. We work with you by porviding loans for the treatment costs. We understand the stress that can come from infertility and created these plans with you in mind. Being that some of us at Future Family has been through infertility, we know what helps and have loan options to fit your needs. Find out about our IVF plans today!
Going through IVF can be stressful. Although your fertility clinic will take care of the medical side, it’s important to make sure you have a network of people you trust to support you along the way.
Consider how many people you want involved in knowing the details of your IVF treatment. If you have a friend who has gone through IVF, think about reaching out to her for advice. Using a Fertility Coach is a great investment as well, who can be a trusted resource as you go through the experience.
Future Family can help get you ready for IVF
We know that these five steps are big ones and that many people need guidance before they even start IVF. Researching everything – from finding the right fertility clinic near you that meets all of your needs to figuring out the best way to pay for IVF – is a daunting task for most people. That’s why Future Family created its Membership program to help people find the best solutions to help grow their family.
At Future Family, our team is specialized in figuring out whether or not IVF is the right choice for you. Future Family client Keely Anson shared, “The (Future Family Membership) would provide everything needed for a guided fertility journey – a dedicated fertility nurse, a roadmap, a referral to a clinic/doctor and if needed, a future financial plan. I knew this was exactly what my husband and I needed.” You can also read about her experience with Future Family’s Membership.
When you join Future Family, you get:
We understand that sometimes you just need to talk to someone to see if IVF is the right choice for you. That’s why Future Family offers you a free 15-minute nurse consultation with a Fertility Coach to help answer your initial questions on why you may not be getting pregnant.
For more information on Future Family’s Membership or affordable ways to pay for IVF costs, please go to www.futurefamily.com for more information.
![](\"https://d2otz9izzt81os.cloudfront.net/2019/12/Five-steps-to-prepare-you-for-IVF--pin-.png\")
Picture this: You’ve just finished an appointment at the fertility clinic, and as you are packing up to head out, your nurse says nonchalantly, “Make sure to swing by the billing desk before you leave.” A feeling of dread overcomes you. The last thing you want to deal with after being poked and prodded for the nth time is medical bills. You approach the billing desk feeling anxious and uncertain about what your bill is going to be and if you will be able to pay for it.
Now, picture this same scenario, but you are a Future Family client. No sweat – your bills are covered. You pack up your things and are on your way back to your life.
It’s time to part ways with the billing desk.
Still looking to get started? Prequalify today.
","url":"https://blog.futurefamily.com/how-future-family-pays-for-your-fertility-care/","uuid":"d07b92b3-bc31-439e-a482-45d4262ba0a7","page":null,"codeinjection_foot":null,"codeinjection_head":null,"codeinjection_styles":null,"comment_id":"5ddeb006a398860001f23bbc"}},{"node":{"id":"Ghost__Post__5dddc4d2a398860001f239f9","title":"What is covered in an IVF loan?","slug":"what-is-covered-in-an-ivf-loan","featured":false,"feature_image":"https://d2otz9izzt81os.cloudfront.net/2019/11/next1.jpg","excerpt":"We show you exactly how Future Family plans cover your IVF treatment payment.","custom_excerpt":"We show you exactly how Future Family plans cover your IVF treatment payment.","created_at_pretty":"Nov 27, 2019","published_at_pretty":"Oct 24, 2019","updated_at_pretty":"Mar 08, 2024","created_at":"2019-11-26T16:35:30.000-08:00","published_at":"2019-10-24T16:38:00.000-07:00","updated_at":"2024-03-08T14:45:52.000-08:00","meta_title":null,"meta_description":null,"og_description":null,"og_image":null,"og_title":null,"twitter_description":null,"twitter_image":null,"twitter_title":null,"authors":[{"name":"Future Family","slug":"futurefamily","bio":null,"profile_image":null,"twitter":"@futurefamilysf","facebook":"futurefamilyfertility","website":"https://www.futurefamily.com"}],"primary_author":{"name":"Future Family","slug":"futurefamily","bio":null,"profile_image":null,"twitter":"@futurefamilysf","facebook":"futurefamilyfertility","website":"https://www.futurefamily.com"},"primary_tag":{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"},"tags":[{"name":"IVF","slug":"ivf","description":null,"feature_image":null,"meta_description":null,"meta_title":null,"visibility":"public"}],"plaintext":"One question we get a lot is: “What is included in a Future Family plan?” We get\nit – figuring out what IVF financing is needed to cover IVF costs can give\nanyone a headache. That’s why Future Family assigns every client a dedicated\naccount manager to make sure that you understand where every dollar goes as part\nof the cost of IVF.\n\n> Since everyone’s IVF treatment journey is different, our personal fertility\nloans are built and customized to our clients’ specific treatment. That’s why we\nwork directly with your IVF clinic near you to make sure that we have the exact\nIVF costs, so the loan covers the right amount. We also take into account your\nIVF insurance coverage to make the most of all your available financing options.\nThe key treatments and procedures that can be included in your Future Family\nplan are:\n\n * All in-cycle monitoring, blood work, and ultrasounds\n * Medications\n [https://www.webmd.com/infertility-and-reproduction/infertility-medications]\n * Egg retrieval\n [https://www.parents.com/getting-pregnant/infertility/treatments/what-is-the-egg-retrieval-process-really-like/]\n * IVF surgery fees\n * ICSI/PICSI (this is when the embryologist injects the sperm directly into the\n egg, which helps with fertilization rates)\n * Genetic embryo testing\n [https://fertility.womenandinfants.org/treatment/genetic-testing] (biopsy,\n analysis, and shipping, if your clinic uses a third-party lab)\n * Cryopreservation/storage\n [https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5395684/]\n * Frozen embryo transfers\n [https://www.medicalnewstoday.com/articles/314571.php] (including Monitoring,\n Blood work, and ultrasounds.)\n\nWe are also able to finance:\n\n * Embryo adoption [https://www.embryodonation.org/adoption/]\n * Fresh donor cycles: We currently can only finance fresh donor cycles that are\n handled directly through your clinic - we are unable to support fresh donor\n cycles using a third party agency\n * Frozen donor cycles: We can finance the purchase of frozen eggs from third\n party egg banks\n * Travel: we offer up to $750 of financing for travel if your clinic is more\n than 50 miles away from your home\n\nOnce you have a Future Family affordable IVF financing plan, you get access to\nour dedicated Fertility Coaching program. Your Fertility Coach is one of the\nfavorite things past clients love about our IVF treatment plans. All Future\nFamily Fertility Coaches are registered nurses with years of experience at\nleading clinics nationwide. Having an additional advocate and resource while\ngoing through IVF can be a huge help and relief. Think of her as your own\npersonal fertility specialist. You can read more about what our Fertility\nCoaches do in this blog pos [/posts/the-best-kept-secret-for-navigating-ivf/]t.\nYou can read some of the review of our Fertility Coaching here\n[https://www.trustpilot.com/review/www.futurefamily.com].\n\nSince Future Family is specifically focused on loans for IVF, here are some of\nthe procedures and costs Future Family does not cover:\n\n * OBGYN Expenses\n * Surrogacy Fees (we can finance the clinic costs of a surrogacy cycle, just\n not the surrogate themselves)\n * Intrauterine Insemination (IUI)\n * Tubal or Vasectomy Reversals surgery\n * Legal Fees and Psychological Fees associated with Donor Cycles\n * Fresh Donor Cycles handled through an Agency\n * Surgeries completed outside of a standard Fertility Clinic\n * Foreign medication\n\nI hope this post helped shed some light on what’s included in a Future Family\nloan for in vitro fertilization financing. If you have questions or would like\nmore information about how Future Family can create a fertility loan for you,\nplease feel free to email us at customercare@futurefamily.com.\n\nThanks, and we hope to hear from you soon!","html":"One question we get a lot is: “What is included in a Future Family plan?” We get it – figuring out what IVF financing is needed to cover IVF costs can give anyone a headache. That’s why Future Family assigns every client a dedicated account manager to make sure that you understand where every dollar goes as part of the cost of IVF.
Since everyone’s IVF treatment journey is different, our personal fertility loans are built and customized to our clients’ specific treatment. That’s why we work directly with your IVF clinic near you to make sure that we have the exact IVF costs, so the loan covers the right amount. We also take into account your IVF insurance coverage to make the most of all your available financing options.
The key treatments and procedures that can be included in your Future Family plan are:
We are also able to finance:
Once you have a Future Family affordable IVF financing plan, you get access to our dedicated Fertility Coaching program. Your Fertility Coach is one of the favorite things past clients love about our IVF treatment plans. All Future Family Fertility Coaches are registered nurses with years of experience at leading clinics nationwide. Having an additional advocate and resource while going through IVF can be a huge help and relief. Think of her as your own personal fertility specialist. You can read more about what our Fertility Coaches do in this blog post. You can read some of the review of our Fertility Coaching here.
Since Future Family is specifically focused on loans for IVF, here are some of the procedures and costs Future Family does not cover:
I hope this post helped shed some light on what’s included in a Future Family loan for in vitro fertilization financing. If you have questions or would like more information about how Future Family can create a fertility loan for you, please feel free to email us at customercare@futurefamily.com.
Thanks, and we hope to hear from you soon!